Come take a look at Service Credit Union bonuses, promotions, and offers for Checking and Savings Account here!
Currently, Service Credit Union offering a $100, $500 bonuses.
Service Credit Union Bonuses Review
Service Credit Union was originally established in 1957 as Portsmouth Air Force Base Credit Union. They have around 50 locations throughout Massachusetts, North Dakota, and New Hampshire. They have an A+ health rating and offers a range of personal depository banking products.
| Eligibility: Membership in Service Credit Union is open to current members, veterans, retirees, and reservists in all branches of the U.S. Armed Forces and their families who meet the membership qualifications. |
Service Credit Union $500 Checking Bonus
Earn a $500 bonus from Service Credit Union when you open a new checking account and complete the requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Where it’s available: NH, MA (Bank Locator) *Nationwide if you join ACC first*
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$10
- How to earn it:
- Open a new Everyday or Dividend checking account.
- Must establish reoccurring direct deposit of net pay active for at least 90 days (about 3 months), minimum one deposit each month for three consecutive months.
- Direct deposit of at least $500.00 each month will result in a bonus of $200.00
- Direct deposit of at least $1,500.00 each month will result in a bonus of $500.00.
- All criteria must be met within 90 days of account opening; bonus will be deposited into member’s Primary Savings account within 90 days of all criteria being met.
(Expires 03/31/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend checking account.
- Must establish reoccurring direct deposit of net pay active for at least 90 days (about 3 months), minimum one deposit each month for three consecutive months.
- Direct deposit of net pay includes but is not limited to payroll deposits, social security deposits, and retirement payments.
- Direct deposit of at least $500.00 each month will result in a bonus of $200.00; direct deposit of at least $1,500.00 each month will result in a bonus of $500.00.
- All criteria must be met within 90 days of account opening; bonus will be deposited into member’s Primary Savings account within 90 days of all criteria being met.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 01/01/2024; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months.
- To qualify for this offer, checking account must be opened via the promotional webpage listed in the offer, or if checking account is opened at a branch office or the Contact Center, member must mention this offer to the representative at the time of account opening.
- Offer valid from 01/01/2024 to 03/31/2024 and subject to change or be discontinued at any time without notice.
Service Credit Union $100 Checking Bonus
Earn a $100 bonus from Service Credit Union when you open a new Checking account and complete the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Everyday or Dividend checking account
- Where it’s available: NH, MA *Nationwide if you join ACC first*
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$10
- How to earn it:
- Open a checking account and must present a valid UNH student or faculty ID to qualify for promotion.
- The $100 bonus will be deposited at the time the new checking account is opened.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account with the UNH Wildcats debit card.
- The $100 bonus will be deposited to the Primary Savings account upon member presenting a valid UNH student or faculty ID and receiving the UNH Wildcats debit card at the UNH branch.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 8/16/2022; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any checking account product with Service CU.
- Offer subject to change or be discontinued without notice.
Service Credit Union $100 Checking Bonus (Expired)
Earn a $100 bonus from Service Credit Union when you open a new Checking account and complete the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Everyday or Dividend checking account
- Where it’s available: NH, MA (Bank Locator) *Nationwide if you join ACC first*
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$10
- How to earn it:
- Open an Everyday Checking account and complete the following within 60 days to earn $100:
- Set up a monthly recurring direct deposit of at least $300 for at least two consecutive months1
- Enroll in eCommunications
- Keep the account open for at least 60 days
(Expires 12/31/2023)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account.
- To qualify for the $100 bonus, member must mention this offer at account opening or open account through the associated webpage, enroll in eCommunications and establish a reoccurring direct deposit of at least $300 per month for a minimum of two months.
- A qualifying direct deposit includes but is not limited to payroll deposits, social security deposits, retirement payments, and other sources of income.
- All criteria must be met within 60 days of account opening.
- Account must remain open for a minimum of 60 days.
- The $100 bonus will be deposited to the Primary Savings account within 90 days of account opening and criteria being met.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 8/16/2023; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months.
- Offer valid through 12/31/2023 and subject to change or be discontinued without notice.
Service Credit Union $100 Referral Bonuses (Expired)
Earn a $100 bonus from Service Credit Union when you refer someone to open a new Checking account and complete the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Everyday or Dividend checking account
- Where it’s available: NH, MA *Nationwide if you join ACC first*
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10
- How to earn it:
- Referred friend (referee) must be eligible for membership and open a new membership with at least $5 in their Primary Savings account
- Must open a new checking account, must have direct deposit of net pay of at least $500 per month into the new checking account, and
- Must enroll in eCommunications.
- All criteria must be met within 60 days of account opening.
(Offer expires 03/31/2022)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To qualify for the $100 referral promotion, referrer must be a member of Service CU with at least $5 in their Primary Savings account.
- Referred friend (referee) must be eligible for membership and open a new membership with at least $5 in their Primary Savings account, must open a new checking account, must have direct deposit of net pay of at least $500 per month into the new checking account, and must enroll in eCommunications.
- All criteria must be met within 60 days of account opening.
- Account must be open and in good standing for a minimum of 60 days.
- Referee must not currently, or have not previously, held a membership with Service CU.
- For Dividend Checking there is a variable Annual Percentage Yield (APY) of 0.15% accurate as of 11/01/2022 and no minimum balance required to earn APY.
