Find the latest American Express CD Rates, Offers, and Promotions here.
At the moment you can earn up to 4.50% APY.
American Express CD Rates
Lock in your fixed rate and watch your money grow with a Certificate of Deposit (CD).
A CD is ideal for someone who doesn’t need access to their funds in the short term and wants the assurance of a fixed interest rate.
Put your money to work when you open an American Express® Certificate of Deposit account.
| Term | APY Rate | Minimum Deposit |
| 11 Month CD | 4.50% | None |
| 12 Month CD | 4.35% | None |
| 18 Month CD | 3.25% | None |
| 24 Month CD | 4.00% | None |
| 36 Month CD | 3.00% | None |
| 48 Month CD | 3.00% | None |
| 60 Month CD | 3.00% | None |
(FDIC Insured)
Account Features
- No minimum balance + no monthly fees
- 24/7 world-class customer service
- Member FDIC. Each depositor is insured to at least $250,000.
- Strengthened by the service & reliability of American Express
- Interest rate and APY are fixed. You’ll know exactly how much you’ll earn on Day 1 by locking in your rate.
- Compounding daily, depositing monthly
- Your interest compounds daily and is deposited in your account monthly until maturity.
Conclusion
Build your savings with this CD and earn a high, competitive rate on your funds.
However, if you are not currently interested, be sure to see our complete list of the Best CD Rates for all your banking needs!
Compare this CD to CIT Bank’s No Penalty CD and many other no penalty CDs here.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
