Take advantage of our updates on Luso American Credit Union bonuses, promotions, and deals here.
Update 1/16/26: There’s currently a $300 checking bonus valid through 2/28/26.
Luso American Credit Union Bonus Review
Luso American Credit Union was established in 1960 and currently has 2 locations in Massachusetts. Additionally, they have some special features and services that they will provide.
| Eligibility: Membership in Luso American Credit Union is available for Luso American CU members only. This bonus promotion is available for people who reside or work in the Essex County. When you refer new members, they will also be able to qualify for a membership as well. See current membership details |
I’ll go over all Luso American Credit Union bonuses below.
Luso American Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Eligible account: Checking
- Where it’s available: MA (Bank Locator)
- Credit inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly fee: None
- How to earn it:
- To qualify for the $300 bonus, an individual must open a new checking account during the promotional period and complete all required qualifying activities within the stated promotional period.
- Qualifying activities include establishing a recurring direct deposit of $500 minimum and maintaining the account in good standing.
- Bonus will be deposited into the member’s checking account within 30 days after the requirements are met.
(Expires 02/28/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer valid for new Luso American Credit Union checking accounts opened from 12/10/2025 through 2/28/2026 only.
- To qualify for the $300 bonus, an individual must open a new checking account during the promotional period and complete all required qualifying activities within the stated promotional period.
- Qualifying activities include establishing a recurring direct deposit of $500 minimum and maintaining the account in good standing.
- Bonus will be deposited into the member’s checking account within 30 days after the requirements are met.
- Offer not available to existing Luso checking account holders or those who have closed a Luso checking account within the past 12 months.
- Limit one bonus per individual.
- Fees may reduce earnings.
- Promotional offer subject to change or withdrawal at any time without notice.
- Membership required.
- Federally Insured by NCUA.
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Conclusion
If you open a new checking account with Luso American Credit Union, then you’ll receive a $100 Amazon gift card. Plus, when you refer a friend, the both of you will receive a $25 deposit into your checking accounts when you download and give them the referral card to return when they open a new checking account. It’s an easy decent bonus offer to get with no monthly fees included.
This bonus from Luso American Credit Union is pretty easy to gain and I would recommend making use of this offer. But, Wheelhouse Credit Union CD and Savings rates aren’t really the best. So be sure to look at our best rates Savings, Money Market, and CD accounts.
If you don’t live or work in the Essex County in Massachusetts, then check out our bank bonuses page to see other offers. Some well known bank offers will be Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, feel free to comment on this post with any questions you may have about Luso American Credit Union.
Check back often for more Luso American Credit Union Coupons, Promotions, or Offers!
