Don’t miss out on the golden opportunity to get rewarded by using the Wells Fargo Cash Wise Visa® Card. Wells Fargo gives you $200 bonus when you use your new card to make $1,000 in purchases in the first 3 months. However that is not the only benefit this card has, so keep reading to find out more about this card and the features it possesses.
With the Wells Fargo Cash Wise Visa® Card:
• Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
• Earn unlimited 1.5% cash rewards on purchases
• Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google PayTM, during the first 12 months from account opening
• No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
• Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
• 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
• $0 Annual Fee
• Select "Apply Now" to learn more about the product features, terms, and conditions
Table of Contents
Unlimited 1.5% Cash Rewards
For those who don’t know, Cash Rewards are rewards you earn when you make a purchase. Different cards offer different amounts of cash rewards, and the higher the better. These cash rewards can then later on be redeemed whenever you’d like. Sometimes, specific cards will give a different amount of bonus points back for different categories. For example, a card could offer 2% cash rewards back on gas purchases, but only 1% back on dining purchases.
The Wells Fargo Cash Wise Visa® Card in particular, offers a sizable 1.5% Cash Rewards. This means for any purchase you make, you get 1.5% of the purchase’s total back! This is a great feature to have on a card because it helps you earn money back when you’d typically just be spending it. To make it even better, this card has no category limitations or quarterly activations, so you can have all the benefits of cash back with no extra hassle.
1.8% Back on Mobile Devices
To maximize your savings with the Wells Fargo Cash Wise Visa® Card and to take advantage of this cards fullest capabilities, you can download Apple Pay® or Google PayTM and make purchases from there. Once you link your cards to these apps, you can begin to make purchases with them. If you use the apps to pay, you get 1.8% cash rewards on qualified mobile wallet purchases, instead of 1.5%! This offer only lasts for the first 12 months once you open your account, so be sure to take advantage of it when you can!
Low Intro APR
The annual percentage rate (APR), is the amount of interest on your total loan amount that you’ll pay annually. Thus a lower APR translates to lower monthly payments, so the lower the better.
The Wells Fargo Cash Wise Visa® Card gives you a generous APR rate. You get 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. The low APR rate on this card is great for those who carry a balance from month to month. Although we recommend that you pay off the balances to avoid paying interest at all.
No Annual Fee
An annual fee is a fee that’s automatically charged once a year to your credit card account for the benefits that come with that credit card. Although those can get very pricey, the Wells Fargo Cash Wise Visa® Card doesn’t charge you anything despite it’s extensive benefits. For a card with this many benefits, a $0 annual fee is just the cherry on top.
The Wells Fargo Cash Wise Visa® Card is great for those looking for extra cash back. With every purchase, you get 1.5% cash rewards back using the card, and an increased 1.8% cash rewards back on qualified mobile wallet purchases. In addition, Wells Fargo gives you $200 bonus when you use your new card to make $1,000 in purchases in the first 3 months.
The Wells Fargo Cash Wise Card gives you plenty of opportunities to earn money, if you care to take advantage of them with no annual fee. This is a very well-rounded credit card that has benefits in every category. The more you spend, the more you earn! However, if you’re looking for a card with a specific kind of benefit, find out which card you want by checking out our complete list of Credit Card Promotions today!
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.