Axos Bank Business Interest Checking Bonus: $400 Offer + Up to 1.01% APY

Axos Bank is an internet-online bank that offers superior customer service and financial products through their Business Interest Checking Account on top of a great bonus.

When opening a Axos Bank Business Interest Checking account, you’ll earn up to 1.01% APY on your funds and for a limited time, you can earn a $400 bonus when opening a new Business Interest Checking account from Axos Bank.

Update 10/1/24: This business checking account earns interest and offers many perks and benefits along with an opportunity to earn a lucrative bonus!

This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide. Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their account from all their electronic devices.

Axos Bank Business Interest Checking

The Business Interests Checking Account offers a number of account features and is available nationwide.

• America’s most experienced online bank
• Available nationwide
• No minimum opening deposit
• Axos Bank has received many awards such as the prestigious “Best of the Biggest Public Thrifts” award for five years and counting

How to Open an Account

1. Open an Business Interest Checking account from Axos Bank online.
2. Provide the following information:
   • Social Security Number
   • A valid form of ID: U.S. Drivers License or State ID
   • A valid U.S. address that is not a P.O. BOX
   • Must be a U.S. Citizen or Resident Alien
3. Enter in your person information and start application

(FDIC Insured)

How To Earn Axos Bank Business Interest Checking Bonus

• Open a new Business Interest Checking account using promo code NEW400.
• You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
• An incentive of up to $400 can be earned during the first five (5) statement cycles.
• You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
  • $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
    • 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
    • 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
    • 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
  • $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
    • 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
    • 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
    • 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
• Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.

Axos Bank Business Interest Checking Rates

Axos Bank Account Features

• Business owners get up to $400 welcome bonus!*
• Open a business checking account by October 31 and get up to $400 when you use promo code NEW400 on your application.*
• Up to 1.01% APY**
• $100 minimum opening deposit
• Pay no monthly maintenance fee with an average daily balance of at least $5,000
• Unlimited domestic ATM fee reimbursements
• Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
• Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
• Free online banking, image statements, and Bill Pay

Fine Print

• To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account must be submitted between 05/09/2024 at 12:00 am PT and 10/31/2024 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year. Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.

Alternative Business Account Options

Chase Business CheckingHuntington Unlimited Plus Business CheckingHuntington Unlimited Business CheckingHuntington Business Checking 100

• Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request Apply Now at Chase

See all Chase Business Checking offers and Chase Bank bonuses here.

• Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. Apply Now at Huntington

See Huntington Unlimited Plus Business Checking offers here and all Huntington Bank promotions here.

• Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. Apply Now at Huntington

See Huntington Unlimited Business Checking offers here and all Huntington Bank promotions here.

See Huntington Business Checking 100 offers here and all Huntington Bank promotions here.

Conclusion

All in all, Axos Bank gives their customers a highly flexible platform to manage their money on top of a bonus. With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.

If this account interests you, then I recommend you apply today if you are looking for a free and accessible way to manage your finances.

If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!

Get more options from our list of the latest business bank promotions!

In addition to this account, definitely take a look at other checking account options in comparison to the Axos Bank Business Interest Checking bonus to HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Business Checking Accounts for more!

(FDIC Insured)

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