See the latest news for BMO Harris Bank bonuses, promotions, and offers here.
Currently, you can earn cash bonuses of $200, $250 and $500!
Table of Contents
BMO Harris Bank Bonuses Review
Harris Bank and BMO Financial Group merged in 1984 becoming BMO Harris Bank. They have grown to become one of the largest banks in the Midwest serving personal, commercial and affluent customers. Their banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the nation.
- Bonus Links:
- $200 Checking Bonus (01/30/2020)
- $250 Checking Savings (None listed)
- $200/$500 Business Checking (01/31/2020)
- Account Type: Checking, Money Market, Business Checking, Savings
- Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Branches: 600+ (Bank Locator)
- Hard/Soft Credit Inquiry: Soft Pull
- Direct Deposit Options: Varies
Although these bank promotions are rather generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
If you don’t live in the available areas, be sure to check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review the current BMO Harris Bank bonuses below.
What’s The Competition?
COMPETITORSALTERNATIVE OFFERSOTHER OFFERS TO CONSIDERBUSINESS ACCOUNT OFFERS
 With the Chase SapphireSM Checking: • Enjoy a $1,000 welcome bonus when you join SapphireSM Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days. • Enjoy a new kind of banking experience • No ATM fees worldwide - down the street or around the globe • Perks that add up - relationship rates, special access and help when you need it • Open online • Email my upgrade code • Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV |
 • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and nearly 4,900 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 • Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Enjoy a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 4,900 branches • Open your account online now. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 • Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. • Enjoy $300, more benefits, and earn interest on your new Chase checking account. • The $25 Monthly Service Fee is waived when you keep an average beginning day balance of $15,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. • No Chase fee on first four non-Chase ATM transactions per statement period. • Earn interest on your checking account balance. • Access to 16,000 Chase ATMs and nearly 4,900 branches • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 With the Discover Cashback Debit account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
 • Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. • Access to 16,000 Chase ATMs and nearly 4,900 branches • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. • Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app. • Send and receive money in moments using Chase QuickPay® with Zelle® |
 Open your Huntington 5 Checking account today and enjoy: • $200 bonus by making total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. • Earn interest on all balance tiers • 24-Hour Grace Overdraft Relief • Five Non-Huntington ATM withdrawal fees waived per statement • No minimum deposit needed to open • Enjoy mobile & online banking • 10% credit card rewards bonus |
 • Get up to $350 with a 2% Cash Back Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account by March 1, 2020; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 2% Cash Back on Qualifying Direct Deposits into your new HSBC Advance checking account, up to $30 per month, during the first 12 calendar months after account opening - up to $350 • You will automatically receive the 2% Cash Back in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
• Get up to $700 with a 2% Cash Back Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities. • Open your new HSBC Premier checking account by March 1, 2020; and • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then • Enjoy 2% Cash Back, on Qualifying Direct Deposits into your new HSBC Premier checking account, up to $60 per month, during the first 12 calendar months after account opening - up to $700 • You will automatically receive the 2% Cash Back in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
 Open a Discover Online Savings Account for all these features: • Bonus offer applies for your first Discover Online Savings Account • Earn $200/$150 Bonus with promo code BCS120 by 2/3/2020 • Fund your first savings account with a minimum of $25K by 2/17/2020 to earn the $200 Bonus • Fund your first savings account with a minimum of $15K by 2/17/2020 to earn the $150 Bonus • Earn high interest rate of 1.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 See advertiser website for full details |
• Enjoy a $150 bonus when you open a new Chase Savings(SM) account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days • Access to 16,000 Chase ATMs and nearly 4,900 branches • Link this account to your Chase checking account for Overdraft Protection. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now. • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. |
 Huntington Relationship Money Market: Earn 1.60% (0.92% APY) guaranteed for 6 months when you open a new Relationship Money Market Account by April 7, 2020 with minimum opening deposit of $25,000. Opening deposit must be money not currently deposited at Huntington. Click for qualifying requirements. |
 With the CIT Bank Savings Builders account: • Get up to $200 when you open an account. Earn $100 with a $25,000 to $49,999 deposit; earn $200 with $50,000 or more. • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 1.80% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. |
 • Get $200 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities • Access to 16,000 ATMs and nearly 4,900 Chase branches • Chase has business specialists at your local branch to help with your business needs • Account Alerts are a great way to stay on top of your account's activity and enhance security • Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM |
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. • The $750 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
 • Open your Huntington Business Checking 100 Account today! • Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. • The $200 bonus will be deposited into your account after all requirements are met and your account is open for 90 days. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
 With the Huntington Business Premier Money Market Account: • Earn 1.65% APY guaranteed for 6 months when you open a new Business Money Market Account with minimum opening deposit of $10,000. Opening deposit must be money not currently deposited at Huntington. Click for qualifying requirements. • Invest excess operating funds and let your money grow. • Maintain liquidity while earning competitive interest rates on your cash • Get access to your account 24/7 • Your Business Premier Money Market Account is insured by the FDIC up to applicable limits |
BMO Harris Bank $200 Checking Bonus
Open a new checking account with qualifying activities and get up to a $200 bonus.
- What you’ll get: $200 Bonus
- Eligible account: Checking, Money Market
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- How to earn it:
- Open a new checking account and complete the qualifying activities
- When you’ll receive it: Your accounts must be open, in good standing and must have a balance greater than zero when the bonuses are paid approximately 120 days after opening.
