Find the latest TruChoice Federal Credit Union bonuses, promotions, and offers here.
Update 1/30/26: There’s currently a $500 checking bonus valid through 3/31/26.
TruChoice Federal Credit Union Bonuses Review
TruChoice Federal Credit Union is headquartered in South Portland and is the 21st largest credit union in the state of Maine. It is also the 1,176th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 48 employees and 12,803 members at 4 locations. TruChoice Federal Credit Union’s money market rates are 11X the national average, and it has a B health rating.
| Eligibility: TruChoice Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the Maine counties of Androscoggin, Franklin, Kennebec, Knox, Cumberland, Lincoln, Oxford, York, Sagadahoc, or Somerset. Family members are also eligible to join. See current membership details |
I’ll go over the TruChoice Federal Credit Union bonuses & offers below.
TruChoice Federal Credit Union $500 Checking Bonus
Earn a $500 bonus when you refer friends/family to open a qualifying checking account.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Availability: ME (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- New members who sign up for a checking account between January 1st and March 31st AND receive at least $2,000 via direct deposit cumulatively (within 90 days of account opening) will get a $500 bonus!
(Expires 03/31/2026)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer valid for new members only. Offer for checking accounts only. Qualification is based on receiving cumulative direct deposits totaling at least $2,000 between January 1st, 2026 and March 31st, 2026.
- Qualifying direct deposits must originate from an employer payroll, government benefits, or pension provider. Person-to-person transfers, mobile deposits, or internal transfers do not qualify. $500 bonus will be deposited into the member’s savings account after 90 days from checking account opening and once the payout period begins. Qualifications must have been met for bonus. Membership must remain open and in good standing at the time of payout. One bonus per account. Offer subject to change or termination at any time. Taxes apply and will be shown on member’s end of year 1099.
- This offer may not be combined with other promotions or discounts unless otherwise stated.
How To Waive Monthly Fee
- Checking: No monthly service fee
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more TruChoice Federal Credit Union Bonuses, Promotions, or Offers!
