Find an updated list of Flushing Bank bonuses and promotions for their best business and personal checking offers here.
Update 5/24/25: There is now a 350 checking bonus available for a limited time. You can also earn up to $2500 cash bonus with no direct deposit needed, however there is a $250K+ deposit. Smaller bonus amount for smaller deposit.
Flushing Bank Bonuses Review
Flushing Bank has been serving the residents of New York and New Jersey since 2007. With a variety of account features and services, you can find an account that fits your needs. To learn more, visit one of their 20 locations across NY and NJ to get started.
I’ll go over all Flushing Bank offers below.
Flushing Bank $2,500 Checking Bonus
- What you’ll get: Up to $2,500 Bonus
- Eligible account: Complete Checking
- Where it’s available: NY, NJ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- To qualify for the Complete Cash Rewards Program (CCRP) you must be a new Complete Checking customer.
- A minimum deposit of $25 is required to open the new Complete Checking account.
- The CCRP bonus will be based on the three-month average account balance of the first three (3) full calendar months after the month of account opening.
- The CCRP bonus will be posted to the account on or about the 15th of the subsequent month following the account’s three (3) month anniversary
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Three-Month Average Account Balance Requirement | Complete Cash Rewards Program Bonus |
$10,000 – $49,999 | $150 |
$50,000 – $99,999 | $500 |
$100,000 – $249,999 | $1,000 |
$250,000+ | $2,500 |
Fine Print
- To qualify for the Complete Cash Rewards Program (CCRP) you must be a new Complete Checking customer.
- Certain fees, minimum balance requirements, and restrictions may apply.
- New money only.
- A minimum deposit of $25 is required to open the new Complete Checking account.
- Existing checking account customers are not eligible.
- A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s).
- An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months.
- New money is defined as money not currently on deposit with Flushing Bank. 2) The Complete Cash Rewards Program (CCRP) bonus is limited to one (1) account credit per new checking account customer.
- The CCRP bonus will be based on the three-month average account balance of the first three (3) full calendar months after the month of account opening.
- The monthly average account balance tiers and respective account credits are as follows: Tier 1: $10,000 – $49,999 a $150 account credit; Tier 2: $50,000 – $99,999 a $500 account credit; Tier 3: $100,000 – $249,999 a $1,000 account credit; and Tier 4: $250,000+ a $2,500 account credit.
- The CCRP bonus will be posted to the account on or about the 15th of the subsequent month following the account’s three (3) month anniversary.
- A 1099 will be issued in the amount of the CCRP bonus.
- The new Complete Checking account must remain open, active, and in good standing for six months.
- The bonus will be forfeited if the account is closed prior to six months or prior to receiving the bonus. Other fees and restrictions may apply.
- The minimum three-month average account balance to qualify for the CCRP bonus is $10,000.
- The offer is subject to change and termination without prior notice at any time.
- Speak with a Flushing Bank representative for additional details.
Flushing Bank Up to $350 Checking Bonus
Earn up to a $350 bonus when you open a new Complete Checking account and meet the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Complete Checking
- Where it’s available: NY, NJ (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required:
- Monthly Fee:
- How to earn it:
- New Flushing Bank Complete Checking customers can now receive up to $350 in Complete Cash Rewards.
- Receive $10 bonus: Open a new account.
- Receive $40 bonus: Maintain a minimum $2,000 average balance for the first three (3) full calendar months after the month of account opening
- Receive $300 bonus: Make direct deposits; for a direct deposit of $500 or more occurring within the first six (6) months of account opening. The account will be credited in the month following the direct deposit. There is a limit of three (3) $100 direct deposit reward credits for a maximum of $300
(Limited time offer)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- 1) To qualify for the Complete Cash Rewards for consumers (CCR) you must be a new Complete Checking customer. Certain fees, minimum balance requirements, and restrictions may apply. New money only. A minimum deposit of $25 is required to open a new Complete Checking account. Existing checking account customers are not eligible. A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank. 2) The Complete Cash Rewards (CCR) is limited to one (1) series of reward credits of up to $350 per new Complete Checking account customer. The Complete Cash Rewards for consumers are as follows: $10 statement credit for opening a new Complete Checking account (new checking customers only); account will be credited in the month following account opening. $40 statement credit for maintaining a three-month average balance of $2,000 for the first three (3) full calendar months after the month of account opening; account will be credited on or about the 15th of the subsequent month following the account’s three (3) month anniversary. The minimum three-month average balance to qualify for the Complete Cash Reward is $2,000. $100 statement credit for a direct deposit of $500 or more occurring within the first six (6) months of account opening. The account will be credited in the month following the direct deposit. There is a limit of three (3) $100 direct deposit reward credits for a maximum of $300. Tax refund direct deposits do not qualify. A 1099 will be issued. The new Complete Checking account must remain open, active, and in good standing for six months. The reward credit(s) will be forfeited if the account is closed prior to six months or prior to receiving the reward credit(s). Other fees and restrictions may apply. The offer is subject to change and termination without prior notice at any time. Speak with a Flushing Bank representative for additional details.
Flushing Bank $200 Business Checking Bonus + Up to $1,500 Gift Card (Expired)
To earn this $200 business checking bonus, just meet all of their requirements. Plus, you will also receive a gift card up to $1,500 if you meet the Complete Business Checking Balance Tiers.
- What you’ll get: $200 Bonus + $1,500 Gift Card
- Eligible account: Complete Business Checking
- Where it’s available: NY, NJ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a Complete Business checking account.
- You must deposit a minimum of $100 to open a business checking account.
- $100 for the completion of 5 debit card purchases.
- $100 for the completion of 5 online banking bill-payments via Flushing Bank’s Online Banking portal.
- A minimum opening deposit of $15,000 is required in the Complete Business Checking account to qualify for the Value Program gift card.
(Limited time offer)
Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
U.S. Bank Business Checking ( $500 or $900 Bonus) |
Business Checking Tiers | Gift Card Amount |
Tier 1 $15,000 – $24,999 | $200 |
Tier 2 $25,000 – $74,999 | $350 |
Tier 3 $75,000 – $149,999 | $600 |
Tier 4 $150,000 – $249,000 | $1,000 |
Tier 5 $250,000+ | $1,500 |
Fine Print
- Notwithstanding the Business Value Program, a minimum deposit of $100 is required to open the Complete Business Checking account.
- All offers are subject to change and termination without prior notice at any time.
- The compensation will be credited to the checking account on or about the end of the month following the completion of the qualifying transactions.
- A 1099 will be issued.
- Promotional credits and gifts equal to or exceed $600 (including any applicable sales tax, shipping and handling costs) in a calendar year.
- Other fees and restrictions may apply.
How to Avoid Monthly Fees
- Complete Checking: No monthly fee
- Complete Checking Premier: Not listed
- Complete Business Checking: There are no monthly fees.
- Complete Business Checking Plus: There are no monthly fees.
Conclusion
Therefore, Flushing bank offers a wide variety of bonuses for personal and business checking accounts. Furthermore in my opinion, the bonuses are attractive because they are soft pull, so it won’t hurt your credit score.
Flushing Bank rates aren’t that great compared to other banks such as online banks. Be sure to check our best rates for Savings, Money Market, and CD accounts at the links below.
If you’re not a resident of New York or New Jersey, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
If you have experience with Flushing Bank, feel free to leave a comment below informing our readers about what you like/dislike about the bank!
Check back often for more Flushing Bank Bonuses, Promotions, or Offers!