TD Bank $500 Checking & Savings Bonus

Find the latest TD Bank checking & savings bonus and new promotional offers here – the current offer is a $500 bonus when you sign up and complete the requirements.

Update 9/9/24: There is currently a $500 bonus when opening a new checking & savings account through 9/30/24.

TD Bank Checking & Savings $500 Bonus

• Learn More at TD Bank
• What you’ll get: $500 bonus
• Eligible account: Checking & Savings
• Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
• Credit inquiry: Soft pull, which does not affect your credit
• Direct Deposit Required: Yes
• Monthly Fee: Up to $25 monthly service fee; waivable (see below)

(Expires 09/30/2024)

How To Earn Bonus

• $300 checking bonus:
  • Open a TD Beyond Checking account.
  • Have $2,500 total in qualifying direct deposits post to the account within 60 days.
  • Earn $300. Bonus will be paid on or before 180 days after account opening.
• $200 checking bonus:
  • Open a TD Complete Checking account.
  • Have $500 total in qualifying direct deposits post to the account within 60 days.
  • Earn $200. Bonus will be paid on or before 180 days after account opening.
• $200 savings bonus:
  • TD Signature Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
  • TD Simple Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.

How To Waive Monthly Fee

• TD Complete Checking: $15 monthly maintenance fee waived if:
  • Have $500 or more in direct deposits within a statement cycle; or
  • Maintain a minimum daily balance of $500; or
  • Have $5,000 minimum daily combined balance of all deposit accounts that you choose to link; or
  • When the Primary account holder is 17 through 23 years of age
• TD Beyond Checking: $25 monthly maintenance fee
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more,
  • Or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
• TD Beyond Savings: $15; See below on how to waive
  • Keep a $20,000 minimum daily balance.
  • Link your savings account to a TD Beyond Checking account.
• TD Simple Savings: $5; See below on how to waive
  • Keep a $300 minimum daily balance.
  • Link your savings account to a TD Beyond Checking account.
  • Make recurring $25+ transfers from your linked TD Bank checking account.2
  • If you’re under 24, link your savings account to a TD Convenience CheckingSM account.3
  • Waived automatically if you’re 18 or under/62 or older.

Fine Print

• Offer valid March 4, 2024 through September 30, 2024 and is available only when opening through a qualifying website and who qualify as outlined below.
• Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Your direct deposits need to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security) from your employer or the government of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
• Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
• After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
• Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
• Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.

Conclusion

For more TD Bank Checking coupons, definitely take a look at our list of TD Bank checking offers and our complete list of Best Bank Bonuses for all your banking needs!