Take advantage of the latest Macatawa Bank bonuses, promotions, and offers here.
Currently, you find bank bonuses with values ranging from $50 all the way up to $200 in promotional offers.
Macatawa Bank Bonuses Review
Macatawa Bank was born in 1997 by local business leaders who built the financial institution with a vision in mind of what a community bank should be.
- Availability: MI (Branch Locator)
- Credit Inquiry: Soft Pull
I’ll review the current Macatawa Bank bonuses below.
Macatawa Bank $200 Checking Bonus
Earn a $200 bonus from Macatawa Bank when you open a new Free Account.
- What you’ll get: $200 Bonus
- Eligible account: Rewards Checking or Interest Rewards Checking
- Where it’s available: MI (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $5-$10; waivable
- How to earn it:
- Open a new account with the minimum opening deposit
- Maintain a minimum $500 monthly cumulative recurring automatic direct deposit.
- You must be enrolled by the 2nd statement cycle.
- The $200 cash bonus will be credited to the new personal checking account after the 3rd statement cycle.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer valid on personal checking accounts for a limited time.
- Only one offer is available per household per year.
- Cannot be combine with any other offer.
- All accounts are subject to the normal approval process.
- This Macatawa Bank offer may change or be discontinued without notice.
- Offer is non¬transferable and not for resale.
Macatawa Bank $50 Referral Bonus
Once you join Macatawa Bank, you can earn a $50 bonus per referral and your referral can earn up to $550 bonus.
- What you’ll get: $50 Bonus
- Eligible account: Rewards Checking or Interest Rewards Checking
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $5-$10; waivable
- How to earn it:
- First, request your own referral code by filling in your information in the link.
- Next, share the link to friends and family members.
- Now, when your referral uses your code to open a personal checking account, you will earn a $100 bonus.
- When your referral opens a new personal or business checking account at Macatawa Bank using your referral code, they will earn $50. If they open a Macatawa Bank Debit Card and make at least 10 debit card transactions within 60 days of account opening, they qualify for an additional $100.
- To be eligible, $25 (personal) or $50 (business) account minimum opening balance requirement must be met at time of account opening;
- Account must be opened with funds not currently on deposit with Macatawa Bank and account holder must not have been a signer on a checking account with Macatawa Bank during the past 90 days.
- $25 Referee bonus payment will be deposited within the first 90 days of account opening.
- $75 Referee Debit card use referee bonus will be credited after the 3rd statement cycle if at least 10 debit card transactions are made within 60 days of account opening.
(Expires 12/31/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Referrals and referral codes will be ineligible if shared to Checking & Bonus online offers and gaming sites or threads. Referee may still open an account using an ineligible code, however, the bonus will NOT be paid to Referrer or Referee if the code is ineligible, or was obtained from said sites. We will attempt to notify user of the ineligible code of the denial within approximately 120 days) of account opening. We reserve the right to disqualify any referrals and/or account openings where we reasonably believe they were not sent to us or opened in good faith of maintaining a banking relationship with us. Offer may discontinue or change at any time and cannot be combined with other offers. Offer is not available for resale. See Bank for complete details. Bonuses subject to IRS tax reporting and will be added as interest on your year-end statement of earnings. By participating in the Refer a friend program you recognize that whomever you refer or whoever referred you will have knowledge that you have an account with Macatawa Bank. Due to the privacy of the account holder, we cannot disclose any information regarding the qualifications of the referees accounts. Bonus payments will only be paid to accounts that are in good standing with the bank at the time of payout. Account cannot have a balance of zero at time of bonus payout or have had a negative balance at any time since account opening. The account must remain open and active for six months or the bonus will be deducted at time of account closing. Must be a resident of Michigan to participate. Program is effective January 1, 2023 through December 31, 2023. Member FDIC.
- Referrer must have a Macatawa Bank checking account to participate. If they do not have one, one must be opened to receive the bonus. Individuals can earn up to $550 per year for referrals. $50 Referrer bonus payment will be deposited in approximately 90 days of your referral opening a qualified account (Rebound Checking is not eligible).
- Referee offer valid on new eligible personal or business checking accounts (Rebound Checking is not eligible for bonus) during current program effective date stated above. To be eligible, $25 (personal) or $50 (business) account minimum opening balance requirement must be met at time of account opening; account must be opened with funds not currently on deposit with Macatawa Bank and account holder must not have been a signer on a checking account with Macatawa Bank during the past 90 days. $25 Referee bonus payment will be deposited in approximately the first 90 days of account opening. $75 Referee Debit card use referee bonus will be credited after the 3rd statement cycle if at least 10 debit card transactions are made within 60 days of account opening (Consider requiring a cumulative total). Account openings are subject to normal approvals. Must present a valid and eligible coupon/code at time of opening in order to receive bonus. Limit one account opening bonus offer per household/business.
How To Waive Monthly Fees
- Rewards Checking: $5, waive $500 daily balance or $2,500 relationship balance, eStatement enrollment, Age 23 or younger (Young Adults) or age 60 or better (Seniors)
- Interest Rewards Checking: $10, waive with Maintain a $1,000 daily balance or $5,000 relationship balance
- Business Basic Checking: None
- Business Access Checking: $7, waive with $2,500 average available minimum balance requirement per statement cycle
- Business Access Plus Checking: $15, waive with $10,000 average available minimum balance requirement per statement cycle
- Business Advantage Checking: $60, waive with $15,000 average available minimum balance requirement per statement cycle
- Nonprofit Access Checking: None
- Nonprofit Advantage Checking: $25,000 average available minimum balance requirement per statement cycle to waive monthly fee
- Nonprofit Analysis Checking: Yes, per item
- Nonprofit Interest Analysis Checking: Yes, per item
- Nonprofit Net Analysis Checking: Yes, per item
- Business Analysis Checking: Yes, per item
- Business Interest Analysis Checking: Yes, per item
- Business Net Analysis Checking: Yes, per item
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Conclusion
Lastly, Macatawa Bank is offering residents a bonus when you refer a friend or family for a new Checking Account and meet a few simple requirements. However, not only do you receive a generous bonus, but the referral also receives a bonus as well!
However, while these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Michigan, definitely take a look at our bank bonuses page to find other offers. Comparatively, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Furthermore, feel free to comment on this post with any questions you may have about Macatawa Bank, their accounts they offer, or any experiences you have had!
Check back often for more Macatawa Bank Bonuses, Promotions, or Offers!
Any one local to Michigan that is interested in the macatawa promo email [email protected] for a referral code.
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