Take advantage of the latest OneAZ Credit Union bonuses, promotions, and offers here.
Update 3/17/25: There is currently a $200 checking bonus available through 3/31/25.
OneAZ Credit Union Bonuses Review
With OneAZ Credit Union, they were founded in 1935 and has been providing their members with a safe and convenient place to bank with competitive rates with their excellent customer service. Plus, there are some good checking bonuses that come with opening different accounts with them.
| Eligibility: Membership in OneAZ Credit Union is open to those who live or work anywhere in Arizona. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review OneAZ Credit Union’s current bonuses & offers below.
OneAZ Credit Union $200 Checking Bonus
Earn a $200 bonus from OneAZ Credit Union when you open a new qualifying checking account.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Availability: AZ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Open a new checking account using your promo code. If applying from this page, promo code is automatically added. If applying in-branch or over the phone, you will need to mention promo code CHK-227 to get your bonus.
- Make qualifying transactions. Use your OneAZ Debit Card to make 20 qualifying transactions.
- Receive your $200 checking bonus. The $200 bonus will be deposited into your account following 15 days of meeting all criteria.
(Expires 03/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Promotional Eligibility: Offer available only to new OneAZ Credit Union Members who are permanent residents of Arizona. Membership eligibility requirements apply and may be found at OneAZcu.com/Membership. Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 12 months. Must be 18 years or older to participate. New member must use promotional (promo) code at account opening when applying for a checking account.
- Bonus/Account Information: To receive the $200 bonus, you must 1) Establish a membership with a Share Savings account and open a NEW checking account AND 2) use your OneAZ Debit Card to make 20 qualifying transactions within the first 60 days of account opening to qualify. The debit card purchases must post and clear the account to count towards the spend requirements.
- Important Information: After all the requirements listed above have been met, the bonus payment will be deposited into your new checking account within 15 business days. The checking account must be open and in good standing with a balance greater than $0.00 to be eligible for the cash bonus. Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S), if applicable. This offer is not transferable and cannot be combined with any other promotions.
- Only one bonus payment may be received per member per year.
- Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within 6 months after opening, we will deduct the bonus amount from the account at closing.
- Offer valid through March 31, 2025.
- Terms subject to change at the discretion of OneAZ Credit Union. OneAZ Credit Union reserves the right to change or discontinue the $200 bonus program at any time without prior notification.
OneAZ Credit Union $300 Checking Bonus (Expired)
Yous can earn a $300 bonus from OneAZ Credit Union when you open a new qualifying checking account.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Availability: AZ (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$12; waivable
- How to earn it:
- To receive the $300 bonus, you must,
- 1) Establish membership and open a NEW checking account AND
- 2) Set up recurring monthly direct deposit of $1000 or more within 60 days of account opening.
- To receive the $300 bonus, you must,
(Expires 06/30/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Bonus/Account Information: To receive the $300 bonus, you must, 1) Establish membership and open a NEW checking account AND 2) Set up recurring monthly direct deposit of $1000 or more within 60 days of account opening. Direct deposits will be verified for two consecutive months to be eligible for the bonus. Only one bonus payment may be received per member per year. Terms subject to change at the discretion of OneAZ Credit Union.
- Promotional Eligibility: Offer available only to new OneAZ Credit Union Members who are permanent residents of Arizona. Membership eligibility requirements apply and may be found at OneAZcu.com/Membership. Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 12 months. Offer subject to change. New member must use promotional (promo) code at account opening when applying for a checking account.
- Important Information: Your direct deposit must be an electronic deposit of your paycheck, investment account, pension, or government benefits (such as Social Security) from your employer or government agency. Person to Person payments (such as Venmo or PayPal) are not considered a direct deposit. After all the above requirements have been met, we will deposit the bonus payment into your new checking account within 15 business days.
- Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S), if applicable. This offer is not transferable and cannot be combined with any other promotions.
- Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within 6 months after opening, we will deduct the bonus amount from the account at closing.
- Offer valid through June 30, 2024.
- Terms subject to change at the discretion of OneAZ Credit Union. OneAZ Credit Union reserves the right to change or discontinue the $300 bonus program at any time without prior notification. Cannot be combined with any other promotion. Must be 18 years or older to participate.
OneAZ Credit Union $100 Checking Bonus (Expired)
Now, NAU students and faculties can earn a $100 bonus from OneAZ Credit Union when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: AZ (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Be a student, faculty, staff, alumni and fan of the NAU Lumberjacks.
- Become a member of the OneAZ Credit Union.
- New OneAZ Student Checking account required.
- Activate a new debit card.
- Once the requirements are met, you will receive the bonus.
(Expires 12/31/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- $100 awarded in branch at time of debit card activation.
- Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S, if applicable).
- New OneAZ Student Checking account required.
- Offer not valid to existing members.
- Valid application must be presented to OneAZ associate in-branch.
- Offer valid to NAU students with valid and current student identification.
How to Avoid Monthly Fees
- Free Checking: No monthly fees
- Benefits Checking: $5 monthly fee
- Premium Checking: $12.00 monthly fee waived if you:
- Hhave $15,000+ aggregate in deposit and loan balances OR
- Maintain a $5,000 daily average balance in the checking account
- Small Business Checking: No monthly fee
- Business Checking: $10 monthly fee waived if you:
- Maintain monthly average deposit balance of $5,000 or more OR
- Maintain average combined aggregate business deposit balance of $25,000 or more
- Business Premium Checking: $25 monthly fee waived if you:
- Maintain monthly average deposit balance of $25,000 or more OR
- Maintain average combined aggregate business deposit balance of $100,000 or more
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Conclusion
Overall, if you are interested, make sure to check out OneAZ Credit Union to learn more about the current promotions. Simply meet the requirements above and you will be able to start a new banking experience.
Lastly, feel free to comment on this post with any questions you may have about OneAZ Credit Union, their accounts they offer, or any experiences you have had!
Although these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Arizona, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Bonuses, Promotions, or Offers!
