Apply for the Upgrade OneCard with Rewards Checking to maximize your rewards and earn a $400 welcome bonus when you start using a new Rewards Checking account and make 3 purchases.
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Upgrade OneCard with Rewards Checking Summary
|Bonus Available||Earn $400 welcome bonus when you start using a new Rewards Checking account.
To qualify for the $400 welcome bonus, you must:
|Ongoing Rewards/Benefits||Get 3% cash back on everyday purchases, 2% on everything else
You control how you pay for your purchases: Pay Now with no interest, or Pay Later
Extra Spending Power when you have Rewards Checking through Upgrade
(Visit Upgrade to learn more)
How It Works
- Get your Upgrade OneCard.
- Apply online and get a credit line up to $25,000 with your Upgrade OneCard
- Make purchases and/or get funds sent to your account.
- Pay with Upgrade OneCard at retail locations and online and get up to 3% cash back on everyday purchases and 2% on everything else by connecting your Rewards Checking account
- Pay it down.
- You control how you pay for your purchases: Pay Now with no interest, or Pay Later
Upgrade OneCard with Rewards Checking Features
- Pay Now, Pay Later. You decide which purchases you want to Pay Now with no interest, and which to Pay Later over time at a fixed rate
- Extra Spending Power. Connect your OneCard to Rewards Checking and get extra spending power
- Predictable Payment. Pay down balances each month at a fixed rate with equal monthly payments when you Pay Later
Upgrade Rewards Checking Refer-A-Friend Bonus
Once you have an Upgrade Rewards Checking account, you’re then able to participate in the Refer-A-Friend Program to share $100 bonuses with your family and friends.
You and your referred member(s) can earn a $100 bonus after the referred member opens an Upgrade Rewards Checking account and complete 3 debit card purchases within 60 days of account opening.
Keep in mind that this referral offer is valid through July 31, 2022 to be eligible.
You’re able to refer up to 10 members per calendar year with a potential of up to $1,000 in bonus referral credits.
You can refer your friends through the Refer-A-Friend Dashboard within your account – this is where you’ll find your referral link to share.
If you’re looking to open a line of credit that pairs as a checking account, definitely consider this account.
However, since you will be getting a line of credit, keep in mind that this will be triggering a hard pull on your account.