Zions Bank Bonuses: $350, $700, $500, $1200 Checking, Money Market, Brokerage Promotions (ID, UT, WY)

Take advantage of our updates on Zions Bank bonuses, promotions, and deals here.

Update 12/5/25: There’s currently an up to $1200 bonus when opening a checking, money market, & brokerage account valid for a limited time!

Zions Bank Review

Zions First National Bank was founded in Salt Lake City in 1873 and continues its legacy of strength and stability as one of the oldest financial institutions in the Intermountain West. To bring value to individuals, small-to middle-market businesses, nonprofits, corporations and institutions, Zions Bank provides a wide range of traditional banking and innovative technology services.

I’ll go over all Zions Bank bonuses & offers below.

Zions Bank $1200 Checking, Money Market, Brokerage Bonus

• What you’ll get: $1200 Bonus
• Eligible account: Checking, Money Market, Brokerage
• Where it’s available: ID, UT, WY (Branch Locator)
• Credit Inquiry: Unknown
• Direct Deposit Required: Yes
• Monthly Fee: $15; no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.
• How to earn it:
  • Open a premium Gold Checking Account and complete one or more of the following to earn up to $1,200
    • $350 Bonus: With direct deposits totaling $7,500 or more within the first 90 days.
    • $350 Bonus: When you maintain a 90-day average balance of $25,000 in a new linked Money Market account.
    • Up to $500 Bonus: When you extend your relationship to a new Zions Wealth investment account
      • Where the Average Balance during the Lookback Period is at least $50,000, the Investment Account qualifies for a Cash Reward of $125; $150,000 qualifies for a Cash Reward of $250; and $250,000 qualifies for a Cash Reward of $500.

(Limited time offer)

Fine Print

• Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details. See important information below to learn more about bonus details.
• Limited time offer and is subject to change at any time without notice. Offer available to new Gold Account holders only. To receive the cash bonus offer, the Gold Account must be a new Gold Account open for a minimum of 90 days, and open at time of bonus payment. Bonus payment will be deposited into the Gold Account within 60 days of meeting the qualifications. Eligible only for individuals who haven’t owned a Zions Bank deposit account in the past 12 months. Cannot be combined with other checking offers. Limited to one bonus per account and customer. This online-only offer may not be available if you leave this page, visit zionsbank.com, a Zions Bank branch, or call the bank. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the prize may be forfeited. Minimum opening deposit of $50 required for new Gold Account. Please refer to the Deposit Account Agreement, Gold Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details. For your records, please click here to save or print the Gold Bonus disclosure details.
• $350 Direct Deposit Bonus: The Gold Account must receive qualifying direct deposits within the first 90 days totaling $7,500 or more. Qualifying direct deposits include regular, periodic Automated Clearing House (ACH) credits, such as payroll, salary, pension, or government benefits (e.g., Social Security). Deposits that do not qualify are those made through Real-Time Payments (RTP) or peer-to-peer services such as PayPal, Zelle, and Venmo. Transfers from another Zions Bank account do not count as direct deposits.
• $350 New Money Market Bonus: A new Zions Bank Money Market account linked to the Gold Account must be opened with new money within the first 90 days of opening the Gold Account. Must maintain a 90-day average balance of $25,000. Minimum opening deposit of $50 required for new Money Market account. Please refer to the Deposit Account Agreement, Gold Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details.
• Trust and fiduciary investment services are provided through Zions Wealth, a division of Zions Bancorporation, N.A. Amegy Bank, California Bank & Trust, The Commerce Bank of Oregon, The Commerce Bank of Washington, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and Zions Bank are divisions of Zions Bancorporation, N.A.
• Investment products are not insured by the FDIC or any federal or state governmental agency, are not deposits or other obligations of, or guaranteed by, Zions Bancorporation, N.A. or its divisions, and are subject to investment risks, including possible loss of the principal amount invested.
• Zions Wealth Investment Account Cash Reward (“Cash Reward”): You may be eligible for a one-time Cash Reward when your relationship includes a qualifying Gold Account and you fund a new Zions Wealth Investment Account (“Investment Account”). The Cash Reward amount will be based on the Average Balance in your Investment Account — after your Investment Account has been opened for 120 calendar days, we will look back to determine the average balance of your Investment Account over the 90-day period immediately preceding the date of our review (“Lookback Period”). Where the Average Balance during the Lookback Period is at least $50,000, the Investment Account qualifies for a Cash Reward of $125; $150,000 qualifies for a Cash Reward of $250; and $250,000 qualifies for a Cash Reward of $500. Qualifying new assets must consist of net-new cash and securities deposited into the new Investment Account, excluding any existing brokerage accounts or other assets held by (or transferred from) Zions Wealth — assets transferred from other Zions Wealth investment accounts do not qualify as new assets and will not be aggregated for purposes of determining your Average Balance. Further, To be eligible for the Cash Reward, the primary owner of the Investment Account must be a sole or joint owner of an open Gold Account on the day the Average Balance and amount of the Cash Award is determined and such Gold Account must have maintained a positive available balance (daily) for the duration of the Lookback Period. Once eligibility for the Cash Reward is confirmed, it will be paid to the Gold Account owned by the Investment Account primary owner/holder within 30 calendar days of the date we determined the Average Balance and Cash Reward amount. Ownership is determined based on tax identification number on the date we review to determine Average Balance. There is a limit of one Cash Reward per person and only one Cash Reward will be paid per Investment Account opened under any single tax identification number. Zions Bancorporation reserves the right to change or cancel this offer at any time, without notice.
• The value of the Cash Reward you receive may constitute taxable income. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the Cash Reward may be forfeited. Information provided is not intended to be and should not be construed to be tax advice. Zions Bancorporation and its affiliates and associates do not provide tax advice. Clients should consult their tax advisor regarding their individual tax situations, including the tax effects of any investment recommendations.

Conclusion

This Zions Bank promotion is an easy offer for those eligible.

However, if you are currently ineligible for this great deal, then I recommend you check out our complete list of Bank Bonuses for all your banking necessities!

Zions Bank rates are pretty good, but you should check out our best rates, Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates
• Best Business Savings Rates
• Best No Penalty CDs

If you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include U.S. Bank, Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.