Union Savings Bank Bonuses: $304, $506 Checking, Savings, Business Promotions (CT)

Find the latest Union Savings Bank bonuses, promotions, and offers here.

Update 3/6/26:

• There’s currently an up to $304 checking & savings bonus valid through 4/30/26.
• There’s currently an up to $506 business checking bonus valid through 3/31/26.

Union Savings Bank Bonuses Review

Since its inception in 1866, their mission has been to work for the benefit of the community rather than for the benefit of shareholders. USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of their customers and the communities they serve.

I’ll go over the Union Savings Bank bonuses & offers below.

Union Savings Bank $304 Checking & Savings Bonus

• What you’ll get: Up to $304 Bonus
• Eligible account: Checking & Savings
• Availability: CT  (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $3-$20; waivable
• How to earn it:
  • To receive up to $154.00 bonus:
    • Open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening.
    • Get $54.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or
    • Get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account.
    • Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening.
  • To receive up to $304.00 bonus:
    • Open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening.
    • Get $154.00 if you make one qualifying direct deposit within 60 days of opening the account.
    • Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening.
  • Bonus amounts will be credited to checking and/or savings account between May 1, 2026, and July 31, 2026, depending on the date you open the account.

(Expires 04/30/2026)

Editor’s Note: Here’s an alternative link to the offer.

Fine Print

• To receive up to $154.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $54.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.
• To receive up to $304.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $154.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.
• Offer is valid from February 9, 2026, through April 30, 2026. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between May 1, 2026, and July 31, 2026, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank and their household members are not eligible.

Union Savings Bank $506 Business Checking Bonus

• What you’ll get: $506 Bonus
• Eligible account: Business Checking
• Availability: CT
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $7.50-$15; waivable
• How to earn it:
  • To receive a $506 bonus:
    • Open a new Business Relationship Checking account at a Union Savings Bank branch.
    • Maintain an average monthly balance of $15,000 or more from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
  • To receive a $305 bonus:
    • Open a new Basic Business Checking account at a Union Savings Bank branch.
    • Maintain an average monthly balance of $4,000 or more and
    • Complete 15 qualifying transactions from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
      • Qualifying transactions include deposits or withdrawals for ACH, ATM, debit card, checks, online bill payment, or wire transfers
  • Bonus will be credited to the checking account from April 15, 2026, to June 15, 2026.

(Expires 03/31/2026)

Fine Print

• Offer valid from January 20, 2026 – March 31, 2026
• To receive a $506 bonus, open a new Business Relationship Checking account at a Union Savings Bank branch. Maintain an average monthly balance of $15,000 or more from the first complete monthly statement (month after the account was opened) to the third complete monthly statement.
  To receive a $305 bonus, open a new Basic Business Checking account at a Union Savings Bank branch. Maintain an average monthly balance of $4,000 or more and complete 15 qualifying transactions from the first complete monthly statement (month after the account was opened) to the third complete monthly statement. Qualifying transactions include deposits or withdrawals for ACH, ATM, debit card, checks, online bill payment, or wire transfers
• Offer is valid from January 20, 2026 – March 31, 2026 and may be cancelled without notice. New USB business checking customers only, identified by a unique tax identification number with no other Union Savings Bank business checking accounts closed in the last 12 months. Limit one bonus per business. Bonus will be credited to the checking account from April 15, 2026, to June 15, 2026. The account must be open and in good standing to receive the bonus. The bonus is subject to 1099 IRS reporting requirements. Business entity requirements apply. Sole proprietors are not eligible for the Business Relationship and Basic Business checking accounts. Monthly maintenance fees may apply.

How to Waive Monthly Fees

• Access Checking: $20.00 monthly, can be waived when you meet the following:
  • Maintain a minimum balance of $5,000 OR
  • Maintain combined deposit balances of $25,000, OR
  • Maintain combined deposit and loan balances of $50,000
• Essential Checking: $3 monthly service fee when primary owner of Essential Savings account is an owner of Essential Checking account;
  • $3 monthly paper statement fee if primary owner is under 60 years of age.
• Access Savings: No $5.00 monthly service fee when you maintain a minimum daily balance or have an Access Checking account
• Essential Savings: No $3.00 monthly service fee when you maintain a minimum daily balance or have an Essential Checking account
• Young Savers Account: No monthly service charge
• Basic Business Checking: $7.50 monthly, can be waived when you meet the following:
  • $500 minimum daily balance maintained
• Business Relationship Checking: $12.00 monthly, can be waived when you meet the following:
  • $25,000 minimum daily balance
  • First two months are free for new customers only
• USB Advantage Business Checking: $15.00 monthly, can be waived when you meet the following:
  • Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained
  • Enrolled in USB Merchant Services and USB Business Credit Card.
  • Monthly service fee is waived for the first month for new USB Advantage Business Checking customers only.

Conclusion

Although this bonus is rather generous, there are quite a few requirements in order to receive the maximum bonus amount. Furthermore, I would be sure to check if this triggers a hard or soft pull before opening the account.

Feel free to comment on this post with any questions you may have about Union Savings Bank, their accounts they offer, or coupon codes.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Union Savings Bank Bonuses, Promotions, or Offers!