- Monthly fee: $0 – $30; See below
(Expires January 30, 2020)
I recommend checking out other great promotions such as ones from the following popular banks: Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers a $200 bonus, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $700 bonuses.
How To Earn the $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Earn a $200 bonus when you open a new BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, or BMO Harris Premier™ Account and complete the following requirements within 120 days of opening:
- Have a cumulative total of $6,000 in direct deposits
- Enroll in BMO Digital Banking and set up paperless statements.
- Have at least 20 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening.
- Debit Mastercard
- High Rate Dividends
- eStatements
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- In order to be eligible for this offer, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri. You can apply online or at a branch.
- To apply online, use the “open now” links above and we’ll automatically apply the promo code for you.
- Before you apply at a branch, enter your email and click “Send Me My Coupon Above” to receive the promo code you must use when opening your account.
- You must open your accounts between November 1, 2019 and January 30, 2020.
- BMO Harris reserves the right to amend or cancel any part of this offer at any time.
- Offer is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
BMO Harris Bank $250 Checking Savings Bonus
Earn $250 in bonuses for a new Checking account and Savings account with this offer from BMO Harris Bank.
- What you’ll get: $250 Bonus
- Expiration Date: None listed
- Eligible account: Checking, Savings
- Credit inquiry: Soft pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $0 – $20; See below
(No expiration date listed)
Earn the $250 Bonus
EARN $250 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- $100:
- For opening a new personal checking account with qualifying direct deposits
- $50:
- When you also open a new Statement Savings account with $1,000 new money
- $50:
- For opening an additional BMO Harris Health Savings Account®
- $50:
- Sign up for paperless statements
- No minimum balance required on personal checking account
- Unlimited fee-free transactions at over 40,000 Allpoint® network ATMs nationwide
- No fee for withdrawals and deposits at BMO Harris ATMs or branches
- Smart Money Account $5, waived if:
- Below the age of 25
- Smart Advantage Account:
- There are no monthly maintenance fees
- Harris Premier Account $30, waived if you have one of the following:
- $25,000 minimum daily balance
- $50,000 in combined balances with Relationship Waiver
- Or a Financial Advisors, Inc. investment account
- Offers cannot be combined with any other offer and are limited to one per customer.
- They reserve the right to amend or cancel any part of these offers at any time.
- Fees and withdrawals may reduce earnings.
BMO Harris Bank $200/$500 Business Checking Bonus
Earn $200/$500 in bonuses for a new Business Advantage Checking account with this offer from BMO Harris Bank.
- What you’ll get: $200 or $500 Bonus
- Expiration Date: 01/31/2020
- Eligible account: Business Advantage Checking
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $15 – $20; See below
(Offer expires January 31, 2020)
Earn the $200/$500 Bonus
EARN $500 BONUSACCOUNT FEATURESHOW TO WAIVE THE MONTHLY FEEFINE PRINT
- Enter your email in the link to receive a unique promo code for this offer.
- $200 Bonus:
- Open a new Essential Business Checking account between November 1, 2019 and January 31, 2020.
- Deposit at least $1,500 within 30 days of account opening.
- Once your balance reaches $1,500, your balance can not drop below $1,500 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- $500 Bonus:
- Open a new Business Advantage Checking account between November 1, 2019 and January 31, 2020.
- Deposit at least $5,000 within 30 days of account opening.
- Once your balance reaches $5,000, your balance can not drop below $5,000 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- First 500 transactions free per statement period
- Free incoming wires
- Up to $100 waived on first order of checks
- Overdraft Protection Line of Credit available
- Overdraft Funding also available
- Access your accounts any time, from anywhere via BMO Digital Banking
- Make payments quickly with Bill Pay
- $20, waived if:
- $5,000 average collected balance
- OR $15,000 in combined balances with Relationship Waiver
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes
- Offers are subject to change without notice, cannot be combined with any other offer and are limited to one per customer.
- BMO Harris reserves the right to amend or cancel any part of these offers at any time.
Conclusion
If you live near a BMO Harris Bank location, you have the opportunity to earn an attractive bonus. Keep in mind, some of the promotions on this post are for business owners or employees of business affiliated with BMO Harris. In my opinion, the bonuses are attractive because they are soft pull, so it won’t hurt your credit score.
Feel free to comment on this post with any questions you may have about BMO Harris Bank, their accounts they offer, or any experiences you have had!
Check back often for more BMO Harris Bank Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| CIT Bank Savings Builder | $200 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
Related posts:
First Community Credit Union High School Grad Pack Bonus: $100 Promotion (Texas only)
Southern Bank Referral Bonus: $50 Checking Promotion (Missouri, Arkansas, Illinois)
First National Bank of Omaha Referral Bonus: $50 Promotion (Nebraska only)
Cathay Bank Checking Account Review: Insulated Tote Bag Bonus
BMO’s 800 phone number doesn’t work. You call and press the option to speak to someone about opening an account and get told it’s not in service. Neither can I seem to locate any branch near me. What poor marketing. Maybe they can’t even afford to pay everyone interested in the bonus offers.
I don’t see the requirement to maintain $5,000 in Platinum Money Market account for 90 days to get an additional $100 for BMO $500 bonus package though.