Upgrade Rewards Checking Plus Bonus: $200 Offer + Up to 3% Cash Back

Apply for the Upgrade OneCard with Rewards Checking Plus to maximize your rewards and earn a $200 welcome bonus when you start using a new Rewards Checking Plus account and make 3 purchases.

Upgrade OneCard with Rewards Checking Plus Summary

(Visit Upgrade to learn more)

How It Works

• Get your Upgrade OneCard.
  • Apply online and get a credit line up to $25,000 with your Upgrade OneCard
• Make purchases and/or get funds sent to your account.
  • Pay with Upgrade OneCard at retail locations and online and get up to 3% cash back on everyday purchases and 2% on everything else by connecting your Rewards Checking Plus account
• Pay it down.
  • You control how you pay for your purchases: Pay Now with no interest, or Pay Later

Account Features

• Maximize your rewards with direct deposit
• Up to 2% cash back on purchases
• Add Performance Savings to earn up to 4.81% APY
• Get paid up to 2 days early
• No monthly fees

Upgrade Rewards Checking Plus Refer-A-Friend Bonus

Once you have an Upgrade Rewards Checking Plus account, you’re then able to participate in the Refer-A-Friend Program to share $100 bonuses with your family and friends.

You and your referred member(s) can earn a $100 bonus after the referred member opens an Upgrade Rewards Checking Plus account and complete 3 debit card purchases within 60 days of account opening.

You’re able to refer up to 10 members per calendar year with a potential of up to $1,000 in bonus referral credits.

You can refer your friends through the Refer-A-Friend Dashboard within your account – this is where you’ll find your referral link to share.

$75 Bonus For Existing Users (Targeted)

Check your email for the following: Subject line is “<name>, don’t miss out on your $75 bonus”

Upgrade is offering some existing customers a $75 bonus when they receive one or more direct deposits totaling $5,000 by June 23, 2023 or a $25 bonus when they receive direct deposits of between $1,000 and $5,000.

Terms:

• The bonus expires on June 23, 2023 11:59 p.m. PT (“Bonus Period”).
• You can qualify for a Direct Deposit Bonus when you (1) use the link in this email to set up an Eligible Direct Deposit to your Rewards Checking Plus account, and (2) make one or more Eligible Direct Direct Deposits by the Bonus Period.
• You can qualify for a $75 bonus when you make Eligible Direct Deposits totaling at least $5,000, or $25 bonus when you make Eligible Direct Deposits totaling between $1,000 and $4,999.99, (each, a “Direct Deposit Bonus”). An “Eligible Direct Deposit” is a recurring deposit to your Rewards Checking Plus account by Automated Clearing House (“ACH”) from your employer, payroll, or benefits provider, or gig economy payer OR a deposit by Original Credit Transaction (OCT) from your gig economy payer.
• Existing direct deposits, one-time direct deposits, including tax refunds, bank ACH transfers, bank verification or trial deposits, peer-to-peer transfers from services, such as PayPal or Venmo, merchant transactions, mobile check deposits, and cash loads or deposits are not Eligible Direct Deposits.
• The Direct Deposit Bonus will be paid to your Rewards Checking Plus account within 30 days of the end of the Bonus Period.
• You must use the link contained in this email to set up the Eligible Direct Deposit, and you cannot qualify for more than one Direct Deposit Bonus.

Conclusion

If you’re looking to open a line of credit that pairs as a checking account, definitely consider this account.

However, since you will be getting a line of credit, keep in mind that this will be triggering a hard pull on your account.

For more cash back options, see our list of the latest credit card bonuses and the best rewards checking accounts for the latest bank offers.