Find an updated list of TruStone Financial bonuses, promotions, and offers here.
Update 7/3/25: The $350 checking bonus is back through 12/31/25.
TruStone Financial Bonuses Review
TruStone Financial is a credit union in Minnesota and Wisconsin. There are over 100,00 members and 17 locations throughout these two states. They have good money market rates, 3X the national average. If you would like to sign up for this bonus, you have to meet the membership requirements first.
I’ll go over all TruStone Financial bonuses & offers below.
TruStone Financial $350 Checking Bonus
TruStone Financial is offering a $350 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Sign up for your new TruStone Checking account and set up direct deposit.
- Earn cash back for the following actions within 45 days of account opening:
- 1) $100 for direct deposit of $1000. Cash back increases to $200 if direct deposit reaches $2,500, and to $300 if direct deposit reaches $5,000.
- 2) $50 for enrolling in e-statements.
(Expires 12/31/2025)
Fine Print
- Offer valid 6/1/25 – 12/31/25. One account per membership is eligible.
- Member must not have a current or prior checking account with TruStone.
- Allow up to 90 days from account opening for cash back deposit.
- Earn cash back for the following actions within 60 days of account opening: $100 cash back for direct deposit of at least $1,000; $200 with a direct deposit of $2,500; $300 with a direct deposit of $5,000; and $50 cash back for enrolling in e-statements.
- Must be 13 years of age or older.
- If under 18 years old, a parent or guardian must be on the account to be eligible for cash back.
- Excludes business & trust accounts.
TruStone Financial $150 Checking Bonus (Expired)
TruStone Financial is offering a $150 bonus when you open a qualifying checking account and set up recurring direct deposits.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Sign up for your new TruStone Checking account
- Earn cash back for the following actions within 45 days of account opening:
- 1) $100 cash back for direct deposit of at least $1,000
- 2) $50 cash back for enrolling in e-statements.
(Expires 12/31/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Fine Print
- Offer valid 1/1/24-12/31/24. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
- Allow up to 60 days from account opening for cash back deposit.
- Recipient is responsible for applicable taxes.
- Earn cash back for the following actions within 45 days of account opening: 1) $100 cash back for direct deposit of at least $1,000 2) $50 cash back for enrolling in e-statements.
- Must be 13 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
TruStone Financial $50 Referral Bonuses (Expired)
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $50 bonus when you all the requirements below.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Open a Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card
- Referrals must:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
(Limited time offer)
Fine Print
- Referred member must open a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location.
- Share and checking account must be opened on the same day.
- Annual percentage yield and minimum balance required vary by account.
- Coupon must be presented at time of account opening.
- Referred member must complete the following behaviors to receive referral dollars:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
- $50 credit will be made to both parties if the behaviors are met at 45 days of account opening.
- Allow up to 60 days for credits to be made.
- Offer is void if the referred member already has a Primary Share with TruStone Financial or is an employee of the credit union.
- If the referred member’s account is closed within six months of opening, funds may be forfeited.
- Participants must be 18 years of age or older and a member in good standing of the credit union.
- Participants are responsible for all taxes incurred.
- $5 membership is required.
- Promotion may be discontinued at any time without warning and cannot be combined with any other offer.
How To Waive Monthly Fees
- Value Checking: None
- MoneyWise Checking: None
- Small Business Checking: None
- TruRate Checking: $20 monthly fee. Maintain a $2,000 minimum daily balance to avoid the monthly account fee
- Premium Checking: $5 monthly fee. Maintain a $300 minimum balance to avoid the monthly account fee
- Essential Business Checking: $5 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
- Capital Business Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
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Conclusion
These are the current bonuses & offers from TruStone Financial. Once you open or become a member, you can start referring to as many friends as you want. In my opinion, I would pass on becoming a member of this Credit Union because they offer a hard pull. Additionally, I know there are better offers out there.
TruStone Financial has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
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Check back often for more TruStone Financial Bonuses, Promotions, or Offers!
