Axos Bank is an internet-online bank that offers superior customer service and financial products through their Business Interest Checking Account on top of a great bonus.
When opening a Axos Bank Business Interest Checking account, you’ll earn up to 1.01% APY on your funds and for a limited time, you can earn a $100 bonus when opening a new Business Interest Checking account from Axos Bank.
This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide. Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their account from all their electronic devices.
Axos Bank Business Interest Checking
The Business Interests Checking Account offers a number of account features and is available nationwide.
- America’s most experienced online bank
- Available nationwide
- No minimum opening deposit
- Axos Bank has received many awards such as the prestigious “Best of the Biggest Public Thrifts” award for five years and counting
How to Open an Account
- Open an Business Interest Checking account from Axos Bank online.
- Provide the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
- Enter in your person information and start application
(FDIC Insured)
How To Earn Axos Bank Business Interest Checking Bonus
- Open a new Business Interest Checking account using promo code SBIZ100 to earn a $100 bonus.
- You must be approved for your new Small Business Checking account and fund it within 60 days of account opening.
- A cash bonus of up to $100 can be earned in the following manner during the first five (5) statement cycles. A statement cycle is a calendar month consisting of the days your account was open during that month.
- $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account must be at a minimum $5,000 or greater.
- A maximum of four (4) payouts can be earned during the five (5) statement cycles and the bonus will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met.
Fine Print
- To be eligible to earn all or a portion of the cash incentive as part of the “SBIZ100″ $100 promotion, a Basic Business Checking (BBC) or Business Interest Checking (BIC) that includes the promotional code “SBIZ100″ must be submitted between 05/15/2023 at 12:00am PT and 11:59pm PT on 06/30/2023. Axos Bank reserves the right to limit each primary account holder to one (1) checking account promotional offer per year and customers who have held primary ownership of an Axos Bank or Axos Bank for Nationwide checking or savings account at any time in the past 12 months may be disqualified from the “SBIZ100″ offer. Promotional terms and conditions are subject to change or removal without notice. Bonus cash may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After initial requirements above are met, the amount of cash bonus earned will depend on meeting the additional requirements outlined below:
- Small Business Checking bonus up to $100: You must be approved for your new Small Business Checking account and fund it within 60 days of account opening. A cash bonus of up to $100 can be earned in the following manner during the first five (5) statement cycles. A statement cycle is a calendar month consisting of the days your account was open during that month. $25 will be earned for each statement cycle during which the average daily balance in your Small Business Checking account must be at a minimum $5,000 or greater. A maximum of four (4) payouts can be earned during the five (5) statement cycles and the bonus will be deposited into your Small Business Checking account within 10 business days following the end of the statement cycle in which the balance requirement was met. Your Small Business Checking account must be open and in good standing at the time the bonus is paid to be eligible to receive the bonus and your Small Business Checking account must remain open for 120 days or an early closure fee of up to $100 may apply.
Axos Bank Business Interest Checking Rates
Balance | APY |
$0 – $49,999.99 | 1.01% |
$50,000 – $249,999.99 | 0.20% |
$250,000 – $499,999.99 | 0.10% |
$500,000 – $699,999.99 | 0.10% |
$700,000 – $999,999.99 | 0.10% |
$1,000,000 – $4,999,999.99 | 0.10% |
$5,000,000+ | Contact a Business Banking Relationship Manager at 844-678-2726 for current rates |
Axos Bank Account Features
- Business owners get up to $100 welcome bonus!*
- Choose smarter business banking by June 30 and enjoy up to $100.*
- Just use promo code SBIZ100 on your application.
- Up to 1.01% APY*
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 50 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Get the most value from your checking account.
Alternative Business Account Options
![]() • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
![]() • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
![]() • Open your Huntington Business Checking 100 Account today! • Earn $100 bonus when you open a Huntington Business 100 Checking account and then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening. • The $100 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Conclusion
All in all, Axos Bank gives their customers a highly flexible platform to manage their money on top of a bonus. With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.
If this account interests you, then I recommend you apply today if you are looking for a free and accessible way to manage your finances.
If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!
Get more options from our list of the latest business bank promotions!
In addition to this account, definitely take a look at other checking account options in comparison to the Axos Bank Business Interest Checking bonus to HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Business Checking Accounts for more!
(FDIC Insured)
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