Find the latest Local Bank bonuses, promotions, and offers here.
Update 8/18/25: There’s currently a $250 checking bonus available through 12/31/25.
Local Bank $250 Checking Bonus
Earn a $250 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $250 Bonus
- Eligible account: Checking
- Availability: AL (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: Not listed
- How to earn it:
- To receive the $150 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025
- Receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”).
- To receive the $100 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and
- Complete at least 30 qualifying transactions within 90 calendar days of account opening (the “qualification period”).
- Qualifying transactions include debit card purchases, online bill payments, ACH Credits, or mobile deposits.
- After the 90-day qualification period, if you have met all requirements, we will deposit the reward(s) into your new account within 30 calendar days.
- To receive the $150 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025
(Expires 12/31/2025)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($500 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To receive the $150 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is a direct deposit made through the Automated Clearing House (ACH) network, Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
- To receive the $100 reward, you must use your Local Bank offer code when opening a new Local Bank consumer checking account, which is subject to approval, by December 31, 2025 and complete at least 30 qualifying transactions within 90 calendar days of account opening (the “qualification period”). Qualifying transactions include debit card purchases, online bill payments, ACH Credits, or mobile deposits.
- After the 90-day qualification period, if you have met all requirements, we will deposit the reward(s) into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the reward. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the reward. We will report the reward as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
- These offers are for new consumer checking customers only and are available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offers are not available to customers that received a bonus for opening a Local Bank consumer checking account within the past 12 months, Local Bank employees and non-resident aliens or foreign entities signing any version of IRS Form W-8 are not eligible for this offer.
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Local Bank Bonuses, Promotions, or Offers!