Make your life a little better every day. Introducing a no annual fee, flat rate cash back, hassle free credit card, the Wells Fargo Cash Wise Visa® Card offers a flat cash back rate of 1.5%. This card caters to all types of users — those who are looking to earn money and those who are looking to save money.
With no category limitations or quarterly activations, this card is incredibly useful for those who are looking for a consistent rewards program. Additionally, with no annual fee you can be assured that every swipe earns a small sum of your money back.
While the cash back feature lets you earn money, the 0% Intro APR for 12 months on purchases and on qualifying balance transfers (fees apply), then a 16.24%-28.24% variable APR (balance transfers made within 120 days qualify for the intro rate and fee), helps you save money. The low intro APR rate helps those looking to transfer high-interest balances or are wanting to finance large purchases.
To top it all off, there is a generous sign up bonus of $200 cash bonus when you spend $1,000 in purchases in the first 3 months of account opening.
Table of Contents
Wells Fargo Cash Wise Visa Card Summary
With the Wells Fargo Cash Wise Visa® Card:
• Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
• Earn unlimited 1.5% cash rewards on purchases
• Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google PayTM, during the first 12 months from account opening
• No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
• Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
• 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
• $0 Annual Fee
• Select "Apply Now" to learn more about the product features, terms, and conditions
Earn An Unlimited 1.5% Cash Back
Earning points on the Wells Fargo Cash Wise Visa® Card is heavily straightforward. On all purchases, you can earn unlimited 1.5% cash back. There are no category restrictions, sign-up or activation requirements. Plus, your cash back rewards don’t expire as long as your account remains open.
Redeeming rewards with the Wells Fargo Cash Wise Visa® Card is straightforward as well. You can redeem in the Go Far Rewards portal for gift cards, merchandise purchases, travel purchases, and cash rewards.
The best way to make the most out of your rewards is to redeem for cash redemptions. Non-cash redemption options tend to have lower value than cash redemptions.
You must accumulate a minimum of $25 in cash back rewards. Once you accumulate at least $25 in cash back rewards, you can redeem for statement credits, paper checks, or Wells Fargo bank account deposits.
However, if you have a Wells Fargo debit or ATM card, you can redeem at ATMs in $20 increments.
Cell Phone Protection
To take advantage of this benefit, you’ll need to firstly, put your monthly cellular bill on this card. You will then get covered for up to $600 for up to 3 phones. Again, the phones must be listed on the monthly bills for Cell Phone Protection services to be active.
There will be a $25 deductible for every time you use this service. You will also be approved for up to 2 claims per twelve months period. A $600 limit per claim multiplied by 2 claims. Therefore, you can get up to $1,200 in claims per twelve months.
The Wells Fargo Cash Wise Visa® Card comes with reliable cash back rewards, a generous bonus, and no annual fee. Whether you are looking to save money or earn money, the Wells Fargo Cash Wise Visa® Card can do it all. Offering a simple and efficient rewards system, this card has the best of both worlds and will undoubtedly give you everything you need.
Plus, you’ll get $600 protection on your cell phone, subject to $25 deductible, against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card.
If all these features appeal to you, then don’t hesitate to sign up for your Wells Fargo Cash Wise Visa® Card today! If you’re interested in what other cards have to offer, see credit card promotions today! Also check out what Wells Fargo promotions you can apply for!
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.