Find an updated list of A+ Federal Credit Union bonuses, promotions, and offers here.
Update 1/15/25: The $50 and $100 checking bonuses have been extended through 12/31/25.
A+ Federal Credit Union Bonuses Review
A+ Federal Credit Union is headquartered in Austin, Texas. They have around 160,000 members and 22 locations throughout the area. This credit union has a A health rating.
| Eligibility: A+ Federal Credit Union is open to any Texas resident by joining the A+ Education Foundation ($10 one-time membership dues). Membership is also open to employees or members of Texas State Teachers Association, any Austin ISD Elementary, Middle or High School, and many other Select Employer Groups. See current membership details |
I’ll go over all A+ Federal Credit Union offers below.
A+ Federal Credit Union $100 Checking Bonus
A+ Federal Credit Union is offering a $100 bonus when you refer another business to open a new Cash Back Checking account and you could both earn $100
- What you’ll get: $100 Bonus
- Eligible account: Cash Back Checking account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fees: $0-$20
- How to earn it:
- Open a free Cash-Back Checking opens in a new window Account and we’ll reward you with $25! Earn an additional $75 with your first payroll direct deposit(s) totaling $800 or greater.
- Use promo code 2025SEG100 when you open your account online or in person.
(Expires 12/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Fine Print
- Must open a Membership Savings and a Cash-Back Checking Account with a debit card, direct deposit, and eStatements.
- $25 will be deposited into your Membership Savings Account upon account opening.
- Another $75 will be deposited into your Membership Savings Account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening.
- New accounts screened through ChexSystems.
- $10 minimum opening deposit required for Membership Savings.
- $100 minimum balance required to earn dividends on Membership Savings Account.
- Annual Percentage Yield = 0.10% on Membership Savings account.
- Rate effective 1.10.2024 and are subject to change without notice.
- Fees could reduce earnings.
- Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings Account.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
- Person must have US SSN/ITIN to receive promotion.
- One per SSN/ITIN. Program subject to change without notice.
- Cannot be combined with any other offer.
- A+FCU employees, volunteers, and their families are excluded from the program.
- Excludes Fiduciary, Association, Guardianship, Trust, Business, and Estate accounts.
- Not valid for existing or previous members.
- One per household.
- Must present coupon and/or promo code at time of account opening and be an employee of a participating organization.
- Expires 12.31.2025.
A+ Federal Credit Union $50 Checking & Savings Bonus
- What you’ll get: $50 Bonus
- Eligible account: Cash-Back Checking account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fees: $0-$20
- How to earn it:
- Open a free Cash-Back Checkinglink opens in a new window Account and we’ll reward you with $25!
- Earn an additional $25 with your first payroll direct deposit(s) totaling $800 or greater.
- Use promo code 2025OFFER50 when you open your account online or in person
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Must open a Membership Savings and a Cash-Back Checking Account with a debit card and direct deposit.
- $25 will be deposited into your Membership Savings Account upon account opening.
- Another $25 will be deposited into your Membership Savings Account within a week of the date your payroll direct deposits total $800 or greater.
- Direct deposit(s) must be $800 or greater, in aggregate, within 30 consecutive days.
- Payroll direct deposit(s) must be received to Cash-Back Checking Account within 60 days of account opening.
- New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings.
- $0 minimum balance required to earn dividends on Membership Savings Account.
- Annual Percentage Yield = 0.10% on Membership Savings Account.
- Rates effective 12.12.2024 and are subject to change without notice.
- Fees could reduce earnings.
- Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases.
- Cash back deposited monthly to Membership Savings Account.
- Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account.
- Member is responsible for any taxes.
- Person must have US SSN/ITIN to receive promotion.
- One per SSN/ITIN. Program subject to change without notice.
- Cannot be combined with any other offer.
- A+FCU employees, volunteers, and their families are excluded from the program.
- Excludes Fiduciary, Association, Guardianship, Trust, Business, and Estate accounts.
- Not valid for existing or previous members.
- One per household.
- Must present coupon and/or promo code at time of account opening.
- Expires 12.31.2025.
A+ Federal Credit Union $100 Business Checking Bonus (Expired)
A+ Federal Credit Union is offering a $100 bonus when you refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100
- What you’ll get: $100 Bonus
- Eligible account: Business Membership Savings and a Business Checking account
- Availability: TX (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fees: $0-$25
- How to earn it:
- Refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100.
- Print and fill out this coupon for the other person to use when they open their business account
- Share your unique business ReferCode for them to use when they open their business account
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Cannot be combined with any other offer.
- Limit five referrals per calendar year.
- $100 will be deposited to your Business Membership Savings account when the referred business opens their Business Membership Savings and Business Checking with a debit card.
- Not valid for existing business members. All checking accounts screened through ChexSystems.
- $100 will be deducted if account closed less than 180 days after opening the account.
How to Waive Monthly Fees
- Cash-Back Checking: No monthly fees
- A+ Checking: $5.00 monthly if balance falls below $500
- Membership Savings: No monthly fees
- Premier Savings: $20.00 monthly if balance falls below $25,000
- Platinum Savings: No monthly fees
- Basic Business Checking: No monthly fees
- Classic Business Checking: $15.00 monthly if balance falls below $1,500
- Plus Business Checking: $25.00 monthly if balance falls below $3,500
- Business Membership Savings: No monthly fees
- Business Premier Savings: $20.00 monthly, if balance falls below $25,000
- Business Platinum Savings: No monthly fees
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Conclusion
All in all, the current $100 Checking Bonus from A+ Federal Credit Union is decent. Additionally, if you are looking to join this credit union, you might be able to get a referral bonus if you know someone with the credit union. However, the $20 bonus is nothing too exciting.
Feel free to leave a comment below if you want to leave you info for the referral bonus. Remember both parties receive the $20 bonus. Your feedback is highly appreciated and makes our site even better!
A+ Federal Credit Union has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more A+ Federal Credit Union Bonuses, Promotions, or Offers!
