Here you can find the most recent America’s Credit Union bonuses, promotions, and offers.
Update 5/19/26 There’s currently a $200 bonus when you open a checking account and complete the qualifying actions. Limited time offer.
America’s Credit Union Bonuses Review
Eligibility: Membership in America’s Credit Union is open to:
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I’ll go over the America’s Credit Union bonuses & offers below.
America’s Credit Union $200 Checking Bonus
Receive a $200 bonus when you open a checking account and meet the requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: MO, TX (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: A $9.99 monthly maintenance fee is automatically waived when your direct deposits total exceeds $600.00.
- How to earn it:
- Open a Momentum+ Rewards Checking and Savings account.
- Set up monthly direct deposit.
- Hit your deposit tier for 3 months. Your new member bonus is paid automatically; no extra action required.
- Want even more? Refer-A-Friend and earn $75 for every friend or family member that opens an account with America’s CU.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Offer valid for qualifying new Momentum+ Rewards accounts.
- The one-time bonus eligibility is based on qualifying direct deposits received during the third full month-end cycle period after account opening, with the applicable bonus credited the following month.
- Qualifying direct deposits generally include payroll, pension, or government benefits and exclude person-to-person payments (including but not limited to Zelle®, Cash App®, PayPal®, Venmo®, or similar services), transfers, or deposits made by the account holder themselves.
- Determination of qualifying direct deposits is at the Credit Union’s discretion. Limit one bonus per membership.
- Bonus requires opening both a Momentum+ Rewards Checking account and a Momentum+ Rewards Savings account, and both accounts must be open and in good standing at the time the bonus is paid.
- Bonus not available for account conversions.
- Members without a checking account who have not had a checking account with the Credit Union in the past 12 months may qualify.
- Bonus funds will be reported as dividend income and will be reported on IRS form 1099-INT. Offer subject to change.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more America’s Credit Union Bonuses, Promotions, or Offers!
