Find an updated list of United States Senate Federal Credit Union bonuses, promotions, and offers here.
Update 5/27/24: There’s currently a $300 checking bonus valid through 12/31/25.
United States Senate Federal Credit Union Bonuses Review
United States Senate Federal Credit Union is headquartered in Alexandria, Virginia and was founded in 1935. Since then they have grown to 3 locations and boast an A+ health rating.
| Eligibility: Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups. See current membership details |
Membership to USSFCU is available nationwide via membership with the American Consumer Council with the ability to open online.
- Go to americanconsumercouncil.org
- Click the Join Now button
- Fill out the short application—Use Promo Code: USSFCU to waive the $8.00 membership fee
- Click Proceed to the Next Step to complete the application process
I’ll go over all United States Senate Federal Credit Union offers below.
United States Senate Federal Credit Union $300 Bonus
United States Senate Federal Credit Union is offering a $300 bonus when you open new qualifying accounts.
- What you’ll get: $300 Bonus
- Eligible account: Savings, Checking Account
- Where it’s available: Nationwide (ATM/Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a Primary Savings Account with a minimum balance of $5 and pay a one-time $1 membership fee. Use promo code: BONUS25.
- Open a free Senate Checking Account with a USSFCU Visa® Debit Card.
- Make 20 debit card purchases of $10 or more within six months of membership. ATM withdrawals and transfers are not eligible.
- Set up qualifying direct deposit of $500 or more per month for six consecutive months. Qualifying direct deposits include payroll, Social Security, or recurring government/retirement income using your USSFCU routing and account number. Transfers, teller deposits, or wires do not qualify.
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- New Member Bonus – Terms & Conditions:
- Offer valid January 1 – December 31, 2025. Limit one bonus per member. Must Use Promo Code: BONUS25.
- To receive the $300 bonus, you must:
- Open a Primary Savings Account with a minimum balance of $5 and pay a one-time $1 membership fee.
- Open a free Senate Checking Account with a USSFCU Visa® Debit Card.
- Make 20 debit card purchases of $10 or more within six months of membership. ATM withdrawals and transfers are not eligible.
- Set up qualifying direct deposit of $500 or more per month for six consecutive months. Qualifying direct deposits include payroll, Social Security, or recurring government/retirement income using your USSFCU routing and account number. Transfers, teller deposits, or wires do not qualify.
- To participate, members must apply for membership using Promo Code ‘BONUS25’.
- All requirements must be completed within six months of membership application. If eligible, the $300 bonus will be deposited into your USSFCU Primary Savings Account within 30–60 days of completing all requirements.
- Offer is available to new members only and cannot be combined with other promotions. USSFCU employees, managers, and board members are not eligible. Taxes are the responsibility of the recipient. Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU.
United States Senate Federal Credit Union $50 Referral Bonuses
United States Senate Federal Credit Union is offering a $50 bonus when you refer your friends/family to open new qualifying account.
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Where it’s available: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$15; waivable
- How to earn it:
- Sponsor a family member for USSFCU membership and you’ll both receive $50 once they successfully join and open a checking account with us!*
- How it Works:
- Sponsor a family member by guiding them to join our credit union.
- Enjoy a $50 bonus each, credited 30-60 days following successful membership.
- New members must use Promo Code “Family” to enroll in this offer.
(Expires 12/31/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer available through December 31, 2024. For both the sponsored individual and the sponsoring USSFCU member to qualify for and receive the $50.00 reward, the following conditions must be met:
- The sponsoring member must be a current USSFCU member in good standing (maintaining primary share minimum balance requirements of $5.00 or more) and must not have previously caused a loss to the credit union to be eligible for a bonus reward. The sponsored individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.
- For USSFCU membership the sponsored individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. The sponsored individual must also open a USSFCU Senate Checking account and opt to receive a Visa® Debit Card, at no additional charge, during the eligible promotional period. Both membership and checking requirements must be met within 30 days following application for USSFCU membership. The sponsored individual must open the new account using the promo code “FAMILY”. New accounts must be fully established and funded within 30 days of submitting application for USSFCU membership. The sponsored member’s primary savings and checking account must remain open and maintain minimum balance requirements for no less than 30 days after opening. Accounts that do not meet this standard will forfeit both parties’ ability to earn a bonus.
- Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 60 days after meeting promotion requirements.
- Promotion may be terminated or withdrawn at any time and is subject to change without prior notice. May not be combined with any other offer.
United States Senate Federal Credit Union $400 Bonus (Expired)
United States Senate Federal Credit Union is offering a $400 bonus when you open new qualifying accounts.
- What you’ll get: $400 Bonus
- Eligible account: Savings, Checking Account, Money Market, and Share Certificate
- Where it’s available: Nationwide
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $15; waivable
- How to earn it:
- Receive up to $400 in bonuses! This offer is open to current USSFCU members and non-members and is ONLY AVAILABLE ON NEW DEPOSITS. Must use PROMO CODE: ‘SUMMER OF SAVING’ to enroll in this offer.
- Open a Gold Source Checking Account with a minimum balance of $2,000. Receive a $100 bonus within 30-60 days following six-month mark of opening the checking account.
- Open a Money Market Account and maintain minimum balance requirements for at least six months. Receive a $100 bonus within 30-60 days following six-month mark of opening the money market.
- Open a Share Certificate with a minimum balance of $5,000 and a term of at least 24 months to earn a $200 bonus. Receive a $200 bonus within 30-60 days following six-month mark of opening the certificate.
(Expires 09/30/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Limited time offer valid between 07/01/2023 and 09/30/2023. Make the qualifying deposit within 30 days of account application to earn your bonus. After an account is opened or service begins, it is subject to its features, conditions, and terms. Account terms, conditions and minimum balance requirements must be maintained for six consecutive months to qualify for bonus. Additional terms and conditions apply.
- Offer not valid for existing or prior savings accounts. Maximum bonus eligibility is $400. Eligibility is based on primary account owner. Account must be open when bonus is credited. Accounts that fail to meet minimum qualifying deposit and/or funding criteria within 30 calendar days of submitting initial account application will not qualify. Accounts that do not meet or exceed daily balance requirements for 186 consecutive calendar days beginning on the first day of account funding will not qualify. Accounts that do not meet and maintain standard USSFCU membership requirements during qualification will not receive any bonuses advertised in this promotion. All account applications are subject to approval. Bonus will be credited to the account within 60 business days of the account qualifying for the bonus. Bonus offers end 09/30/2023, 11:59 PM ET. Account application must be submitted during promotional period to qualify. Offer may be modified or withdrawn without notice and cannot be combined with any other promotional offer. USSFCU employees, managers and board members are not eligible for this promotion. Any taxes due on the bonus deposit are the sole responsibility of the recipient.
How To Waive Monthly Fees
- Senate Checking: None
- Non-Profit Checking: None
- Gold Source Checking: $15 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
- Business Checking: $10 monthly fee. Maintain a $500 minimum balance to avoid the monthly account fee
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Conclusion
United States Senate Federal Credit Union is offering a bonus when you open a qualifying account! They offer a variety of banking features and fairly easy to complete requirements!
United States Senate Federal Credit Union rates are not that competitive, so be sure to check our best rates Savings, Money Market, and CD accounts.
Interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about United States Senate Federal Credit Union or if you can let us know any information regarding this promotion.
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