Here you can find the most recent Municipal Credit Union bonuses, promotions, and offers.
Update 10/26/25: There is currently a $350 bonus (improved from previous $250 offer) available when opening a checking account through 12/31/25.
Municipal Credit Union Bonuses Review
| Eligibility: Membership in Municipal Credit Union is open to the following: (1) employees and retirees of the City of New York; (2) Federal and New York state employees and retirees who work or formerly worked in the five boroughs of New York City; (3) employees of hospitals, health facilities, nursing homes or their affiliates within the state of New York; (4) employees of health insurance companies in the state of New York; (5) employees of companies who provide supplies and healthcare products to hospitals in the state of New York; (6) employees of private colleges in the New York City or private and public colleges in Nassau, Suffolk, or Westchester Counties; (7) students enrolled in a university, college, school, or institution of the City University of New York system; (8) employees of the Archdiocese of New York or Brooklyn; (9) employees who work for agencies operating within New York City and at least partially funded by New York City or the state of New York; (10) immediate family of anyone eligible. See current membership details. |
I’ll go over the Municipal Credit Union bonuses & offers below.
Municipal Credit Union $350 Checking Bonus
- What you’ll get: $350 bonus
- Eligible account: Checking Account
- Where it’s available: NY (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new Everyday Hero Checking account between October 9, 2025, and December 31, 2025.
- Fund the account with a minimum of $1,500 of “new to MCU money” within the first fifteen (15) days after opening the account, and maintain a qualifying minimum daily balance for sixty (60) days after the funding period:
- $150 bonus: $1,500 minimum daily balance
- $250 bonus: $2,500 minimum daily balance
- $350 bonus: $5,000 minimum daily balance
- Upon meeting all requirements of the promotion, the one-time bonus will be deposited into your checking account.
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Eligible new and existing members are limited to one (1) one-time bonus offer. One-time bonus amounts are not cumulative. MCU members with an existing Everyday Hero Checking account as of October 8, 2025 are not eligible for this promotion.
- Member must be in good standing and the Everyday Hero Checking account must be open and in good standing from account opening until the date the one-time bonus is deposited into the member’s account to receive the one-time bonus. New to MCU money deposited directly into any other share or certificate account is not eligible to be counted towards the satisfaction of the funding requirement for the bonus. Bonus is subject to IRS reporting.
- MCU reserves the right to terminate, cancel, suspend, or modify this promotion, in whole or in part, at any time and without notice for any reason, including, without limitation, if any fraud, technical failures, or other factors impairs the integrity or proper functioning of the promotion.
How To Waive Monthly Fees
- Everyday Hero Checking: No monthly service fees
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Municipal Credit Union Bonuses, Promotions, or Offers!
