Here you can find the most recent Monterey Credit Union bonuses, promotions, and offers.
Update 8/12/25: There’s currently a $225 checking bonus available with no direct deposit requirement for a limited time.
Monterey Credit Union Bonuses Review
| Eligibility: Membership to Monterey Credit Union is open to those who live or work in the California counties of Monterey, San Benito, Santa Clara, Santa Cruz, or San Luis Obispo. See current membership details. |
I’ll go over the Monterey Credit Union bonuses & offers below.
Monterey Credit Union $225 Checking Bonus
Receive a $225 bonus when you open a checking account and meet the requirements.
- What you’ll get: $225 Bonus
- Eligible account: Checking Account
- Where it’s available: CA (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- To receive $225, member must open an MCU Live Full or Cash Back Checking Account and enroll in MCU’s Online Banking, E-statement, and mobile deposit services.
- The $225 incentive check can be redeemed only by mobile deposit to the member’s Live Full or Cash Back Checking Account.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($500 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Get $225 when you open an MCU Cash Back or Live Full Checking Account
- $225 offer available to current and new members of MCU who have not had an MCU Checking Account during the previous 12 months.
- To receive $225, member must open an MCU Live Full or Cash Back Checking Account and enroll in MCU’s Online Banking, E-statement, and mobile deposit services.
- The $225 incentive check can be redeemed only by mobile deposit to the member’s Live Full or Cash Back Checking Account.
- One incentive per household, determined by residence address.
- Not available on business accounts or to households that have previously received an incentive to open an MCU Checking Account.
- MCU employees and their spouses are not eligible.
- Limited time offer; subject to change or cancellation without notice.
 |
 |
Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Monterey Credit Union Bonuses, Promotions, or Offers!
