Find the latest Quad City Bank & Trust bonuses, promotions, and offers here.
Update 3/5/26: There’s currently a $300 checking bonus good through 12/31/26 and a $50 referral bonus. No limits on referrals. We recommend checking out the Chase High School Checking account if you’re a student.
Quad City Bank & Trust Bonuses Review
Quad City Bank and Trust Company is headquartered in BETTENDORF and is the 6th largest bank in the state of Iowa. It is also the 452nd largest bank in the nation. It was established in 1994 and as of March of 2023, it had grown to 244 employees at 5 locations. Quad City Bank and Trust Company’s money market rates are 7X the national average, and it has an A health rating.
I’ll go over the Quad City Bank & Trust bonuses & offers below.
Quad City Bank & Trust $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: IA (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $0-$16; waivable
- How to earn it:
- Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”).
- To qualify for the New Client Bonus Offer:
- a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit;
- b) Use your account’s debit card* at least three (3) times during the qualifying period;
- c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. Valid email address required for e-Statement delivery;
- d) Account must be open for a minimum of 30 days and maintain a positive balance.
- The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
(Expires 12/31/2026)
Editor’s Note: We recommend checking out the Chase High School Checking account if you’re a student.
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- NEW CLIENT BONUS OFFER: Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”).
- To qualify for the New Client Bonus Offer:
- a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit;
- b) Use your account’s debit card* at least three (3) times during the qualifying period;
- c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. Valid email address required for e-Statement delivery;
- d) Account must be open for a minimum of 30 days and maintain a positive balance.
- Eligibility: All requirements must be completed within the “qualifying period”. The account must also be open for at least 30 calendar days and have a positive balance at the end of the “qualifying period” to be eligible for the bonus. This offer is available only to new Quad City Bank & Trust (QCBT) clients who have not held any consumer checking account with QCBT in the past 12 months. Current consumer checking clients of QCBT are not eligible for this bonus offer. Business accounts are not eligible for this promotion. Quad City Teen Checking account is not eligible for this offer. Must be an Iowa or Illinois resident to open an account.
- Bonus Payment: The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
- Additional terms: Minimum opening deposit requirements range from $25 – $50, depending on the checking account type. (For Example, Bank On Checking minimum – $25 and U Account Checking- $50). This offer is limited to one bonus per customer, per account, and will be paid to the primary owner.Offer cannot be combined with other offers.
Quad City Bank & Trust $50 Referral Bonuses
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Availability: IA (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Optional
- Monthly Fees: $0-$16; waivable
- How to earn it:
- Simply refer a friend to open any new checking account with Quad City Bank & Trust and you’ll both receive $50.
- $50 bonus will be paid within 30 days of when the following occur:
- the account has been open a minimum of 30 days,
- a reoccurring ACH transaction has occurred,
- the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $7,000 Cash Bonus), |
Fine Print
- $50 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance. Requirements must be met within the first six months.
- Account must be active at the time bonus is paid and will be applied as a credit to the new account.
- Only new consumer checking account clients are eligible.
- Cannot be combined with any other offers.
- Employees are ineligible.
- Minimum opening deposit requirement is $100, with the exception of Quad City Preferred (minimum $1000 to open).
- The current client will receive a $50 credit into their QCBT checking account only after the new client has met these requirements.
- Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- New clients may not combine this with any other promotion.
- Bonuses are unlimited per client and will be reported to the IRS as applicable.
How To Waive Monthly Fee
- U Checking Account: No Monthly Service Charge
- Quad City Free Checking: No Monthly Service Charge
- Quad City Interest Checking: $16 Monthly Service Charge (if below minimum $750 Average Daily Balance)
- Quad City Preferred Checking: $16 Monthly Service Charge (if below minimum $10,000 Deposit Relationship Minimum Balance)
- Business Checking: Not listed
- Business Value Checking: Monthly maintenance fee waived with a $5,000 average daily collected balance or $2,500 minimum ledger balance
- Business with Interest Checking: Not listed
- Business Analyzed Checking: Not listed
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Quad City Bank & Trust Bonuses, Promotions, or Offers!
