Axos Bank is an internet-online bank that offers superior customer service and financial products through their Business Interest Checking Account on top of a great bonus.
When opening a Axos Bank Business Interest Checking account, you’ll earn up to 1.01% APY on your funds and for a limited time, you can earn a $200 bonus when opening a new Business Interest Checking account from Axos Bank.
This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide. Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their account from all their electronic devices.
Axos Bank Business Interest Checking
The Business Interests Checking Account offers a number of account features and is available nationwide.
- America’s most experienced online bank
- Available nationwide
- No minimum opening deposit
- Axos Bank has received many awards such as the prestigious “Best of the Biggest Public Thrifts” award for five years and counting
How to Open an Account
- Open an Business Interest Checking account from Axos Bank online.
- Provide the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
- Enter in your person information and start application
(FDIC Insured)
How To Earn Axos Bank Business Interest Checking Bonus
Open a business checking account by September 30 and get up to $200 when you use promo code NEWSBC on your application and maintain a minimum average daily balance of $10,000.
- Open a new Business Interest Checking account using promo code NEWSBC to earn a $200 bonus.
- You must be approved for your new Small Business Checking account and fund it within 60 days of account opening.
- An incentive of up to $200 can be earned during the first five (5) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account is between $5,000 and $9,999.99.
- $50 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account is a minimum of $10,000 or greater.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met.
Axos Bank Business Interest Checking Rates
Balance | APY |
$0 – $49,999.99 | 1.01% |
$50,000 – $249,999.99 | 0.20% |
$250,000 – $499,999.99 | 0.10% |
$500,000 – $699,999.99 | 0.10% |
$700,000 – $999,999.99 | 0.10% |
$1,000,000 – $4,999,999.99 | 0.10% |
$5,000,000+ | Contact a Business Banking Relationship Manager at 844-678-2726 for current rates |
Axos Bank Account Features
- Business owners get up to $200 welcome bonus!*
- Choose smarter business banking by September 30 and enjoy up to $200.* Just use promo code NEWSBC on your application.
- Zero opening deposit and cash deposits accepted
- Zero minimum monthly balance requirements
- Two domestic wire reimbursements monthly
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa benefits and first 50 checks free
- Dedicated relationship manager and more
Fine Print
- To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEWSBC,” an application for a Basic Business Checking or Business Interest Checking account must be submitted between 07/19/2023 at 12:00 am PT and 09/30/2023 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder to one (1) checking account promotional offer per year. Customers who have held primary ownership of an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below:
- Small Business Checking bonus up to $100 and $200: You must be approved for your new Small Business Checking account and fund it within 60 days of account opening. An incentive of up to $200 can be earned during the first five (5) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month. $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account is between $5,000 and $9,999.99. $50 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account is a minimum of $10,000 or greater. You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met. Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 120 days, or an early closure fee of up to $200 may apply.
Alternative Business Account Options
![]() • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
![]() • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
![]() • Open your Huntington Business Checking 100 Account today! • Earn $100 bonus when you open a Huntington Business 100 Checking account and then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening. • The $100 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Conclusion
All in all, Axos Bank gives their customers a highly flexible platform to manage their money on top of a bonus. With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.
If this account interests you, then I recommend you apply today if you are looking for a free and accessible way to manage your finances.
If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!
Get more options from our list of the latest business bank promotions!
In addition to this account, definitely take a look at other checking account options in comparison to the Axos Bank Business Interest Checking bonus to HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Business Checking Accounts for more!
(FDIC Insured)
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BONUS LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 Cash | Review |
U.S. Bank Silver Business Checking | $800 Cash | Review |
U.S. Bank Gold Business Checking | $800 Cash | Review |
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Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
Huntington Bank Unlimited Business | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $200 Cash | Review |
Axos Bank Business Interest Checking | $200 Cash | Review |
Nationwide Business Premium Savings | $300 Cash | Review |
Novo Business Checking | $40 Cash | Review |
NorthOne Bank Account | $20 Cash | Review |
Regions Bank Business Checking | $150 Cash | Review |