The Miles & More World Elite Mastercard has 2 introductory offers for up to 50,000 bonus miles: gain 50,000 award miles after spending at least $3,000 in the first 90 days and after paying the annual fee. The value of these points will be worth about $700. View some reviews for other airline branded credit cards such as the British Airways Visa Signature Credit Card.
Miles & More is an airline loyalty program that has Lufthansa, Austrian Airlines, Brussels Airlines, LOT Polish Airlines, SWISS, etc. With this partner branded Mastercard, it’s a great option to have for people who normally fly with Lufthansa and other partnered airlines.
It’s not hard to cover the annual fee if you use their benefits to its full potential with their malleable rewards program. For example, double miles for Miles & More ticket expenses, a complimentary companion ticket every year, and 2 free passes to Lufthansa Business lounge annually.
If you are not a frequent flyer of Miles & More airlines and its partners, you should consider looking into a different airline travel card.
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Miles & More Card Quick Facts
|Bonus Available||Get 50,000 award miles after spending a minimum of $3,000 in the first 90 days and after paying the annual fee, then an extra 25,000 award miles included after spending at least $20,000 in your first year.|
|Travel Credit||No travel credit included, but you can receive a companion ticket every year.|
|Ongoing Rewards/Benefits||Receive 2 miles for each $1 spent on tickets directly from Miles & More airline partners, and 1 mile for each $1 spent on other purchases.
Convert 5,000 to 25,000 award miles to status miles at a rate of 5:1 once per calendar year.
Get a 15% discount code for hotel and car awards every year.
|Foreign Transaction Fees?||No|
|Airport Lounge Access||Get 2 complimentary Lufthansa Business Lounge vouchers every year.|
*Miles & More World Elite Mastercard is issued by Barclays. Compare this card to other credit card offers*
- Bonus miles
- Annual companion ticket
- Lounge passes
- Achieve elite status faster
- One-time discount on hotel & car awards
- No foreign transaction fees
- Annual fee
- Excellent credit needed to qualify
- Low earning potential
- Complicated rewards
Editor’s Alternate Pick
The British Airways Visa Signature Card offers 50,000 bonus Avios after spending $3,000 within the first 3 months. You'll have the opportunity to earn an additional 50,000 bonus Avios after spending $20,000 within your first year of account opening.
You'll earn 3X Avios for every $1 spent on British Airways, Aer Lingus, Iberia, and Level purchases & 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
This card comes with a $95 annual fee and no foreign transaction fees.
Miles & More Card 75,000 Bonus Miles Offer
Make use of the Miles & More credit card’s introductory offers: up to 50,000 bonus miles. The evaluation for the value of these points would be about $700 in value (more on that below).
You must charge at least $3,000 to your card to get the first 50,000 award miles, then charge at least $3,000 to your card in the first 90 days and after paying the annual fee. Receive an extra 25,000 award miles after spending a minimum of $20,000 in your first year.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
What are Miles & More Miles Worth
Compared to other different airline-branded credit cards, depending on how you use your miles will reflect their worth. Typically, Miles & More miles are worth about $0.014. If you calculate your miles then 50,000 miles would have about $700 in value.
Your Miles & More miles can be used for:
- Flights with all Star Alliance and other Miles & More airline partners
- Upgrades with many Star Alliance partners
- Accommodation at hotels and resorts
- Car rentals
If you use Star Alliance airlines, that would be the best option for your Miles & More miles. Remember that there are some airlines that have a higher fuel surcharge for their award tickets.
Miles & More Airline Partners
Other than Lufthansa, you can gain and cash in your Miles & More miles with the following airline partners below:
|Adria Airways||Aegean Airlines||The Air Astana|
|Air Canada||The Air China||This Air Dolomiti|
|Air India||Air Malta||This Air New Zealand|
|All Nippon Airways||Asiana Airlines||Austrian Airlines|
|Avianca||Brussels Airlines||Cathay Pacific|
|Condor||Copa Airlines||Croatia Airlines|
|EVA Air||Jet Airways||LATAM Airlines|
|LOT Polish Airlines||Luxair||Olympic Air|
|Scandinavian Airlines||Shenzhen Airlines||Singapore Airlines|
|South African Airways||SWISS||TAP Portugal|
|THAI Airways||Turkish Airlines||United Airlines|
Miles & More Card Top Features
Having the companion ticket by itself would be worth the annual fee for the card. Every year, you’ll receive a free companion pass for Economy Class travel. This can’t be used with award travel, that means that you would have to pay full price for airfare to be able to use your companion pass.
Every year, you’ll receive 2 Lufthansa Business Lounge vouchers, they will be valued for $35 each. Lufthansa has business lounges in several domestic airports, including Atlanta, Los Angeles, Orlando, New York and Washington D.C.
Once every year, you will be able to convert your award miles into status miles at a 5:1 ratio. You would only be able to convert at least 5,000 miles and the most you can convert is 25,000.
|Award Miles||Status Miles|
After you hit 35,000 status miles, you gain a Frequent Traveler status, it gives you more travel perks like:
- Complimentary Business Lounge entry
- Accelerated mile earnings
- Access to an exclusive customer service hotline
Receive a 15% discount code every year for any hotel bookings and car rentals. You must have at least 8,824 miles (7,500 miles after discount) to qualify for the full discount.
Buy items overseas without stressing over any foreign transaction fees with your Miles & More travel card.
If you use this card to its full potential, you would be able to cover the expenses of the annual fee the Miles & More World Elite Mastercard comes with. It is very flexible with other carrier options.
However, if you don’t take advantage of all of their perks and features then there would be no reason for you to own this Miles & More credit card. If this is you, then you should look into a different general airline travel credit card.
(Visit Miles & More for more information)
What’s the Competition?
Here are some of the top competitors for Miles & More World Elite Mastercard credit card listed below.
The Delta SkyMiles® Gold American Express Card offers 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
You'll earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases.
NEW! Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get a savings of up to $240 per round trip for a family of four by being able to check your first bag free on Delta flights.
The Southwest Rapid Rewards® Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary.
You'll earn 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more.
This card does carry a $99 annual fee, but there are no foreign transaction fee.
The UnitedSM Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Limited time offer.
You can also receive 5,000 bonus miles each anniversary when you have the United Business Card and a personal United credit card.
You'll earn 2X miles per $1 at restaurants (including eligible delivery services), gas stations and office supply stores and on United purchases. 1X mile per $1 spent on all other purchases.
In addition, earn 2X miles per $1 spent on local transit and commuting- including train tickets, taxi cabs, mass transit, tolls and ride share services.
The card does carry a $99 annual fee (waived first year), however, you're able to save up to $140 per round-trip with a free checked bag. In addition, you have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year.
Also, enjoy $100 annual United travel credit after 7 flight purchases of $100 or more.
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