Find the most up to date Trustco Bank bonuses, promotions and offers here.
Update 4/23/25: There’s currently a Stanley Mug + $250 checking bonus available through 4/30/25.
Trustco Bank Bonuses Review
Trustco Bank was founded in 1902 and has a longstanding history. Since then, they have experienced a large expansion, opening 148 branches in Central Florida, Massachusetts, downstate New York, New Jersey, and Vermont. The Bank believes in old school, personal service and welcomes each customer by name as they enter the branch.
I’ll go over all Trustco Bank offers below.
Trustco Bank $250 + Stanley Mug Checking Bonus
- What you’ll get: $250 bonus + Stanley Mug
- Eligible account: Checking and Savings
- Availability: FL, MA, NJ, NY, VT (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- To receive the Stanley Mug (approximate retail value of $50) and $250 bonus, you must open a new Home Town Free Checking with Direct Deposit.
- Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit).
- Direct Deposit must be completed within 60 calendar days from the date that the account was opened.
- All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.
(Expires 04/30/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Promotional offer is valid from 4/4/2025 – 4/30/2025.
- Only one offer of each per eligible customer and household per 12-month period.
- Account opening and other transactional requirements must be met.
- All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.
- To receive the Stanley™ Mug (approximate retail value of $50) and $250 bonus, you must open a new Home Town Free Checking with Direct Deposit.
- Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit).
- Direct Deposit must be completed within 60 calendar days from the date that the account was opened.
- Minimum of $50 to open a Checking Account.
- Home Town Free Checking: Does not earn interest.
- Initial debit card supplied at no cost.
- A fee may apply for replacement cards.
- Standard messaging and data rates may apply and vary by carrier.
- Offer subject to change without notice.
- Employees are not eligible to participate in this promotion.
- All bonuses will be reported to the internal revenue service.
- Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.
- Stanley™ is a registered trademark and not affiliated with this promotion.
Trustco Bank $200 Business Checking Bonus (Expired)
Trustco Bank now has a $200 business checking bonus offer when you open new qualifying accounts.
- What you’ll get: $200 Bonus
- Eligible account: Business Checking
- Availability: FL, MA, NJ, NY, VT (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $5; waivable
- How to earn it:
- Open a Home Town Business Checking Account with $1,000 in new money and maintain a $1,000 minimum average balance for 3 statement cycles and receive $150, if average balance is over $5,000 then you receive $200.
(Expires 04/30/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Promotional offer is valid from 3/1/2024 until 4/30/2024.
- Only one offer of each per eligible customer and household per 12-month period.
- Account opening and other transactional requirements must be met.
- All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.
- Minimum to open a new Home Town Business Checking Account is $50. $5 monthly service charge.
- To waive $5.00 monthly service charge, either: a $500 monthly average balance is required or set-up a qualifying Direct Deposit of your Merchant Services.
- The $150 or $200 will be deposited to your account within 60-days of completing requirements.
- 5 – Contact the Wealth Management Department to schedule your free consultation at 1-800-846-1657.
- Investment Products – Not FDIC Insured. Not a deposit. Not insured by any Federal Government Agency.
- Not guaranteed by the bank. May go down in value. 6 – Stewarts Gift Card offer valid at select Trustco Bank locations only.
- The Stewarts gift cards will be mailed within 60-days of completing requirements for any of the above deposit account promotions.
- Offer subject to change without notice.
- Employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service.
- Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.
How To Waive Monthly Fees
- Home Town Premier Checking: $5 monthly fee, waived with Direct deposit of Payroll, Social Security or Retirement income OR a $500.00 monthly average collected balance.
- Home Town Free Checking: None
- Home Town Student Checking: None
- Home Town Business Checking: $5 monthly fee, waived if there is a reoccurring direct deposit of your merchant services OR a monthly average collected balance of $500.00.
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Conclusion
With Trustco Bank, their bonus offers are pretty good since it has a soft pull which won’t harm your credit score. There does not look to be much information on the business checking account, so you may want to contact CSR to verify the requirements. If this bonus promotion seems appealing to you, I recommend signing up before this offer expires.
Feel free to comment on this post with any questions you may have about Trustco Bank, their accounts they offer, or coupon codes.
Trustco Bank rates are decent, but you should check out our best rates, Savings, Money Market, and CD accounts.
If you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Trustco Bank Bonuses, Promotions, or Offers!
