Take advantage of the latest PFCU bonuses, promotions, and offers here.
Update 3/11/25: There’s currently a $300 checking bonus available through 4/30/25. There is also a $100 referral bonus for both parties.
PFCU Bonuses Review
PFCU is headquartered in Portland and is the 30th largest credit union in the state of Michigan. It is also the 522nd largest credit union in the nation. It was established in 1947 and as of September of 2022, it had grown to 180 employees and 54,272 members at 12 locations. PFCU has an A health rating.
| Eligibility: PFCU is open to those who attend school, live, worship, or work in Michigan. Eligibility also extends to immediate family. See current membership details |
I’ll review PFCU current bonuses & offers below.
PFCU $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Availability: MI (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None; see below
- How to earn it:
- To receive the cash bonus, the new account must meet the following criteria within the first 30 days:
- 1. Establish access and use of PFCU Online Banking with E-Statements and
- 2. Establish Direct Deposit of at least $100 per month.
- 3. Must be open and cannot be delinquent (more than 30 days) at the time of bonus payment.
- The bonus will be deposited into the qualifying account within 10 business days in the month following the end of the first 30-day period if qualifications are met.
- To receive the cash bonus, the new account must meet the following criteria within the first 30 days:
(Expires 03/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer is available to individuals who never had a PFCU checking account.
- The new checking account must be opened during the promotional period (01/06/2025-03/31/2025) and remain open in order to receive the bonus.
- Account Opening Criteria: Primary account holder must be 18 years or older and meet PFCU’s membership eligibility and credit qualification requirements, including opening a Membership Savings Account with a minimum balance of $5 and a Checking Account. Cash Bonus Criteria: To receive the cash bonus, the new account must meet the following criteria within the first 30 days: 1. Establish access and use of PFCU Online Banking with E-Statements and 2. Establish Direct Deposit of at least $100 per month. 3. Must be open and cannot be delinquent (more than 30 days) at the time of bonus payment.
- The bonus will be deposited into the qualifying account within 10 business days in the month following the end of the first 30-day period if qualifications are met.
- Bonus amounts may be subject to applicable taxes and are the responsibility of the member.
- Bonus cannot be combined with any other account opening offer.
PFCU $100 Referral Bonus
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: MI (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: None; see below
- How to earn it:
- Register yourself to get your personal referral link.
- Share your link with friends and family via text, email and social media.
- When those you’ve referred qualify, you’ll each earn $100!
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Refer-A-Friend cash bonus offer terms and conditions.
- New member must present Referral Code at time of account opening and establish a Membership Savings and Checking Account.
- New members cannot have any existing accounts (primary or joint owner) within the last 12 months.
- Member and referee cannot begin credit union membership on the same business day.
- Account Opening Criteria: Primary account holder must be 18 years or older and meet PFCU’s membership eligibility and credit qualification requirements, including opening a Membership Savings Account with a minimum balance of $5 and a Checking Account. Cash Bonus Criteria: To receive the cash bonus, the new account must meet the following criteria within the first 30 days: 1. Establish access and use of PFCU Online Banking with E-Statements and 2. Establish Direct Deposit of at least $100 per month. 3. Must be open and cannot be delinquent (more than 30 days) at time of bonus payment.
- Bonus will be deposited into the qualifying account and referring member’s account within 10 business days in the month following the end of the first 30-day period if qualifications are met.
- Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age.
- Bonus amounts may be subject to applicable taxes and are the responsibility of the member.
- Bonus cannot be combined with any other account opening offer.
- Referrals limited to twenty per member.
- Terms and conditions subject to change without notice.
How to Avoid Monthly Fees
- Checking: No monthly service charge
- Checking Plus: No monthly service charge
- Basic Business Checking: No monthly fee
- Business Checking Plus: $2,500 Minimum Balance Required to Avoid Monthly Maintenance Fee
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Conclusion
Overall, if you are interested, make sure to check out PFCU to learn more about the current promotions. Simply meet the requirements above and you will be able to start a new banking experience.
Lastly, feel free to comment on this post with any questions you may have about PFCU, their accounts they offer, or any experiences you have had!
Although these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Arizona, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more PFCU Bonuses, Promotions, or Offers!
