If you drive, travel, stream, or dine out a lot or you’re simply looking for a new banking experience that offers you great benefits, then you are in luck.
With the Wells Fargo Propel American Express® Card, you can earn 30K bonus points after spending $3,000 in the first 3 months. This bonus is worth $300!
Cardholders earn 3X points at gas stations, rideshares and transit, 3X points for eating out and ordering in, 3X points for travel including flights, hotels, homestays and car rentals, and 3X points for popular streaming services. All other purchases earn 1X point.
In addition, you’ll have 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. The low intro APR rate will come in handy for those looking to transfer high-interest balances or wanting to finance a large purchase.
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Wells Fargo Propel American Express® Card Summary
The Wells Fargo Propel American Express® Card does a good job providing bonus categories most people use everyday. It earns 3X bonus points in four distinct categories:
- Travel, including flights, hotels, and car rentals among others
- Dining, defined as “eating out and ordering in” by Wells Fargo
- Gas stations, ride-sharing, and transits
- Popular streaming services, including Apple Music, Hulu, Netflix, Pandora Radio, Sirius XM, and Spotify Premium
For all other purchases, you earn 1X points back.
The popular streaming services category is particular intriguing, as cards don’t generally offer this millennial-friendly category. For the right user, this could be very valuable.
Wells Fargo has given broad definitions to these bonus categories which is a huge plus. “Travel” is more than just flights booked directly with the airline. In addition, “dining” includes restaurants as well as fast food and places that serve drinks. With all the bonus categories receiving the same uncapped 3X points, the Wells Fargo Propel American Express® Card is a great one-stop-shop card. It certainly offers a competitive rewards structure without requiring too much work or any annual fee.
Wells Fargo Propel American Express® Card currency is called “Go Far Rewards” points. Each point is worth a fixed 1 cent each. You can redeem your points for travel, gift cards, charity donations or cash back. No matter how you plan on redeeming your rewards, most redemptions will get 1 cent per point.
This means you can’t get earn more out of your points with redemptions. However, you also don’t need to fret over award charts, award availability or calculate the best redemption value.
A much honorable perk from the Wells Fargo Propel American Express® Card is its cell phone protection. This benefit is also featured on several other Wells Fargo cards.
When you pay your bill with the Wells Fargo Propel American Express® Card, you can get up to $600 in protection against covered damage or theft. This is subject to a $25 deductible. That’s an impressive benefit for a card with no annual fee.
The Wells Fargo Propel American Express® Card also comes with standard purchase and travel protections. These include return protection, extended warranty coverage, coverage for lost or stolen items purchased with the card, travel accident insurance, lost baggage coverage and secondary car rental insurance in the US.
Quickly earn points and rewards on your most common everyday purchases as you use your Wells Fargo Propel American Express® Card. The Wells Fargo Rewards Program gives you the flexibility to redeem for rewards however you like. Also, use your points for unique travel experiences and exclusive offers catered to your desires.
It features the ability to earn 3X points on popular bonus categories for traveling, eating out, streaming, and driving. Plus, your earnings are uncapped, so earn away without worrying about limits.
If you’re all about enjoying the beauties in life, then I would definitely recommend giving this card a shot! If not, then don’t forget to check out our complete list of credit card promotions to find the card that best suits your needs.
The information related to Wells Fargo Propel American Express® Card has been collected by Bankcheckingsavings.com and has not been reviewed or provided by the issuer or provider of this product or service.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.