Chase Bank is one of the largest banking providers in the United States with over 5,000 branches and an extensive ATM service. Keep reading to learn more about Chase ATM Fees.
Chase Bank offers a variety of services that can reduce and eliminate fees entirely. Some of these accounts can even earn you interest and give you refunds for ATM fees charged by the owners.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Chase ATM Fees
The reason you should be concerned with Chase ATM Fees is because they can rack up quickly. In essence, ATM’s that aren’t affiliated with Chase can charge you for their services.
An out-of-network fee is a payment charged to your account every time you use a non-affiliated ATM. These are the fees you should know about:
- Chase Bank charges $3.00 for users who use their services but are not affiliated with Chase.
- On the contrary, Chase Bank charges it’s account holders $2.50 for each ATM transaction where they use an ATM that is not Chase.
- Additionally, there is a 3% International ATM fee charged when you are overseas.
This can become a problem fast if you are overseas or not located near a Chase branch. There are over 16,000 Chase ATM’s across 30 states so find the closest Chase branch to you.
Avoiding Fees
Luckily, there are ways you can avoid unnecessary fees. This may take more time and research, but the trade-off is very worth while. Small fees will stack up over time. If you have an opportunity to save yourself from these fees, why not take advantage of it.
The easiest solution to avoiding ATM fees is to use Chase Bank ATM’s as a Chase Bank account user. Track where Chase has branches, or ATM locations. If you are on vacation, it is well worth it to take care of your banking needs before hand, or plan ahead to see if their is a ATM nearby. However, not all things go as planned. There are other options when it comes to Chase ATM fees.
Chase Total Checking is the most popular checking account at Chase. However, they do not reduce or refund ATM fees.
Chase Premier Plus Account is one the best accounts at Chase. This account earns interest and users get four fees waived per month when using non-Chase ATMs.
Lastly, Chase Sapphire Checking Account, users don’t have ATM fees. Chase will waive 3% foreign transaction fees and refund ATM fees charged to you when you have this account.
Conclusion
Chase Bank, along with other large financial institutions such as HSBC Bank or Huntington Bank, strive to be the best financial service to their customers. They offer multiple promotions and bonuses you can look into! If cash isn’t an issue, you might want to check out our list of Chase Credit Card Bonuses as well for some nice offers!
Sometimes, no matter how much research or planning you do, you will not be able to avoid the ATM fee. We have combined and compared the ATM fees from some of the most popular banks around. Take a look at our Lowest ATM Fee post to find out more about ATM Fees!
ATMs are a convenient way to complete your financial needs when banks aren’t accessible. However, some people are unaware of the fees and charges that are associated with using ATMs. With all the information from this post, you should be more equipped and informed about all the fees associated with Chase ATMs and how to avoid them. Our hope is that moving forward you will have the knowledge and ability to save as much money as possible from these fees.
If you don’t have a bank account yet, check out our list of Bank Bonuses when you open a new account. Depending on your needs you can find all sorts of accounts that have great account features. Additionally, you can also check out our Referral Bonuses, Bank Rates as well as our CD Rates!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
