Vantage West Credit Union Bonuses: $100, $200, $500 Checking, Business, Referral Promotions (AZ)

Take a look at the most recent Vantage West Credit Union bonuses, promotions, and offers here.

Update 10/20/25: There’s currently a $500 business checking bonus available through 10/31/25.

Vantage West Credit Union Bonuses Review

With Vantage West, for over 60 years, they’ve been a reliable financial partner, dedicated to earning and rewarding the loyalty of the people and communities they are connected with. Despite explosive growth, Vantage West has retained its core mission of investing in their surrounding communities. Additionally, receive some good account perks when you open a new account with them.

I’ll go over the Vantage West Credit Union offers below.

Vantage West Credit Union $200 Checking Bonus

So, if your company is partnered with Vantage West, you can earn a $100 bonus and 10,000 reward points ($100 value) when you open a qualifying checking account.

• What you’ll get: $200 Bonus
• Eligible account: Essential or Premium Rewards Checking Account
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • $100 bonus for new Members who open a Vantage West Essential Checking account and set up a $500 Direct Deposit.
  • $100 bonus + 10,000 Rewards Points (a $100 cash value) for new Members who open a Vantage West Premium Rewards checking account, set up a $500 Direct Deposit, and use their debit card

(Limited time offer)

Fine Print

• Checking account must remain open for at least 6 months.
• If it is closed within 6 months of the open date you may be responsible for reimbursement of any bonus awarded.
• Account must be in good standing at time the bonus is awarded.
• Limit one new checking account per Membership.
• Offers valid for new checking accounts only.
• Any business owner with employees that live, work, worship, or volunteer in Pima, Pinal, Maricopa, or Cochise counties is eligible for the program.

Vantage West Credit Union $100 Checking Bonus

Vantage West Credit Union is offering a $100 checking bonus when you open a qualifying account.

• What you’ll get: $100 Bonus
• Eligible account: Premium Rewards Checking Account
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • $100 bonus for new Members who open a Vantage West Premium Checking account
  • $20 minimum opening deposit
  • Must be a Pima Community College faculty and student

(Limited time offer)

Fine Print

• Checking account must remain open for at least 6 months.
• Account must be in good standing at time the bonus is awarded.
• Limit one new checking account per Membership.
• Offers valid for new checking accounts only.
• Must be a Pima Community College faculty and student

Vantage West Credit Union $500 Business Checking Bonus

When you open a new qualifying business checking account, you can receive a $500 bonus.

• What you’ll get: $500 Bonus
• Eligible account: Business Checking
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $5-$20; waivable
• How to earn it:
  • To qualify for the $500.00 cash bonus, open a new Vantage West Select Business Checking account, Premier Business Checking account or Community Business Checking account and complete each of the following:
    • Deposit an aggregate total of $10,000.00 in new money within thirty (30) days of account opening; and
    • Complete five (5) qualifying transactions within sixty (60) days of account opening.
  • To qualify for the $200.00 cash bonus, you must open a new Vantage West Select Business Checking account, Premier Business Checking account or Community Business Checking account and complete each of the following:
    • Deposit an aggregate total of $2,000.00 in new money within thirty (30) days of account opening; and
    • Complete five (5) qualifying transactions within sixty (60) days of account opening.
  • The cash bonus will be credited to your new business checking account within thirty (30) days of the date the last requirement is met.

(Expires 10/31/2025)

Fine Print

• To qualify for the $500.00 cash bonus, you must open a new Vantage West Select Business Checking account, Premier Business Checking account or Community Business Checking account and complete each of the following: Deposit an aggregate total of $10,000.00 in new money within thirty (30) days of account opening; and complete five (5) qualifying transactions within sixty (60) days of account opening. Qualifying transactions include new money deposits, credit card and debit card purchases (transactions and purchases must be completed on the business account associated with the newly opened checking account). To qualify for the $200.00 cash bonus, you must open a new Vantage West Select Business Checking account, Premier Business Checking account or Community Business Checking account and complete each of the following: Deposit an aggregate total of $2,000.00 in new money within thirty (30) days of account opening; and complete five (5) qualifying transactions within sixty (60) days of account opening. Qualifying transactions include new money deposits, credit card and debit card purchases (transactions and purchases must be completed on the business account associated with the newly opened checking account).
• Promotion runs May 1, 2025 – October 31, 2025, and all qualifying activities must be completed within the stated time frames. New money is new funds deposited into the checking account that are not transfers from any other Vantage West account. A transfer done via ATM, online or teller, or a transfer from a Vantage West account is not considered new money. A cash withdrawal from an existing Vantage West account and deposited into the new business checking account is not considered new money. Purchases for debit card and credit card transactions do not include ATM transactions or inquiries, balance transfers, cash advances, interest, unauthorized or fraudulent charges, items returned for credit, or fees of any kind, if applicable. Your account must remain open for at least six (6) months. If it is closed within six (6) months of the open date you may be responsible for reimbursement of any bonus awarded. Minimum opening deposit of $100.00 is required. Limit one new Select, Premier or Community Checking account, per Membership and per EIN/SSN, will be eligible for the bonus. The combination of multiple checking accounts will not increase the bonus offer. Offer is only available to business members who have not had a business checking account with Vantage West in the past six (6) months. Offer valid for new Select, Premier and Community Checking accounts only. Members with any existing business checking account are not eligible for the bonus. Conversions between Select, Premier and Community Checking are not eligible for the bonus. Offer cannot be combined with any other offers associated with opening a business checking account. The cash bonus will be credited to your new business checking account within thirty (30) days of the date the last requirement is met. Your account must be open and in good standing at the time the bonus is awarded. IOLTA accounts are not eligible for the promotion. The value of this bonus may constitute as taxable income and is subject to IRS reporting. All applicable federal, state, and local taxes are the responsibility of each account owner. All accounts are subject to approval. Additional restrictions may apply. Offer subject to change without notice.
• Subject to approval. Credit Union Membership required. Certain restrictions may apply. Federally insured by NCUA.

