Payline Data is a merchant service provider that benefits businesses and communities. To find out more about Payline Data, continue reading the review below.
Payline Data offers standardized pricing packages for certain kinds of merchants. These are: Payline Start for retail business owners, Payline Connect for online merchants and Payline Medical for healthcare merchants and providers.
Their Payline Giving program also has partnered with charities to support at least twelve causes in a year, making that one cause for every month!
Payline Data Features
Payline Data offers several kinds of solutions for specific merchants. They take into account the different types of merchants and has designed features to suit them.
- Merchant Accounts: Payline Data’s merchant accounts come with ID numbers for each business with low, simplified pricing.
- High-Risk Accounts: If your business happens to be high-risk, Payline Data can get you a merchant account to regulate it through SMB Global.
- Non-Profit Accounts: Charities and non-profit accounts can apply for discounts on processing rates. Non-profit accounts can also have access to “Commercial Co-Venture” by receiving donations for referring business customers to a company.
- Payment Gateway: This feature helps with processing online transactions. This includes electronic invoice and recurring bills.
- Virtual Terminal: You can receive payments through a computer without needing a physical credit card.
- Credit Card Terminals: Payline Data doesn’t offer terminal releases. Their models for direct purchase are:
- Verifone Vx520
- Ingenico iCT220
- Ingenico iCT250
- All of these machines are eligible through EMV payments.
- POS Systems: Payline Data doesn’t offer POS hardware. However, the company can integrate its processing system with yours.
- Mobile Payments: You can easily make mobile payments with the Payline Data app.
- Shopping Cart Integration: You can incorporate your website with Payline Data’s third party shopping cart partners.
- eCheck (ACH) Services: You can receive payments through direct deposit.
- Fraud Protection: Payline Data has an anti-fraud feature that comes with all their pricing plans.
- Payline API: This feature offers secure payments, flexible funding and merchant onboarding.
- Business Loans: Payline Data offers loans for small businesses.
Payline Data Fees & Rates
All of Payline Data’s plans have interchange-plus pricing, but high volume merchants tend to pay lower rates while low volume ones pay higher rates.
All plans are on a month-to-month basis and they come with one free terminal or mobile card reader.
- $10 monthly fee
- $0 annual and cancellation fee
- $0.10 per transaction fee
- 0.25% for swiped debit card
- 0.25% for keyed debit card
- 1.71% for swiped credit card
- 1.90% for keyed credit card
- $0 gateway monthly fee
- $0 gateway per transaction fee
- 1-2 days deposit time
- $10 monthly fee
- $0 annual and cancellation fee
- $0.20 per transaction fee
- 0.55% for keyed debit card
- 2.30% for keyed credit card
- $10 gateway monthly fee
- $0.10 gateway per transaction fee
- 2 days deposit time
- $0 annual and cancellation fee
- $0.10 per transaction fee
- 0.45% for swiped debit card
- 0.45% for keyed debit card
- 1.91% for swiped credit card
- 2.20% for keyed credit card
- 0.40% ACH check fee
- $10 gateway monthly fee
- $0.05 gateway per transaction fee
- 1-2 days deposit time
- 1-2 days deposit time
Payline Data offers PCI compliance for no additional cost. However, if you account becomes PCT non-compliant, you might have to pay a fee.
If you want to add on features, here are some more:
- Payline mPOS (under Payline Start) for $7.50/month
- Fraud tools (under Payline Connect) for $19.95
- Subscription billing (under Payline Connect) for $29.95
Customer Support & Satisfaction
Payline Data’s customer service is from Monday through Friday at 8:00 a.m. to 5:00 p.m. CST.
If you think you have any general questions, chances are they might be listened in their FAQ.
You can also visit their website and contact them through email. It has been reported that Payline Data guarantees customer satisfaction.
Contract & Closing
Compared to other merchant service providers, Payline doesn’t have long-term contracts with high cancellation fees.
Payline Data’s contracts are all month-to-month with no early termination fee (ETF) which means you can close your account whenever you want and not suffer a penalty fee.
Be sure to return “free” equipment however.
Conclusion
Retail owners, online merchants and medical practitioners can benefit greatly with Payline Data.
Also, using their services means you are directly helping a charity out through its Payline Giving program! Non profit accounts can apply for discounts as well.
If you are interested in finding out more information about other payment or card processors, then check out our Best Credit Card Processing Services to learn about all kinds of different card processors!