- The $100 bonus will be deposited to the Primary Savings account of both the referee and referrer 90 days after the referee’s account is opened and all criteria met.
- The credit union will issue a 1099-INT for tax purposes.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away the bonus from your account.
- Promotion runs from November 1, 2022 to March 31, 2023 and is subject to change or be discontinued at any time without notice.
- Cannot be combined with any other promotional offer.
How To Waive Monthly Fees
- Free Business Checking: None
- Everyday Checking: None Listed
- Dividend Checking: $10 monthly fee. Maintain a $1,500 minimum daily balance to avoid the monthly account fee
- Business Plus Checking: $15 monthly fee. Maintain a $10,000 minimum average daily balance to avoid the monthly account fee.
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Conclusion
Lastly, be sure you check out Service Credit Union to learn more about the fantastic $100 checking bonus. This promotion is fantastic for new account members, with a variety of features and easy to complete requirements, I recommend this deal if it triggers a soft pull. In addition, be sure to check out the referral bonus if you already have an account.
Service Credit Union rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment below and let us know about how it went and if this promotion triggered a soft pull! We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Check back at this page for updated Service Credit Union promotions, bonuses, and offers.
Here is my referral link for the $75 offer. If you have any questions before or after applying, send me an email at [email protected]. Thanks to anyone that uses my link.
https://servicecu.royalreferralcenter.com/register?token=5fdd3cf0067d7&via=tw
This bonus is supposedly ending the end of this week so I would sign up ASAP if you want the $100 bonus (and the savings accounts).
My referral code code is P2K0417781874
I would recommend joining the ACC first as they may require you to send the certificate (which you should receive immediately by email) to prove your membership. I was already an ACC member from years ago.
I recommend signing up for the required savings (for 5% on up to $500), the Everyday checking (for the $100 bonus) and the Holiday savings (for 3% on up to $3000).
You enter the referral code when you add the Everyday checking to the application.
They don’t appear to be Chex sensitive as I was approved with a lot of Chex inquiries and haven’t seen many people mention getting denied for the accounts.
You may need to check your emails a few times as they request several things from you (nothing too unreasonable).
I made a $500+ transfer from All America bank and that triggered the bonus so any $500+ ACH transfer appears to qualify for the bonus.
I used a Bank of America Cash Rewards Visa credit card to fund the accounts. It counted as a purchase but did not count as an “online purchase” for the extra CB.
Here is my referral code again (in case you missed it): P2K0417781874
Thanks for anyone that uses it to sign up. Let me know if you have any questions.
Summary of steps:
1. Join the American consumer council here for free with the promo code consumer.
https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org
2. Apply online https://servicecu.org/pays-2-know-referred/ and enter in your American Consumer Council membership code emailed to you. When you add Everyday checking to your account selection it will ask if a friend referred you. Click yes and enter a referral code. Much appreciated if you use mine: P2K0423805381
3. Mine did not auto-approve, went pending and I got an email requesting 2 forms of ID and address verification. Got this sent in and approved a few days later.
4. My bonus posted immediately after I deposited a $500 check to myself. Submit the form here https://servicecu.org/pays2know/ to get your own referral code.
Thanks for reading and feel free to ask any questions.
Service Credit Union also offers 5% interest on up to $500 in Primary Savings, and additional 3% interest on up to $3,000 in Holiday Club Savings account. Great rates!
Can confirm this account was soft credit pull/inquiry. They will need to you to thaw your credit bureaus if they are frozen as they use those for identity verification (you may want to have CreditKarma open when applying as they ask 5 questions about your credit reports during the application).
Was able to join out of state with American Consumer Council membership which is free with membership code “consumer” without the quotes.
Everyday Checking is the best option to get the $100 referral. When you add it, select “Yes” for “Did a friend refer you through the Pays 2 Know Program?” If any of above is helpful, you can use my code P2K0417023935 .
Can also confirm they are listed on my ChexSystems report.
Thanks for the great blog!
Also, the link to USE a referral code seems missing (the link in the post allows to GENERATE a referral code).
Once you have a referral code, you can go to the following link to sign up:
https://servicecu.org/pays-2-know-referred/
Hope that helps!
For anyone trying to generate their own referral code, follow these steps:
1) Make sure your checking account is open and you have at least $5 in your primary savings account
2) Go to https://servicecu.org/pays2know/ and enter the email address associated with your account profile
3) Open the “Refer a Friend to Get $100” email and click the “Click here” link at the bottom of the email
4) The link creates a new draft email, which contains your referral code (the link isn’t limited to a single use)
If you haven’t opened your accounts yet, I’d appreciate if you use my referral code P2K0415196949. Thanks in advance.
This credit union will approve members nationwide if you join the American Consumer Council (ACC). It’s free to join the ACC with Membership Code “service” or “consumer”. They will ask you for your ACC member number and certificate.
The Everyday Checking account is fee-free. On the application, once you select the checking account, there will be a question “Did a friend refer you through the Pays 2 Know Program?*”. Once you select Yes, it will say “Enter the referrer’s Unique ID:*”, you can paste my code: P2K0419451052
They likely do pull Chex, but there is no hard pull of your credit. Best of luck!