Here you can find the most updated United Community Bank bonuses, promotions, and offers here.
Update 5/10/24: The $300 checking bonus has been extended through 6/30/24.
About United Community Bank Promotions
United Community Bank is headquartered in Blairsville, Georgia and was founded in 1950. Since then they have grown to 154 locations and they boast an A+ health rating.
I’ll go over the United Community Bank offers below.
United Community Bank $300 Checking Bonus
Earn a $300 bonus when you open an eligible checking account and meet the eligible requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: GA, NC, SC, TN (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $25; waivable
- How to earn it:
- Receive a $300 welcome offer when you complete the following during the 90-day qualification period:
- Open a United Signature Checking account with United Community Bank using promo code SIGNATURE300.
- Receive cumulative direct deposits of at least $2,500.
- Complete 15 or more purchases using your new United Community Bank Mastercard debit card.
- Receive a $300 welcome offer when you complete the following during the 90-day qualification period:
(Expires 06/30/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Eligibility & Qualifications: Open a new United Signature Checking account by June 30, 2024 at a United Community Bank branch or online at ucbi.com/signature-300. Promo code must be presented at account opening and is non-transferrable. Employees of United Community Bank are not eligible to receive offer.
- RECEIVE $300 WITH UNITED SIGNATURE CHECKING. Customers must qualify for the account. At account opening, they must also maintain a loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United and make the required minimum opening deposit of $1,000. They must also have met the following criteria by the end of an initial 90 day qualification period, beginning the day the account is opened, in order to receive the $300 welcome offer. 1) Receive cumulative direct deposits of at least $2,500 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 15 or more posted and cleared debit card purchases/payments from the new United Signature Checking account. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.
- The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
- Account openings are subject to bank approval and may be declined based on certain factors.
United Community Bank $200 Checking Bonus
Earn a $200 bonus when you open an eligible checking account and meet the eligible requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking
- Availability: GA, NC, SC, TN (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$25, waivable
- How to earn it:
- Receive a $200 welcome offer when you complete the following during the 90-day qualification period”
- Open a checking account with United Community Bank using promo code Checking200.
- Receive cumulative direct deposits of at least $2,000.
- Complete 10 or more purchases using your new United Community Bank Mastercard debit card.
(Expires 10/31/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Eligibility & Qualifications: Open a new United Checking, United Checking for 55+ or United Signature Checking by October 31, 2023 at a United Community Bank branch or online at ucbi.com/checking200. Promo code must be presented at account opening and is non-transferrable.
- RECEIVE $200 WITH UNITED CHECKING, UNITED CHECKING FOR 55+ OR UNITED SIGNATURE CHECKING. Customers must qualify for the account, make the required minimum opening deposit, and have met the following criteria by the end of an initial 90-day qualification period, beginning the day the account is opened, in order to receive the $200 welcome offer: 1) Receive cumulative direct deposits of at least $2,000 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 10 or more debit card purchases. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.
- The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
- Account openings are subject to Bank approval and may be declined based on certain factors.
How To Waive Monthly Fees
- United Checking: $8 monthly fee waived with:
- Enroll in eStatements -OR-
- One (1) qualifying Direct Deposit1per statement cycle
- United Signature Checking: $25 monthly fee waived with:
- $15,000 Minimum Daily Balance -OR-
- $25,000 Combined Deposit Balance -OR-
- $50,000 Combined Outstanding Consumer Loans -OR-
- Relationship with United Community Advisory Services or United Community Mortgage Services
- United Checking for 55+: None
- United Checking for Students: None
- United Essential Banking: $5 monthly fee
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Conclusion
If you are currently a resident of Indiana and are currently interested in a new banking experience, then the promotion from United Community Bank is a great bet for you! All you would have to do is meet a few simple and easy requirements and you could be well on you way to enjoying a generous bonus as well as great account features to better your banking experience.
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
Furthermore, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
*Lastly, Check back on this page for updated United Community Bank promotions, bonuses, and offers.
