See the latest news for BMO Harris Bank bonuses, promotions, and offers here.
Currently, you can earn cash bonuses of $250 and $500!
Table of Contents
BMO Harris Bank Bonuses Review
Harris Bank and BMO Financial Group merged in 1984 becoming BMO Harris Bank. They have grown to become one of the largest banks in the Midwest serving personal, commercial and affluent customers. Their banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the nation.
- Bonus Links:
- $250 Checking Bonus (10/31/2019)
- $250 Checking Savings (None listed)
- $500 Business Checking (10/31/2019)
- Account Type: Checking, Money Market, Business Checking, Savings
- Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Branches: 600+ (Bank Locator)
- Hard/Soft Credit Inquiry: Soft Pull
- Direct Deposit Options: Varies
Although these bank promotions are rather generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
If you don’t live in the available areas, be sure to check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review the current BMO Harris Bank bonuses below.
BMO Harris Bank $250 Checking Bonus
Open a new checking account and a money market account with qualifying activities and get up to a $250 bonus.
- What you’ll get: $250 Bonus
- Eligible account: Checking, Money Market
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- How to earn it:
- Open a new checking account and complete the qualifying activities
- Open a Platinum Money Market account, deposit at least $10,000 in new money within 30 days and keep it for 90 days.
- When you’ll receive it: Your accounts must be open, in good standing and must have a balance greater than zero when the bonuses are paid approximately 120 days after opening.
- Monthly fee: $0 – $30; See below
(No Expiration Date)
I recommend checking out other great promotions such as ones from the following popular banks: Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers $150 & $200 bonuses, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $750 bonuses.
How To Earn the $250 Bonus
- Open a new checking account and complete the following activities:
- Have a total of at least $3,000 in qualifying direct deposits.
- Enroll in BMO Digital Banking and set up paperless statements.
- Make at least 10 qualifying transactions.
- Open a Platinum Money Market account, deposit at least $10,000 in new money within 30 days and keep it for 90 days.
- Debit Mastercard
- High Rate Dividends
- eStatements
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Platinum Money Market Account: There are no monthly service fees for this account.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- You can apply online, at a branch or by calling 1-866-362-1166. To apply online, use the “open now” links above and we’ll automatically apply the promo code for you.
- Before you apply at a branch or by phone, enter your email and click “Send Me My Coupon Above” to receive the promo code you must use when opening your accounts.
- You must open your accounts between September 7, 2019 and October 31, 2019 and the checking account must be opened first.
- The same promo code must be used when opening both accounts.
- Offers cannot be combined with any other offer and are limited to one per customer.
- We reserve the right to amend or cancel any part of these offers at any time.
- Offers 1 and 2 are not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
- Offer 2 is not available for existing BMO Harris money market customers (including signers on joint accounts) or those who have closed a BMO Harris money market account within the past 12 months.
- Bonuses are not considered part of the opening deposit and will be reported to the IRS for tax purposes.
BMO Harris Bank $250 Checking Savings Bonus
Earn $250 in bonuses for a new Checking account and Savings account with this offer from BMO Harris Bank.
- What you’ll get: $250 Bonus
- Expiration Date: None listed
- Eligible account: Checking, Savings
- Credit inquiry: Soft pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $0 – $20; See below
(No expiration date listed)
How To Earn the $250 Bonus
- $100:
- For opening a new personal checking account with qualifying direct deposits
- $50:
- When you also open a new Statement Savings account with $1,000 new money
- $50:
- For opening an additional BMO Harris Health Savings Account®
- $50:
- Sign up for paperless statements
- No minimum balance required on personal checking account
- Unlimited fee-free transactions at over 40,000 Allpoint® network ATMs nationwide
- No fee for withdrawals and deposits at BMO Harris ATMs or branches
- Smart Money Account $5, waived if:
- Below the age of 25
- Smart Advantage Account:
- There are no monthly maintenance fees
- Harris Premier Account $30, waived if you have one of the following:
- $25,000 minimum daily balance
- $50,000 in combined balances with Relationship Waiver
- Or a Financial Advisors, Inc. investment account
- Offers cannot be combined with any other offer and are limited to one per customer.
- They reserve the right to amend or cancel any part of these offers at any time.
- Fees and withdrawals may reduce earnings.
BMO Harris Bank $500 Business Checking Bonus
Earn $500 in bonuses for a new Business Advantage Checking account with this offer from BMO Harris Bank.
- What you’ll get: $500 Bonus
- Expiration Date: 10/31/2019
- Eligible account: Business Advantage Checking
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $15 – $20; See below
(Offer expires October 31, 2019)
How To Earn the $500 Bonus
- Open a new Business Advantage Checking account by October 31, 2019
- Make a minimum opening deposit of $5,000 in funds not currently on deposit at BMO Harris Bank or its affiliates
- Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening
- Have at least 10 electronic transactions post to the account within 90 days of account opening
- First 500 transactions free per statement period
- Free incoming wires
- Up to $100 waived on first order of checks
- Overdraft Protection Line of Credit available
- Overdraft Funding also available
- Access your accounts any time, from anywhere via BMO Digital Banking
- Make payments quickly with Bill Pay
- $20, waived if:
- $5,000 average collected balance
- OR $15,000 in combined balances with Relationship Waiver
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes
- Offers are subject to change without notice, cannot be combined with any other offer and are limited to one per customer.
- BMO Harris reserves the right to amend or cancel any part of these offers at any time.
Conclusion
If you live near a BMO Harris Bank location, you have the opportunity to earn an attractive $700 in bonuses. Keep in mind, some of the promotions on this post are for business owners or employees of business affiliated with BMO Harris. In my opinion, the bonuses are attractive because they are soft pull, so it won’t hurt your credit score.
Feel free to comment on this post with any questions you may have about BMO Harris Bank, their accounts they offer, or any experiences you have had!
Check back often for more BMO Harris Bank Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| Simple | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
I don’t see the requirement to maintain $5,000 in Platinum Money Market account for 90 days to get an additional $100 for BMO $500 bonus package though.