Find an updated list of Valley First Credit Union bonuses, promotions, and offers here.
Currently, Valley First Credit Union offers a $100, $200, $500 bonuses when you meet all the requirements.
Update 3/25/24: The $200 checking offer is back with a new link.
Valley First Credit Union Bonuses Review
Valley First Credit Union is headquartered in Modesto, California and was founded in 1956. Since then they have grown to 9 locations and they boast an A health rating.
| Eligibility: Membership in Valley First Credit Union is open to those who live, work, worship, or attend school in the California counties of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tuolumne, or Tulare. Employees of more than 160 Select Employer Groups also qualify for membership. See current membership details |
I’ll go over all Valley First Credit Union bonuses & offers below.
Valley First Credit Union $200 Checking Bonus
Valley First Credit Union is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: CA (ATM/Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10; waivable
- How to earn it:
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met:
- Have an established direct deposit of $750/month or more
- Enrolled in Online Banking
- Enrolled in eStatements.
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met:
(No expiration date listed)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer effective November 14, 2022 and subject to change or cancel with out notice.
- Offer does not apply if you have an existing Valley First Credit Union checking account or have closed a Valley First checking account within the last 12 months, including joint account ownership.
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met: Have an established direct deposit of $750/month or more, are enrolled in Online Banking and are enrolled in eStatements.
- Account must be open and in good standing to receive Bonus.
- Bonus Dividend will be reported as interest (dividends) assumed on IRS Form 1099-INT.
- Recipient is responsible for any applicable taxes.
- Offer cannot be combined with any other offer.
- New accounts subject to ChexSystems.
- Membership eligibility requirements apply.
- Membership requires a Primary Share Account opened wit han initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
Valley First Credit Union $500 Business Checking Bonus
Valley First Credit Union is offering a $500 bonus when you open a new qualifying business checking account.
- What you’ll get: $500 Bonus
- Eligible account: Business Checking
- Where it’s available: CA (ATM/Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0-$12; see below
- How to earn it:
- Open a new business checking account.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer available on Small Business Checking, Business Checking, Interest Business Checking, and Impact Business Checking.
- Offer does not apply if you have an existing Valley First Credit Union business checking account or have closed a Valley First business checking account within the last 12 months, including joint account ownership.
- Cannot be combined with other offers.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
- These fees are waived on the business checking account: monthly maintenance, deposit transaction, cash deposit, and cash order.
- Business money market account dividend rate is variable and subject to change after account opening.
- Minimum balance to open and earn dividends on business money market account is $1.
- Fees may reduce earnings. Business VISA Credit Card subject to credit approval.
- Promotional 0% VISA APR applies to purchases (not cash advances or balance transfers) initiated within 60 days of account opening.
- After 12 months, any unpaid promotional balances will begin accruing interest at the variable APR assigned to the VISA account.
- Current business VISA variable APRs range from 19.24% – 24.00% depending on credit evaluation.
- Offers and rates available as of 9/1/23; subject to change or cancellation without notice.
- Federally insured by NCUA.
- Equal Opportunity Lender.
Valley First Credit Union $100 Checking Bonus
Valley First Credit Union is offering a $100 when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: CA
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10; waivable
- How to earn it:
- New Purple Checking Account must receive direct deposit within 60 days of account opening to receive offer.
- Account must be open and in good standing to receive bonus.
(Expires 12/31/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Bonus will be reported as interest assumed on IRS Form 1099-INT.
- Recipient is responsible for any applicable taxes.
- This offer does not apply if you have an existing Valley First Credit Union membership or closed checking account within the last six months.
- Certain Restrictions may apply.
- Special offers subject to change without notice.
- Offers limited to one per household.
- Preferred Community Partner Program is available only to those individuals whose employer maintains a Preferred Community Partner with Valley First Credit Union.
- Proof of employment may be required.
- Membership eligibility requirements apply and are subject to ChexSystems.
- Membership requires a Primary Share Account opened with an initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
- Valley First Credit Union employees are not eligible for Preferred Community Partner special offers.
How To Waive Monthly Fees
- Purple Checking: None
- OnTrak Checking: reduce the $10 monthly service fee to $8 by having a direct deposit into the account during the Monthly Qualification Cycle.
- Business Checking: $12 Monthly Service Fee (waived with a $1,500+ average daily checking balance OR $4,000+ average daily combined balance). $0.20 per cash deposit, after the first $3,000 in cash deposits (in-branch processing only)
- Impact Business Checking: None
- Nonprofit Checking: None listed
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Conclusion
Valley First Credit Union is offering a bonus when you open a qualifying account! They offer a variety of banking features and fairly easy to complete requirements!
Valley First Credit Union rates are not that competitive, so be sure to check our best rates Savings, Money Market, and CD accounts.
Interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Valley First Credit Union Bonuses, Promotions, or Offers!
