Axos Bank is an internet-online bank that offers superior customer service and financial products through their Business Interest Checking Account.

When opening a Axos Bank Business Interest Checking account, you’ll earn up to 1.01% APY on your funds.

Update 10/10/25: This business checking account earns interest and offers many perks and benefits!

This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide. Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their account from all their electronic devices.

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Axos Bank Business Interest Checking

The Business Interests Checking Account offers a number of account features and is available nationwide.

America’s most experienced online bank
Available nationwide
No minimum opening deposit
Axos Bank has received many awards such as the prestigious “Best of the Biggest Public Thrifts” award for five years and counting

How to Open an Account

Open an Business Interest Checking account from Axos Bank online.
Provide the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
Enter in your person information and start application

Apply Now at Axos Bank

(FDIC Insured)

Axos Bank Business Interest Checking Rates

Balance	APY
$0 – $49,999.99	1.01%
$50,000 – $249,999.99	0.20%
$250,000 – $499,999.99	0.10%
$500,000 – $699,999.99	0.10%
$700,000 – $999,999.99	0.10%
$1,000,000 – $4,999,999.99	0.10%
$5,000,000+	Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Axos Bank Account Features

Up to 1.01% APY**
$100 minimum opening deposit
Pay no monthly maintenance fee with an average daily balance of at least $5,000
Unlimited domestic ATM fee reimbursements
Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
Free online banking, image statements, and Bill Pay

Conclusion

All in all, Axos Bank gives their customers a highly flexible platform to manage their money. With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.

If this account interests you, then I recommend you apply today if you are looking for a free and accessible way to manage your finances.

If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!

Get more options from our list of the latest business bank promotions!

In addition to this account, definitely take a look at other checking account options in comparison to the Axos Bank Business Interest Checking bonus to HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Business Checking Accounts for more!