WECU Bonuses: $400 Checking Promotions (WA)

Find the latest WECU bonuses, promotions, and offers here.

Update 6/9/25: The prior $250 bonus has increased to $400 and valid through 12/31/25.

WECU Bonuses Review

WECU (Whatcom Educational Credit Union) is headquartered in Bellingham and is the 7th largest credit union in the state of Washington. It is also the 164th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 383 employees and 143,435 members at 13 locations. WECU (Whatcom Educational Credit Union) has an A+ health rating.

Eligibility: Membership in Whatcom Educational Credit Union is open to anyone who lives, works, attends school, or worships in the state of Washington and to the family of current members. See current membership details.

I’ll go over the WECU bonuses & offers below.

WECU $400 Checking Bonus

Earn a $400 bonus when you open a True Blue Rewards checking account.

• What you’ll get: $400 Bonus
• Eligible account: Checking
• Availability: WA (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fee: $5; waivable
• How to earn it:
  • Requirements to receive $400:
    • New member must open Spend Plus checking online at wecu.com and
    • Receive a direct deposit of $1,000 or more into that new account within the first 60 days.
  • Bonus will be deposited into the account on day 65, if requirements are met.

(Expires 12/31/2025)

Fine Print

• Offer is available for a limited time to qualifying individuals who have not been a member in the last twelve (12) months.
• Requirements to receive $400: New member must open Spend Plus checking online at wecu.com and receive a direct deposit of $1,000 or more into that new account within the first 60 days.
• Bonus will be deposited into the account on day 65, if requirements are met.
• You are responsible for any taxes due on the value of the bonus offer.
• We will report the bonus to tax authorities as required.
• Please consult a tax advisor, WECU does not provide tax advice.
• Only tax-reporting account owners are eligible.
• Foreign members without tax identification numbers are not eligible.
• One bonus per person.
• Can not be combined with other new member offers.
• Offer expires December 31, 2025. WECU may change or discontinue this offer without notice.
• Spend Plus Rewards Checking requires $1 to open.
• Monthly fee is waived with Direct Deposit greater than $100 per month; otherwise account is $5 per month.
• It comes with early payday, up to $10 in ATM fee refunds per month, 1 point per $20 spent with your Debit Card per month, 10 points per month per $1,000 in WECU Loans, and 250 points per month for a WECU Mortgage.
• See Member Rewards Terms & Conditions or contact us for details.

WECU $1,000 Business Checking Bonus (Expired)

Earn a $1,000 bonus when you open an eligible business checking account.

• What you’ll get: $1,000 Bonus
• Eligible account: Business Checking
• Availability: WA
• Credit Inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: No
• Monthly Fee: $0-$15; waivable
• How to earn it:
  • Requirements to receive $1,000 bonus:
    • open a new Simple, Savvy, or Smart account,
    • maintain $10,000 average balance, and
    • complete 10 transactions or more on that new account within sixty (60) days of account opening.
  • Requirements to receive $250 bonus:
    • open a new Simple, Savvy, or Smart account,
    • maintain $2,500 average balance, and
    • complete 10 transactions or more on that new account within sixty (60) days of account opening.
  • Bonus will be deposited into the account on day 61, if requirements are met.

(Offer expires 12/31/2023)

Fine Print

• Offer is available for a limited time to qualifying business members who have not been a member in the last twelve (12) months.
• Requirements to receive $1,000 bonus: open a new Simple, Savvy, or Smart account, maintain $10,000 average balance, and complete 10 transactions or more on that new account within sixty (60) days of account opening.
• Requirements to receive $250 bonus: open a new Simple, Savvy, or Smart account, maintain $2,500 average balance, and complete 10 transactions or more on that new account within sixty (60) days of account opening.
• Bonus will be deposited into the account on day 61, if requirements are met.
• You are responsible for any taxes due on the value of the bonus offer.
• We will report the bonus to tax authorities as required.
• Please consult a tax advisor, WECU does not provide tax advice. Only tax-reporting account owners are eligible.
• Foreign members without tax identification numbers are not eligible.
• One bonus per business.
• Offer expires December 31, 2023.
• WECU may change or discontinue this offer without notice.

How To Waive Monthly Fee

• True Blue Rewards: No monthly fee
• Spend Free: No monthly fee
• SafeCard: No monthly fee
• Serve Business Checking: No monthly fee
• Simple Business Checking: No monthly fee
• Savvy Business Checking: $15 monthly fee
• Smart Business Checking: $10 monthly fee

Conclusion

If you live near a WECU, the promotions being offer are very simple to earn. I would first check if opening an account would trigger a soft pull to make it more worthwhile.

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more WECU Bonuses, Promotions, or Offers!