SkyOne Federal Credit Union Bonuses: $50,000 Business Checking or Savings Promotion (Nationwide)

Take advantage of our updates on SkyOne Federal Credit Union bonuses, promotions, and offers here!

Update 10/22/25: There’s currently an up to $50,000 bonus when opening a business checking or savings account. You’ll earn a 1% bonus on deposits on up to $5M valid through 10/31/25.

SkyOne Federal Credit Union Review

SkyOne Federal Credit Union was founded in 1949 and is headquartered in Hawthorne, California. They have lots of financial tools to help their clients save and finance towards other things.

Editor’s Note: Now nationwide, you can make a donation to surfrider if you’d normally not be eligible for it.

I’ll go over all SkyOne Federal Credit Union offers below.

SkyOne Federal Credit Union $50,000 Business Checking or Savings Bonus

Earn up to a $600 bonus when you open a new checking & savings account.

• What you’ll get: Up to $50,000 bonus
• Eligible account: Business Checking or Savings Account
• Availability: Nationwide (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Eligibility for New Business Accounts:
    • Open a new eligible business checking or savings account with SkyOne during the promotional period.
    • Maintain an average balance of $100,000 or more in the new account during the first 90 calendar days from the account opening date.
  • Eligibility for Existing Business Accounts:
    • Maintain an average balance of $100,000 or more above your average daily balance for the preceding 90 calendar days (baseline period), measured from the first day of the promotional period or enrollment date, whichever is later.
    • The increased balance must be maintained for 90 consecutive calendar days.
  • Eligible accounts will receive a bonus equal to 1% of the qualifying average balance (maximum of the qualifying balance threshold met) during the 90-day qualification period.
  • Bonus available on up to $5 Million per business account.
  • Bonus for existing members is paid only on the amount above the 90 day average balance and not on existing balances.
  • The bonus will be deposited into the eligible business account within 60 calendar days after all requirements have been met.

(Expires 10/31/2025)

Fine Print

• Business Banking Bonus Offer Disclosure
• The Business Banking Bonus Offer is available to new and existing business members of SkyOne Federal credit Union who meet the eligibility criteria described below.
• This Offer is valid through October 31, 2025, unless modified or cancelled at the discretion of SkyOne without prior notice.
• Eligibility for New Business Accounts:
• Open a new eligible business checking or savings account with SkyOne during the promotional period.
• Maintain an average balance of $100,000 or more in the new account during the first 90 calendar days from the account opening date.
• Eligibility for Existing Business Accounts:
• Maintain an average balance of $100,000 or more above your average daily balance for the preceding 90 calendar days (baseline period), measured from the first day
• of the promotional period or enrollment date, whichever is later.
• The increased balance must be maintained for 90 consecutive calendar days.
• Bonus Payment:
• Eligible accounts will receive a bonus equal to 1% of the qualifying average balance (maximum of the qualifying balance threshold met) during the 90-day qualification
  period.
• Bonus available on up to $5 Million per business account.
• Bonus for existing members is paid only on the amount above the 90 day average balance and not on existing balances.
• The bonus will be deposited into the eligible business account within 60 calendar days after all requirements have been met.
• Bonus payments are considered interest and may be reported on IRS Form 1099-INT or other applicable tax forms. The business is responsible for any applicable taxes.
• Additional Terms:
• Average balance is calculated by adding the daily end-of-day balance for the qualification period and dividing by the number of days in the period
  Accounts must remain open and in good standing through the date the bonus is paid to receive the bonus.
• This Offer is non-transferable and cannot be combined with other promotions unless otherwise stated.
• SkyOne reserves the right to change or terminate this Offer at any time without notice.
• Federally Insured by NCUA

SkyOne Federal Credit Union $600 Checking & Savings Bonus (Expired)

Earn up to a $600 bonus when you open a new checking & savings account.

