Check out the most recent Community Credit Union Florida bonuses, promotions, and offers here.
Update 4/2/25: The $500 bonus for opening a checking and savings account has been extended through 12/31/25.
Community Credit Union Florida Bonuses Review
Community Credit Union is a member-owned, not-for-profit financial cooperative that was formed in 1953 by a group of ten teachers. They have maintained its strong financial stability even during economic downturns. They strive for a high level of operational efficiency in order to provide the maximum return to members.
I’ll go over the Community Credit Union offers below.
Community Credit Union Florida $500 Checking & Savings Bonus
- What you’ll get: Up to $500 Bonus
- Eligible account: Checking & Savings account
- Where it’s available: FL (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- Earn a $300 Checking Bonus. To qualify:
- Open a new checking account with CCU Florida.
- Deposit $1,500 within 60 days of account opening.
- Establish a monthly direct deposit of at least $1,500 for the next 90 days.
- Sign up for free eStatements.
- Mention or Enter Promo Code: MK-$300Checking
- Earn a $200 Savings Bonus. To qualify:
- Deposit a total of $15,000 or more into the new CCU Florida Share Savings account within 30 days of account opening.
- Maintain a balance of $15,000 or more for 90 days.
- Available for Membership Share Savings and Premium Share Savings only.
- Earn a $300 Checking Bonus. To qualify:
(Expires 12/31/2025)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Bonus Information: The promotional code MK-$300Checking must be mentioned at time of account opening or entered as a promo code in the online application when applying online. Checking offer is not available to existing CCU Florida checking account holders or those who have closed an account within the past 12 months. Savings offer is not available to existing CCU Florida savings account holders and requires a new checking account be established to receive the savings bonus.
- To receive the checking bonus, you must: 1) Open a new CCU Florida checking account, which is subject to approval; 2) Establish a monthly direct deposit of $1,500 or more into your account within 60 days of account opening and continue the monthly direct deposit of $1,500 or more into your account for 90 days. Direct deposit needs to be an electronic deposit of a paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transferring money from an outside account or using a person-to-person transfer through a service such as Zelle® are not considered a direct deposit; Incentive payout will be posted by the 5th of the month, following the 90 days after meeting the above requirements.
- To receive the savings bonus, you must: 1) Open a new CCU Florida checking and Share Savings account, which is subject to approval; 2) Deposit a total of $15,000 or more into the new CCU Florida Share Savings within 30 days of account opening and maintain an average monthly balance of $15,000 for 90 days. Incentive payout will be posted by the 5th of the month, following the 90 days after meeting the above requirements. Limited time offer.
Community Credit Union Florida $125 Checking Bonus
Open a personal checking account and you can receive a $125 bonus when you meet all the requirements.
- What you’ll get: $125 Bonus
- Eligible account: Checking account
- Where it’s available: FL (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- To earn your bonus, simply do the following within 60 days of opening any CCU personal checking account, including our exclusive Free Checking Plus Account:
- Sign up for eStatements.
- Use your new debit card 10 times to make purchases or payments in any amount.
- Download the CCU Mobile App and use it at least once.
- Mention or enter marketing code MK-125 when you open your account.
- To earn your bonus, simply do the following within 60 days of opening any CCU personal checking account, including our exclusive Free Checking Plus Account:
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- New customer bonus is for new personal households only and not valid with other offers.
- Fees may be applied and could reduce earnings.
- You are responsible for reporting your taxes.
Community Credit Union Florida $100 Referral Bonus
When you refer a friend to open a checking account, you both can earn a $100 bonus.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$25; waivable
- How to earn it:
- To be eligible, please provide the person you would like to refer with a completed Refer-a-Friend form or card. The new member must:
- Open a new checking account with at least $25 opening deposit
- Provide the completed Refer-a-Friend form or card when opening the account at a branch, OR, when opening online, enter Promo Code MK-Friend in the Marketing Code field and provide the requested information for the referring member.
- Sign up for free eStatements
- Download the free CCU Mobile App
- Use your new debit card 10 times within 60 days of opening the account to make purchases or payments (ATM transactions do not count). There’s no minimum transaction amount.
- To be eligible, please provide the person you would like to refer with a completed Refer-a-Friend form or card. The new member must:
(Limited time offer)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Excludes Business, Organizational, Student, and Health Savings Checking Accounts.
- Both accounts must be in good standing and all requirements above met to qualify.
- Offer subject to change at any time.
- A one-time $5 membership fee for the share account is required.
$10 Money Masters Youth Savings Bonus

When you join CCU and open any personal youth savings account, you can earn a $10 bonus.
- What you’ll get: $10 Bonus
- Eligible account: Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required:
- Monthly Fee: $0
- How to earn it:
- The Money Masters Youth Account is available for youth up to age 12.
- Only $1 is required to open the account.
- To receive your $10, please enter or mention promo code MK-YOUTH10 when you open the account.
- Available at the following elementary schools:
- Croton Elementary
- Enterprise Elementary
- Harbor City Elementary
- Palm Bay Elementary
- Roy Allen Elementary
- Sherwood Elementary
- Saturn Elementary
(Limited time offer)
CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
Fine Print
- When you open a youth savings account, the youth on the account will be a new CCU member and will be the primary account holder.
- Youth accounts require an adult joint account holder who is a parent or legal guardian.
- The Money Masters Youth Account is available for youth up to age 12.
- NCUA Insured
$10 EXTREME Savings for Teens Bonus
When you join CCU and open any personal savings account, you can earn a $10 bonus.
- What you’ll get: $10 Bonus
- Eligible account: Checking Account
- Where it’s available: FL
- Credit Inquiry: Hard Pull
- Direct Deposit Required:
- Monthly Fee: $0
- How to earn it:
- The Money Masters Youth Account is available from 13- 17 years of age.
- Only $1 is required to open the account.
- To receive your $10, please enter or mention promo code MK-YOUTH10 when you open the account.
(Limited time offer)
CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
Fine Print
- When you open a youth savings account, the youth on the account will be a new CCU member and will be the primary account holder.
- Teens, ages 13-17 years must have a parent or legal guardian on the account.
- NCUA Insured
How To Waive Monthly Fees
- Free Checking Plus: None
- Clear Advantage Checking: Must maintain $750 minimum daily balance to avoid a $7 per month service fee
- Clear Checking 50+: Must maintain $750 minimum daily balance to avoid a $5 per month service fee
- Student Checking: None
- Founders’ Checking: None
- Premium Checking: Must maintain a minimum daily balance of $10,000 to avoid a $25 per month service fee.
- Second Chance Checking: $10
- Simple Business Checking: None
- Business Checking with Interest: None
- Business Plus Checking with Interest: A $50,000.00 minimum balance or a CCU business loan relationship of $100,000 or more is required to avoid a $30.00 fee.
- Organizational/Non-profit Checking with Interest: A maintenance fee will not be assessed if you maintain a balance of $600 or more; however, if your balance falls below $600 at any time during the month, a low $5 maintenance fee will be assessed.
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Conclusion
I recommend checking out these promotions with Community Credit Union Florida to earn generous bonuses with simple requirements. However, be sure to check with a CSR to find out if the account triggers a hard or soft pull.
I recommend checking out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can take advantage of.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment on this post with any questions you may have about Community Credit Union Florida, their accounts they offer, or coupon codes.
Check back often for more Community Credit Union Florida Bonuses, Promotions, or Offers!