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Update 11/26/24: There’s currently a $300 checking bonus good through 12/31/24 at the Greenpoint branch.
Apple Bank $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: NY (Bank Locator)
- Credit inquiry: Soft pull, which does not affect your credit
- Direct Deposit Required: Optional
- Monthly fee: $10; waivable
- How to earn it:
- Open a new Choice Checking account at the Apple Bank Greenpoint branch
- The account must receive Qualifying Electronic Credit Transactions (“QECTs” such as pre-authorized ACH credit transactions, including direct deposit and electronically deposited funds originating from peer-to-peer money transfer applications, like Zelle, CashApp, Venmo or PayPal) totaling at least $500.00 each month for two consecutive months after account opening.
- The first QECT(s) totaling at least $500.00 must be completed within 31 calendar days of account opening.
- The second QECT(s) totaling at least $500.00 must be completed in the month following the completion of the first QECT(s) of at least $500.00.
- After completing two consecutive months of QECTs of $500.00 or more, $300.00 will be credited to your Choice Checking account within 31 calendar days of the subsequent month following the completion of the required credit transactions.
(Expires 12/31/2024)
Fine Print
- The Greenpoint Choice Checking $300 Promotional Offer is valid from August 1-December 31, 2024.
- This promotional offer is only available to customers that do not have a consumer checking account at Apple Bank as of August 1, 2024.
- Customer must open a Choice Checking account at the Apple Bank Greenpoint branch during the stated period, and the account must receive Qualifying Electronic Credit Transactions (“QECTs” such as pre-authorized ACH credit transactions, including direct deposit and electronically deposited funds originating from peer-to-peer money transfer applications, like Zelle, CashApp, Venmo or PayPal) totaling at least $500.00 each month for two consecutive months after account opening.
- The first QECT(s) totaling at least $500.00 must be completed within 31 calendar days of account opening.
- The second QECT(s) totaling at least $500.00 must be completed in the month following the completion of the first QECT(s) of at least $500.00.
- After completing two consecutive months of QECTs of $500.00 or more, $300.00 will be credited to your Choice Checking account within 31 calendar days of the subsequent month following the completion of the required credit transactions.
- To receive the $300.00, the qualifying Choice Checking account must not be closed or restricted at the time of payout.
- Offer is limited to one per account, regardless of the number of Choice Checking accounts opened and/or joint tenants per account.
- Employees of Apple Bank and their families are not eligible for this offer.
Apple Bank $100 Business Checking Bonus (Expired)
- What you’ll get: $100 Bonus
- Eligible account: Business Checking Account
- Where it’s available: NY (Bank Locator)
- Credit inquiry: Soft pull, which does not affect your credit
- Direct Deposit Required: No
- Monthly fee: $15; waive able
- How to earn it:
- Apply for a new Checking account from Apple Bank
- Set up a recurring direct deposit of at least $500 within 60 days of account opening
- A recurring payment must be payroll, Federal/state government benefit, or pension benefit checks
(Limited time offer)
Fine Print
- Direct Deposit $100 bonus offer is for new Apple Edge NOW Checking accounts and existing Apple Edge NOW Checking accounts that have not had Direct Deposit at Apple Bank over the prior 24 months
- Receipt of the $100 bonus is contingent upon establishing a minimum payroll Direct Deposit of at least $500 as a recurring monthly payment(s)
- The first Direct Deposit must be posted to the account within 60 days of account opening or Direct Deposit application
- The customer’s checking account must remain open and be in good standing at the time of review to receive the bonus
- The $100 bonus will be considered interest earned on the customer’s checking account for the calendar year in which it was received
- Will be reported to the IRS as taxable income for that calendar year
- One bonus offer per customer
- Employees of Apple Bank and its subsidiaries are not eligible for the $100 bonus
- Offer may be discontinued at any time without prior notice
How To Waive Monthly Fees
- Simple Checking: No monthly fee
- Choice Checking: $10 monthly fee waived with $2,500 minimum daily balance or receives an ACH Deposit.
- SimpleValue Business Checking: A $15.00 monthly maintenance charge applies to average monthly balances less than $5,000.00.
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Conclusion
Apple Bank is great for those who are looking into a new checking account with direct deposit. Not only does this provide a fantastic bonus, this promotions also triggers a soft pull so I really recommend it.
Apple Bank’s Money Market rates are decently competitive for a traditional bank, however you should still check our best Savings, Money Market, and CD rates.
If you do not meet the eligibility requirements above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions or feedback in general that you may have about Apple Bank, we highly appreciate it!
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