Vantage West Credit Union $20 Referral Bonus

Vantage West Credit Union is offering a $20 referral bonus when you open a qualifying account.

• What you’ll get: $20 Bonus
• Eligible account: Savings, Checking, IRA, or Certificate
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • You will each get $20 once your friend or family member opens any qualifying account:
    • $100 or more in total deposits at account opening in any Vantage West savings, checking, IRA, or certificate
    • $1,000 or more in total auto, home or other consumer loan balances; or in Visa® credit card or Home Equity Line of Credit (HELOC) revolving credit

(Limited time offer)

Fine Print

• Referrer must be a Vantage West Member and cannot be affiliated with the new account.
• Deposit product(s) must remain open for at least 6 months.
• If it is closed within 6 months of the open date, the account may be debited the amount of the bonus paid.
• The cash bonus will be deposited to your share account within 7 days of account opening if the qualifications are met.
• Your account must be in good standing and not negative at time of bonus deposit.
• The $20 is considered a bonus and is subject to IRS reporting.
• Offer valid for new Members only and excludes Super Saver accounts.
• Licensed dealer­ships are not eligible for referral rewards.
• Can’t be used in conjunction with any other discounts or promotions.
• Employees not eligible.
• Federally insured by NCUA.

Vantage West Credit Union $450 Checking Bonus (Expired)

• What you’ll get: $450 Bonus
• Eligible account: Essential or Premium Rewards Checking Account
• Where it’s available: AZ (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • New and existing Vantage West Members are eligible for one of three rewards options:
    • 1) To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $2,000,
      • Complete 5 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements. Or
    • 2) To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $5,000,
      • Complete 10 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements. Or
    • 3) To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $7,500,
      • Complete 15 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements.
    • The Rewards Points will be credited to your rewards account within 30 days of the date the last requirement is met.

(Expires 09/30/2025)

Fine Print

• New and existing Vantage West Members are eligible for one of three rewards options:
  • 1) To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $2,000, complete 5 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements. Or
  • 2) To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $5,000, complete 10 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements. Or
  • 3) To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $7,500, complete 15 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
• Promotion runs August 1, 2025 – September 30, 2025. Your checking account must remain open for at least six (6) months. If it is closed within six (6) months of the open date you may be responsible for reimbursement of any bonus awarded. Minimum opening deposit for Premium Rewards Checking and Essential Checking is $20.00. Limit one (1) new Premium Rewards or Essential Checking account, per Membership and per Member, will be eligible for the bonus. Offer only available to individuals who have not had a checking relationship with Vantage West in the past six (6) months. Offer valid for new Premium Rewards and Essential Checking accounts only. Conversions between Premium Rewards and Essential Checking are not eligible for the bonus. Must open or have a current Vantage West Credit Union Membership. Offer cannot be combined with any other offers associated with opening a checking account.
• The Rewards Points will be credited to your rewards account within 30 days of the date the last requirement is met. Essential Checking does not earn additional rewards points. A qualifying product (Premium Rewards Checking or Credit Card) must be opened to continue earning rewards points. Your account must be in good standing at the time the bonus is awarded. Offer subject to change without notice.

Vantage West Credit Union $300 Checking Bonus (Targeted) (Expired)

Earn a $300 bonus when you open a qualifying checking account and meet the requirements. No direct link to offer – check your mail for this targeted offer.

• What you’ll get: $300 Bonus
• Eligible account: Checking Account
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$12; waivable
• How to earn it:
  • Open a new membership with a Premium Rewards checking account
  • Deposit $1000 within 60 days
  • Make one debit card transaction within 60 days
  • Get $300 (paid in 30,000 Rewards Points)

How To Waive Monthly Fees

• Essential Checking: No monthly service fees w/eStatements
• Platinum Rewards Checking: $12 monthly fee. To avoid the fee, you must have a minimum daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $750
• Select Business Checking: $10 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
  • Maintain a $1,500 average daily balance
  • 10 or more business debit or credit card transactions per month
  • $15,000 combine business balances
• Premier Business Checking: $20 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
  • Maintain a $10,000 average daily balance
  • Maintain $35,000 in combined business balances (ex: checking, savings, credit)
  • Make $1,000 in net purchases per month on VWCU Business debit or credit card
• Community Business Checking: $5 monthly fee. Maintain a $500 average daily balance and eStatements

Conclusion

Overall, if you are interested in a new banking experience, then Vantage West Credit Union is a great bet for you! For a limited time, all you would have to do is meet a few simple requirements. Then, you could be well on your way to enjoying a generous bonus as well as great account features to better your banking experience. Plus, their accounts come with a soft pull which won’t harm your credit. However, if this offer doesn’t seem appealing check out other bonus offers.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, feel free to comment on this post with any questions you may have about Vantage West Credit Union, their accounts they offer, or coupon codes.

Check back often for more Vantage West Credit Union Bonuses, Promotions, or Offers!