Ameriprise Financial Bonuses: $500 Savings Promotion (Nationwide)

Find the latest Ameriprise Financial bonuses, promotions, and offers here.

Update 7/3/24: The $500 savings bonus offer has been extended through 8/30/24.

Why Ameriprise Financial?

The benefits of working with Ameriprise.

As a longstanding leader in financial planning and advice, Ameriprise Financial helps clients navigate the present without losing sight of the future.

A strong and stable company. For more than 125 years, Ameriprise has been committed to putting our clients’ needs first. Many of our financial advisors have received national recognition in several independent lists by Barron’s, Financial Times, Forbes and Working Mother.

Ongoing advisor relationship. You’ll receive one-to-one personalized recommendations and exceptional service from dedicated financial advisors.

Comprehensive financial advice. Your financial advisor can help prepare you for your financial future with advice based on your goals and needs through the Confident Retirement® approach.

Digital tools. Gain access to our state-of-the-art digital capabilities, including the Ameriprise app, to easily track your goals and collaborate with your financial advisor.

I’ll go over the Ameriprise Financial bonuses & offers below.

Ameriprise Bank $500 Savings Bonus

Earn a $500 bonus when you open a Ameriprise Savings Account and meeting certain requirements.

• What you’ll get: $500 Bonus
• Eligible account: Ameriprise Savings Account
• Availability: Nationwide
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: Not listed
• How to earn it:
  • Deposit New Money into your new or existing Ameriprise® Bank Savings Account by August 30, 2024.
    • $500 bonus: $25,000+ deposit amount
    • $200 bonus: $10,000 – $24,999 deposit amount
  • Maintain existing balance and New Money deposits in the Account through February 28, 2025.
  • Receive either a $500 or a $200 bonus

(Expires 08/30/2024)

Fine Print

• Offer valid from July 1, 2024 to August 30, 2024 (“Offer Period”).
• To receive the $500 bonus (“Tier 1”), you must:
• 1) Deposit $25,000 or more in New Money (“Required Amount”) into your Ameriprise Bank Savings Account (“Account”) by August 30, 2024. “New Money” is money that is deposited into the Account directly from external accounts outside of Ameriprise Bank, FSB and its affiliates. Deposits made by internal transfers from any other Ameriprise accounts are not eligible for the Tier 1 bonus offer; AND
• 2) Through February 28, 2025, maintain a daily balance equal to or greater than your June 30, 2024 beginning balance plus $25,000 qualifying New Money. Withdrawals from the Account may affect your ability to earn the Tier 1 bonus offer.
• To receive the $200 bonus (“Tier 2”), you must:
• 1) Deposit $10,000 or more in New Money (“Required Amount”) into your Ameriprise Bank Savings Account (“Account”) by August 30, 2024. “New Money” is money that is deposited into the Account directly from external accounts outside of Ameriprise Bank, FSB and its affiliates. Deposits made by internal transfers from any other Ameriprise accounts are not eligible for the Tier 2 bonus offer; AND
• 2) Through February 28, 2025, maintain a daily balance equal to or greater than your June 30, 2024 beginning balance plus $10,000 qualifying New Money. Withdrawals from the Account may affect your ability to earn the Tier 2 bonus offer.
• You are eligible for only one of the bonus offers (Tier 1 or Tier 2); you cannot receive both.
• Offers are only available to existing Ameriprise clients as of June 30, 2024 who have not received a savings bonus in the past 18 months.
• You may make multiple deposits within the Offer Period to reach the Required Amount. To remain eligible, your Account must be open and in good standing at the time the bonus is credited to your Account. Limit one Bonus Offer per customer.
• A customer who is an owner of an individual Account and/or a primary owner of multiple joint Accounts will be limited to one Bonus Offer. If all Tier 1 or Tier 2 Bonus Offer requirements are met, the appropriate bonus will be credited to the Account by May 31, 2025.
• A $100 minimum deposit is required to open a new Account. The bonus will be reported as interest on IRS form 1099-INT and the recipient is responsible for any applicable taxes. Please consult your tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
• Other restrictions may apply. We reserve the right to modify or withdraw this Bonus Offer at any time without notice. If we determine that you have engaged in or plan to engage in abuse, gaming or fraud in connection with this Bonus Offer, you will not be eligible for this offer.

Ameriprise Financial $200 ONE Financial Account Bonus (Expired)

Earn a $200 bonus when you open a Ameriprise ONE Financial Account and meeting certain requirements.

• What you’ll get: $200 Bonus
• Eligible account: Ameriprise ONE Financial Account
• Availability: Nationwide
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: Not listed
• How to earn it:
  • Between June 1 and Aug. 31, 2023, set up a new, qualifying direct deposit of at least $3,000 per calendar month from your employer payroll, pension or governmental source including social security and maintain for at least three consecutive months ($9,000 or more total).
  • Qualifying direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks and the first deposit must be made during the offer period. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility.
  • Eligible Ameriprise ONE Financial Account ownerships are:
    • Individual
    • Joint
    • Revocable trust using the SSN of the primary trustee
  • Other ownership categories including all business, irrevocable trusts, estate, investment clubs, UTMA/UGMA, IRAs and other retirement categories are not eligible

(Limited time offer)

Fine Print

• New Money Cash Bonus offer. Eligible Ameriprise ONE® Financial Account clients may earn a $200 bonus when they add a new, qualifying recurring electronic direct deposit to an eligible Ameriprise ONE Financial Account between June 1 and Aug. 31, 2023.
• To qualify for the bonus: Set up qualifying direct deposit(s) that total at least $3,000.00 within a single calendar month for three (3) consecutive calendar months (total of $9,000) to a new or existing Ameriprise ONE Financial Account.
• Direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks. See our FAQ for instructions on how to set up a new direct deposit to your Ameriprise ONE Financial Account.
• Qualifying direct deposits are defined as deposits from a client’s employer, payroll, pension, or governmental benefits provider such as social security via Automatic Clearing House (ACH) deposit. Deposits that are not from an employer (such as check deposits, Peer to Peer (P2P) transfers, merchant transactions and bank ACH transfers not from employers) do not qualify.
• First eligible ACH direct deposit must be received during the promotion offer period of June 1 – August 31, 2023. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility. Bonus will be paid to the qualifying
• Ameriprise ONE Financial Account the month after the third qualifying direct deposit has been received.
• Eligibility: The offer is available to clients with a new or existing Ameriprise ONE Financial Accounts titled as an individual, joint or revocable trust that have not received any direct deposits within the prior calendar month.
• Accounts not eligible for the bonus: Ameriprise® Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Active Portfolios, IRAs or retirement accounts of any kind, Ameriprise® Bank Savings Account.
• This promotional offer is limited to a one-time bonus per account.
• Tax disclaimer: The value of the bonus you receive may constitute taxable income. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Other restrictions may apply. All standard account terms, conditions and opening procedures apply.
• The Ameriprise ONE Financial Account is a brokerage account with cash management features.

Conclusion

For more options, see our list of the latest brokerage account bonuses.

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Ameriprise Financial Bonuses, Promotions, or Offers!