Here are all the latest iThink Financial bonuses, promotions, and offers.
Update 8/6/25: We’ve added a $125 checking bonus valid through 12/31/25. There’s currently a $75 checking bonus and $50 referral bonus available for a limited time.
iThink Financial Bonuses Review
In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial (formerly known as IBMSECU). Who would have thought that a set of quarters in 1969 would turn into one of the nation’s largest credit unions with more than $1.5 billion in assets and 95,000 members across the country.
I’ll go over the iThink Financial offers below.
iTHINK Financial Credit Union $125 Checking Bonus
- What you’ll get: $125 Bonus
- Eligible account: Checking Account
- Where it’s available: GA, FL (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a checking account, set up direct deposit, and meet the requirements, you can earn up to $125.
- To obtain your bonus, follow the steps below:
- Use promo code JOINCU when prompted or show your email at local branch
- Open a checking account to receive $50
- Sign up for direct deposit to receive $75
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Promotion is for new, consumer members only.
- One bonus per member.
- Membership is required and subject to eligibility and qualifications.
- $5 minimum deposit required for membership.
- Minimum credit or risk score may be required to qualify for other services.
- $50 will be deposited in the new member checking account after the account has been opened and membership/opening requirements confirmed.
- To qualify for the $75 Direct Deposit Bonus, total direct deposits must total at least $1,000 within 90 calendar days of account opening; bonus will be paid within 60 days of completing the direct deposit terms.
- Member must be at least 18 years of age.
- Not to be combined with any other offer.
- Consult your tax advisor with any questions.
- Offer subject to change without notice and valid for checking accounts opened through 12/31/2025.
iTHINK Financial Credit Union $75 Checking Bonus
- What you’ll get: $75 Bonus
- Eligible account: Checking Account
- Where it’s available: GA, FL (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a checking account, and receive $75 after setting up direct deposits totaling at least $1,000 within your first 90 days.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Fine Print
- Promotion is for new, consumer members only.
- Membership is required and subject to eligibility and qualifications.
- To qualify for the $75 bonus, total qualifying direct deposits must total at least $1,000 within 90 calendar days of account opening; bonus will be paid within 60 days of completing the direct deposit terms.
- Member must be at least 18 years of age.
- Not to be combined with any other offer.
- Please refer to ithinkfi.org or contact a Member Service Advisor for terms, conditions, and fees.
- Federally insured by NCUA.
iTHINK Financial Credit Union $50 Referral Bonus
You and a friend can earn a $50 bonus when you refer someone to open a new checking account at iThink FinancialCU.
- What you’ll get: $50 Checking Bonus
- Eligible account: Checking Account
- Where it’s available: GA, FL (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Refer someone to open an account online and get a $50 bonus
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Referral bonus will be awarded for referred members who join in the same calendar year as the submitted referral.
- Referral must be made prior to referred member joining iTHINK Financial to be eligible for the bonus.
- In order to receive a FamilyPlus Bonus, you must be a member at the time referral is submitted. Referral bonus will be paid within 60 days of referred member joining the credit union.
- iTHINK Financial employees are ineligible to receive a bonus.
How to Waive Monthly Fees
- myWallet Youth Checking: No monthly fees
- myWallet Free Checking: No monthly fees
- Business Checking: No monthly fees listed
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Conclusion
If you currently have an account with iThink Financial, I recommend taking advantage of this bonus offer. Be sure to note that there is a monthly fee, however it can easily be waived.
Additionally, I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about iThink Financial, their accounts they offer, or coupon codes.
Check back often for more iThink Financial Bonuses, Promotions, or Offers!
