
Check out the latest Seattle Credit Union bonuses, promotions and offers here!
Update 3/9/26: There’s currently a $150 checking bonus and $100 bonus when referring friends/family to open a new account. Limited time offer.
Seattle Credit Union Bonuses Review
Established in 1933, Seattle Credit Union is a trusted financial advice, with a wide array of products that offers personalized services to its customers and community. Seattle Credit Union is federally insured by NCUA and is an Equal Housing Opportunity Lender.
Membership Eligibility: Must live, work, worship, or attend school in the State of WA. You’re related through blood or marriage to a current Seattle Credit Union member. Working for one of their Employer Partners. Must also show proof of eligibility of the criteria listed and your Social Security Number (SSN) or Individual Tax Identification Number (ITIN). See full membership details.
I’ll review the current Seattle Credit Union bonuses below.
Seattle Credit Union $150 Checking Bonus

- What you’ll get: $150 bonus
- Eligible account: Checking
- Where it’s available: WA (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- Open any Seattle Credit Union checking account, meet two of three easy requirements:
- Maintain $500 in monthly direct deposits
- Complete 10 transactions a month
- Enroll in eStatements
- Bonus will be posted to their membership savings account within thirty (30) business days of completion of the 90-day engagement period.
- Open any Seattle Credit Union checking account, meet two of three easy requirements:
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- $150 CHECKING INCENTIVE RULES AND ELIGIBILITY DISCLOSURE
- 1) Eligibility
- a) Member must be at least 13 years old and in good standing with the credit union at the time of account opening (account cannot be overdrawn, etc.).
- b) Member must open a checking account and maintain at least two (2) of three (3) the following within a “90-day engagement period”: 1) set up a minimum $500 monthly direct deposit; 2) sign up for eStatements; or 3) complete 10
- transactions a month.
- c) Member cannot have had a Seattle Credit Union checking account in the last six (6) months and must be a full member and primary signer, not a joint member.
- 2) Commitment
- When Member opens a checking account and meets two (2) of the three (3) requirements, they will receive a $150 “Incentive Bonus,” which will be posted to their membership savings account within thirty (30) business days of completion of the 90-day engagement period. Account-opening bonuses during a calendar year totaling ten dollars ($10) or more are reported on Form 1099 INT.
- 3) Exclusions and Restrictions
- All new accounts are subject to Seattle Credit Union standard Membership Agreement terms and conditions. Seattle Credit Union reserves the right to cancel or amend the terms of the $150 Checking Incentive Program at any time and without notice.
Seattle Credit Union $100 Referral Bonus

- What you’ll get: $100 bonus
- Eligible account: Checking
- Where it’s available: WA (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- Refer A Friend to Seattle Credit Union
- Your friend meets membership requirements
- Your friend is over 18 years old
- Your friend joins as a New Member to the credit union
- Your Friend Uses ‘REFER‘ Promo Code. Your friend needs to open a checking with the promo code, REFER. The code can be used online or in person. Share who made the referral: name, phone number/email at time of account opening. Make sure the account meets two of the three requirements:
- Set up a minimum of $500 monthly direct deposit
- Sign up for eStatements
- Complete 10 transactions a month
- Enjoy $100—both of you!
- Once the account has been open, active for 90 days with qualifiers met, both of you will receive a $100 deposit. Your deposit will show in your savings account within 30 business days. Note: Adding “joint owners” does not qualify.
- Refer A Friend to Seattle Credit Union
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $7,000 Cash Bonus), |
Fine Print
- Eligibility
- Referring and Referred Member must, at the time of the referral:
- Referring member be (person or business) in good standing with the credit union at the time of referral (account cannot be overdrawn, etc.)
- Be at least 18 years old at the time of referral
- Referred Member must:
- Apply for and be accepted for Seattle Credit Union membership
- Open a checking account and engage in at least two (2) of three (3) the following within a “90-day engagement period”: 1) set up a minimum $500 monthly direct deposit; 2) sign up for eStatements; or 3) complete 10 transactions a month
- Be a new member and cannot be a Seattle Credit Union member in the last twelve (12) months
- Be a full member and main signer on accounts, not a “joint member”
- Referring and Referred Member must, at the time of the referral:
- Commitment
- For each qualifying Member Referral, the Referring Member will receive a $100 “Referral Bonus”, and the new Referred Member will receive a $100 “Welcome Bonus.”
- The Referral Bonus will be posted to the Referring Member’s membership savings account within thirty (30) business days of completion of the 90-day engagement period.
- Welcome Bonus will be posted to the new Referred Member’s membership savings account within thirty (30) business days of the completion of the 90-day engagement period.
- “Referral” and “Welcome bonuses” during a calendar year totaling $600 or more are reported on Form 1099-MISC.
- Exclusions and Restrictions
- All new accounts are subject to Seattle Credit Union standard Membership Agreement terms and conditions
- Seattle Credit Union reserves the right to cancel or amend the terms of the Member Referral Program at any time and without notice.
- Questions about the Member Referral Program
- Call 800-334-2489 toll free.
- Contact us by using the contact form on the “Contact” page of seattlecu.com. Do not include any personal or financial information, such as your account number or social security number in our contact form.
How To Waive Monthly Fees
- FEEL GOOD CHECKING: None listed
- FREE CHECKING: None
- STUDENT CHECKING: None listed
- HIGH YIELD CHECKING: None with balance
- SMALL BUSINESS CHECKING: None
- BUSINESS CHECKING: $15.00/Month if minimum daily balance is not met
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Conclusion
Be sure to check out this promotion at Seattle Credit Union to earn a bonus.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live near a Regions Bank, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Furthermore, feel free to comment on this post with any questions you may have about Seattle Credit Union, their accounts they offer, or coupon codes.
Lastly, check back often for more Seattle Credit Union Bonuses, Promotions, or Offers!




would like a referral