Available nationwide, Patelco Credit Union Money Market Select is offering a 1.00% APY Rate. Continue reading to learn more about the attractive account and rate!
Patelco Credit Union Money Market Select Review
A fixture in the Bay Area since 1936, Patelco is a full-service, not-for-profit financial cooperative dedicated to helping their members and communities prosper. With $7 billion in assets and over 360,000 members nationwide, we are one of the largest credit unions in the nation.
| Eligibility: This account is available nationwide online. Learn more about membership eligibility here. |
In addition to this rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll review Patelco Credit Union Money Market Select below.
Patelco Credit Union Money Market Select Rate
To earn this competitive rate, make a deposit of any amount and you will receive a decent rate depending on the amount.
- What you’ll get: 1.00% APY
- Eligible account: Money Market Select
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Where it’s available: Nationwide
- Opening Deposit: None
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
(NCUA Insured)
How to Earn Patelco Credit Union Rate
- Open a Money Market Select account with an opening deposit of any amount.
- The rate you earn will depend on your balance amount:
| Balance Requirement | APY Rate |
| $1.00 – $2,000 | 1.00% APY |
| $2,000.01 – $5,000.00 | 0.50% APY |
| $5,000.01 – $10,000.00 | 0.30% APY |
| $10,000.01 – $50,000.00 | 0.25% APY |
| $50,000.01 – $100,000.00 | 0.20% APY |
| $100,000.01 – $9,999,999.99 | 0.15% APY |
Patelco Credit Union Account Features
- Liquid savings
- No fees, no minimum balance
- Dividends paid monthly
- Free checks
- Up to 6 withdrawals or transfers per month
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Conclusion
This account is great because there are no fees or minimum opening deposit. Additionally, it comes with many great features such as online and mobile banking. However, make sure you maintain a balance below $2,000 in order to receive the highest rate.
Let us know about your experience with this bank and comment below.
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