Find the latest State Bank bonuses, promotions, and offers here.
Update 2/26/26: There’s currently a $300 checking bonus available as a limited time offer!
State Bank $300 Checking Bonus
Earn a $300 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: IN, MI, OH (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $3.95-$10; waivable
- How to earn it:
- Receive $300 + Complimentary Checks2 when you open a new Cash Rewards Checking Account
- Open Your Account – Start fresh with a State Bank checking account.
- Set Up Direct Deposit – Send your paycheck or other direct deposit our way.
- Get $300! – We’ll deposit $300 as our thanks for making the move.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Not valid for business accounts or with other checking account offers.
- Effective 1/30/26. Subject to change without notice.
- To receive $300 bonus, sign up for direct deposit and have a direct deposit transaction within 60 days of account opening.
- The $300 bonus will be deposited into your new account within 30 days of meeting the promotion requirements.
- Offer available to individuals without an existing checking account at State Bank.
- A $25.00 fee applies if a checking account is closed within 180 days.
- Minimum to open account and obtain bonus is $25.00.
- Does not bear or earn interest.
- For tax purposes you will receive a 1099-INT for the cash bonus.
- A $25.00 fee applies if a checking account is closed within 180 days of opening.
How To Waive Monthly Fee
- Smart Rewards Checking: $10 Monthly Service Fee waived with:
- $1, 500 Minimum Daily Balance OR Combined Daily Relationship Balance or $20, 000 or Greater OR Use Selected Service from below
- Classic Rewards Checking: $7 Monthly Service Fee waived with:
- $1, 000 Minimum Daily Balance OR Use Selected Service
- Cash Rewards Checking & Student Cash Rewards Checking: $8 Monthly Service Fee waived with:
- $500 Minimum Daily Balance OR Use 3 Services
- Flex Checking & Student Flex Checking: $3.95 Monthly Service Fee waived with:
- Use 2 Services
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more State Bank Bonuses, Promotions, or Offers!
