The U.S. Bank FlexPerks Select+ American Express Card has an introductory offer of: 10,000 bonus FlexPoints when there’s at least $1,000 spent in the first 4 months of having your account open. The 10k points will be worth about $150 in travel. It’s a normal bonus value when you compare it to other no annual fee credit cards.
The FlexPerks Select+ isn’t one of the best travel rewards cards out there. They have very little rewards and benefits that comes with the credit card. However, you don’t have to worry about an annual fee attachment and there is a decent welcome bonus included. This is worth it if you aren’t able to qualify for a better rewards card option.
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FlexPerks Select+ Card Quick Facts
|Bonus Available||Receive 10,000 bonus points when you’ve spent at least $1,000 in the first 4 months of opening your account.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Unlimited 1 point for each $1 used on qualifying expenses.|
|Foreign Transaction Fees?||2% in USD, 3% in foreign currencies.|
|Airport Lounge Access||N/A|
*This card is issued by U.S. Bank. Compare this card to other credit card bonus offers.*
- No annual fee
- Bonus points
- Simple rewards
- Good-Excellent credit needed to qualify
- No value-added benefits
- No transfer partners
- Limited Amex acceptance worldwide
- Foreign transaction fees
Editor’s Alternate Pick
The Chase Freedom Unlimited Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
In addition, you can earn (after your first year or $20,000 spent):
• 5% cash back on Chase travel purchased through Ultimate Rewards
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service,
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
FlexPerks Select+ Card 10,000 Bonus Points Offer
Make use of the FlexPerks Select+ card’s introductory offer of: 10,000 bonus FlexPoints. The points will be worth about $150 when they’re redeemed towards travelling. See other credit card bonuses here.
You must charge your card with a minimum of $1,000 in the first 4 months of having your account open to be able to qualify for this offer.
Here are some ideas on meeting the spending requirement:
What are FlexPoints Worth?
Compared to other travel rewards cards, depending on how you choose to use your points will reflect their value. Typically, every FlexPoint will be worth about $0.015 for travel. This is an amazing value since the industrial average for cards in this platform is normally $0.01 for each point.
Your FlexPoints can be used towards:
- Annual fee
- Gift cards
To get the best value for your FlexPoints, it would be better to use them towards travelling. There isn’t an annual fee you have to worry about with this credit card. The other redemption choices will hold a value of about $0.01 for each point.
U.S. Bank FlexPerks Select+ American Express Card isn’t really the best travel rewards card out there. However, it doesn’t have an annual fee included. It’s a good beginners credit card for a traveller that doesn’t spend much money. This card does come with a foreign transaction fee, so it wouldn’t be ideal to use this card when you travel abroad.
If you want more travel benefits included, then you should consider the U.S. Bank FlexPerks Gold American Express Card.
(Visit FlexPerks Select+ for more information)
What’s the Competition?
There are some of U.S. Bank FlexPerks Select+ American Express credit card’s top competitors listed below.
The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• Unlimited 1% cash back on all other purchases
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
This card has no annual fee.
The Capital One SavorOne Cash Rewards Credit Card offers $200 cash back after spending $500 on purchases within 3 months from account opening.
• 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
• Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
This card comes with no annual fee and no foreign transaction fees.
The Capital One VentureOne Rewards Card offers 20,000 Miles once you spend $500 on purchases within 3 months from account opening.
You'll earn 1.25 Miles per dollar on every purchase, every day and pay no annual fee.
This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card!