Ameriprise Financial Bonuses: $450 Savings Promotion (Nationwide)

Find the latest Ameriprise Financial bonuses, promotions, and offers here.

Update 1/30/26: There is currently a $450 savings bonus good through 3/31/26.

Why Ameriprise Financial?

The benefits of working with Ameriprise.

As a longstanding leader in financial planning and advice, Ameriprise Financial helps clients navigate the present without losing sight of the future.

A strong and stable company. For more than 125 years, Ameriprise has been committed to putting our clients’ needs first. Many of our financial advisors have received national recognition in several independent lists by Barron’s, Financial Times, Forbes and Working Mother.

Ongoing advisor relationship. You’ll receive one-to-one personalized recommendations and exceptional service from dedicated financial advisors.

Comprehensive financial advice. Your financial advisor can help prepare you for your financial future with advice based on your goals and needs through the Confident Retirement® approach.

Digital tools. Gain access to our state-of-the-art digital capabilities, including the Ameriprise app, to easily track your goals and collaborate with your financial advisor.

I’ll go over the Ameriprise Financial bonuses & offers below.

Ameriprise Bank $450 Savings Bonus

Earn a $450 bonus when you open a Ameriprise Savings Account and meeting certain requirements.

• What you’ll get: $450 Bonus
• Eligible account: Ameriprise Savings Account
• Availability: Nationwide
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: Not listed
• How to earn it:
  • Earn a $450 bonus with an Ameriprise Bank Savings Account
  • Deposit at least $25,000 of Eligible Deposits1 into your new or existing Ameriprise® Bank Savings Account by March 31, 2026.
  • Maintain your existing balance and Eligible Deposits in the account through June 30, 2026.
  • If all bonus requirements are met, the bonus amount will be credited to your Account by September 30, 2026.

(Expires 03/31/2026)

Fine Print

• This offer is valid from January 14, 2026, through March 31, 2026 (“Offer Period”).
• To receive the $450 bonus, you must make Eligible Deposit(s) totaling $25,000 or more into your existing or new
• Ameriprise Bank Savings Account (“Account”) during the Offer Period.
• Eligible Deposit(s) are deposits into your Account from:
• External accounts outside of Ameriprise Bank and its affiliates;
• External accounts initially deposited into your Ameriprise brokerage account and credited to your Account within seven business days of initial crediting to your Ameriprise brokerage account from an external account; and
• Proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account and credited to your Account within seven business days of the settlement date. Please contact your financial advisor for additional information.
• Additionally, through June 30, 2026, you must maintain a daily balance equal to or greater than your balance on January 13, 2026, plus at least $25,000 of Eligible Deposit(s).
• This offer is only available to existing clients of Ameriprise Financial and its affiliates as of January 13, 2026. To remain eligible your Account must be open and in good standing at the time the applicable bonus is credited to your Account.
• Limit of one bonus offer outlined above per customer based on the taxpayer identified on the Account. If all bonus requirements are met, the bonus amount will be credited to your Account by September 30, 2026.
• The credited bonus will be reported as interest on IRS form 1099-INT and you are responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
• Other restrictions may apply. We reserve the right to modify or withdraw bonus offers at any time without notice. If we determine that you have engaged in abuse, gaming or fraud in connection with these offers you will not be eligible for any bonus offer.
• The Ameriprise Bank Savings Account requires a $100 minimum opening deposit.

Ameriprise Financial $200 ONE Financial Account Bonus (Expired)

Earn a $200 bonus when you open a Ameriprise ONE Financial Account and meeting certain requirements.

• What you’ll get: $200 Bonus
• Eligible account: Ameriprise ONE Financial Account
• Availability: Nationwide
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: Not listed
• How to earn it:
  • Between June 1 and Aug. 31, 2023, set up a new, qualifying direct deposit of at least $3,000 per calendar month from your employer payroll, pension or governmental source including social security and maintain for at least three consecutive months ($9,000 or more total).
  • Qualifying direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks and the first deposit must be made during the offer period. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility.
  • Eligible Ameriprise ONE Financial Account ownerships are:
    • Individual
    • Joint
    • Revocable trust using the SSN of the primary trustee
  • Other ownership categories including all business, irrevocable trusts, estate, investment clubs, UTMA/UGMA, IRAs and other retirement categories are not eligible

(Limited time offer)

Fine Print

• New Money Cash Bonus offer. Eligible Ameriprise ONE® Financial Account clients may earn a $200 bonus when they add a new, qualifying recurring electronic direct deposit to an eligible Ameriprise ONE Financial Account between June 1 and Aug. 31, 2023.
• To qualify for the bonus: Set up qualifying direct deposit(s) that total at least $3,000.00 within a single calendar month for three (3) consecutive calendar months (total of $9,000) to a new or existing Ameriprise ONE Financial Account.
• Direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks. See our FAQ for instructions on how to set up a new direct deposit to your Ameriprise ONE Financial Account.
• Qualifying direct deposits are defined as deposits from a client’s employer, payroll, pension, or governmental benefits provider such as social security via Automatic Clearing House (ACH) deposit. Deposits that are not from an employer (such as check deposits, Peer to Peer (P2P) transfers, merchant transactions and bank ACH transfers not from employers) do not qualify.
• First eligible ACH direct deposit must be received during the promotion offer period of June 1 – August 31, 2023. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility. Bonus will be paid to the qualifying
• Ameriprise ONE Financial Account the month after the third qualifying direct deposit has been received.
• Eligibility: The offer is available to clients with a new or existing Ameriprise ONE Financial Accounts titled as an individual, joint or revocable trust that have not received any direct deposits within the prior calendar month.
• Accounts not eligible for the bonus: Ameriprise® Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Active Portfolios, IRAs or retirement accounts of any kind, Ameriprise® Bank Savings Account.
• This promotional offer is limited to a one-time bonus per account.
• Tax disclaimer: The value of the bonus you receive may constitute taxable income. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Other restrictions may apply. All standard account terms, conditions and opening procedures apply.
• The Ameriprise ONE Financial Account is a brokerage account with cash management features.

Conclusion

For more options, see our list of the latest brokerage account bonuses.

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Ameriprise Financial Bonuses, Promotions, or Offers!