• What you’ll get: Up to $600 Bonus
• Eligible account: Checking Account
• Availability: Nationwide (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $5 waivable
• How to earn it:
  • Earn up to $1,000 bonus.
  • Get initial $100 bonus: Open your new member Primary Savings account online using promo code EXTRA along with an Advantage Checking account with a combined total of $3,500 (new money).
  • Get another $200 bonus: Open a Sky-High Savings account online and meet the minimum monthly deposit requirements.
  • Get another $100 bonus: Set up online banking and mobile deposit and make 1 qualifying mobile deposit per month.
  • Get another $100 bonus: Make at least 10 debit card point of sale purchases per month within 90 days.
  • Get another $100 bonus: Set up a minimum monthly recurring direct deposit (ACH) to Advantage Checking Account.
  • Get another $100 bonus: Sign up for a SkyOne credit card online with an initial minimum spend using your card.
  • Get another $200 bonus: Open a Liquid Share Certificate online with a $10,000 minimum deposit.
  • Get another $100 bonus: Close on a new personal SkyOne loan (includes auto, motorcycle, signature, RV, boat, airplane, HELOC or mortgage loans) with Auto Pay.

(Limited time offer)

Fine Print

• This is an exclusive offer for new members only.
• You are not eligible for this offer if you are a current owner of a SkyOne Savings account or if you have closed an account within the last 12 months.
• This $1,000 Bonus Offer is subject to change without notice and may end at any time.
• Exclusions may apply. One bonus per product per person.
• Bonus earned is dependent upon the combination of opening accounts and/or initiating services within 30 days of becoming a member, with the exception of the personal loan.
• Accounts must stay in good standing to qualify.
• Account in good standing is defined as 1) Your Checking account balance must not be negative for more than 30 calendar days; 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and 3) You do not have a ChexSystems record with monies owed.
• SkyOne reserves the right to terminate this offer at any time.
• Please refer to the Fee Schedule and All in One Disclosure for complete details.
• All account terms and conditions apply.

SkyOne Federal Credit Union $25 Referral Bonuses (Expired)

Earn a $25 referral bonus when you refer new members.

• What you’ll get: $25 Bonus
• Eligible account: Checking Account
• Availability: Nationwide (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $5 waivable
• How to earn it:
  • Tell a friend about SkyOne, and you’ll BOTH get a $25 Amazon.com Gift Card* when they open a new account. Here’s how:
  • Enter your email and share with friends via Facebook, Twitter, or email.
  • Your friend will receive a $25 gift card when they open an account and deposit the minimum opening balance amount of $5.
  • You’ll get your $25 gift card when they become a member in good standing for 30 days!

(Visit SkyOne Federal Credit Union to learn more)

Fine Print

• Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.”
• The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 20 referrals (or $500) paid out per member per year.
• A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days.
• Offer subject to change without notice and may end at any time.

How To Avoid Monthly Fees

• Advantage Checking Account: The $5 monthly fee will be waived when one of the following criteria listed below have been met each month:
  • Be 25 years of age or under
  • Be 65 years of age or over
  • Have an active Visa® credit card, or line of credit, including HELOC (activity is defined as carrying a balance or making purchases each month that total $100 or more)
  • Have a current consumer loan, including mortgage
  • Have a minimum average daily share balance of $2,500 across all primary account holder’s accounts
  • Make monthly aggregate deposits of $1,000 or more in SkyOne Advantage Checking Account
  • Make a minimum of 10 debit card POS (point-of-sale) transactions

Conclusion

If you would like to earn a quick and easy bonus, then this is a great offer for you! Make sure that you check out this $500 checking bonus before it expires. Plus, you’ll be able to get good account perks that you’ll be able to benefit from as well. However, if you don’t find this bonus appealing, consider a different bank bonus offer.

For those who have had an experience with SkyOne Federal Credit Union, definitely comment below and let us know about how it went! We value your feedback and will keep you posted on the most up to date promotions from this bank!

This bonus from SkyOne Federal Credit Union is super simple to earn and I recommend taking advantage of this offer before it expires. Firstrust Bank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back soon to find more SkyOne Federal Credit Union bonuses, offers, and promotions.