See the latest news for BMO Harris Bank bonuses, promotions, and offers here.
Currently, you can earn cash bonuses of $200, and $500!
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BMO Harris Bank Bonuses Review
Harris Bank and BMO Financial Group merged in 1984 becoming BMO Harris Bank. They have grown to become one of the largest banks in the Midwest serving personal, commercial and affluent customers. Their banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the nation.
- Bonus Links:
- $200 Checking Savings (None listed)
- $200/$500 Business Checking (04/30/2020)
- Account Type: Checking, Money Market, Business Checking, Savings
- Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Branches: 600+ (Bank Locator)
- Hard/Soft Credit Inquiry: Soft Pull
- Direct Deposit Options: Varies
Although these bank promotions are rather generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
If you don’t live in the available areas, be sure to check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review the current BMO Harris Bank bonuses below.
BMO Harris Bank $200 Checking Savings Bonus
Earn $200 in bonuses for a new Checking account and Savings account with this offer from BMO Harris Bank.
- What you’ll get: $200 Bonus
- Expiration Date: None listed
- Eligible account: Checking, Savings
- Credit inquiry: Soft pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $0 – $20; See below
(No expiration date listed)
I recommend checking out other great promotions such as ones from the following popular banks: Chase Bank offers $200 & $300 bonuses, TD Bank offers $150 & $300 bonuses, Huntington Bank offers a $200 bonus, Discover Bank offers $360 bonus, and HSBC Bank offers $350 & $700 bonuses.
How Earn the $250 Bonus
- Receive up to a $200 cash bonus when you open the following new products and services:
- $100 cash bonus when you open a new personal checking account with qualifying direct deposits
- $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
- $50 cash bonus when you also open a new BMO Harris Health Savings Account®
- No minimum balance required on personal checking account
- Unlimited fee-free transactions at over 40,000 Allpoint® network ATMs nationwide
- No fee for withdrawals and deposits at BMO Harris ATMs or branches
- Smart Money Account $5, waived if:
- Below the age of 25
- Smart Advantage Account:
- There are no monthly maintenance fees
- Harris Premier Account $30, waived if you have one of the following:
- $25,000 minimum daily balance
- $50,000 in combined balances with Relationship Waiver
- Or a Financial Advisors, Inc. investment account
- Offers cannot be combined with any other offer and are limited to one per customer.
- They reserve the right to amend or cancel any part of these offers at any time.
- Fees and withdrawals may reduce earnings.
BMO Harris Bank $200/$500 Business Checking Bonus
Earn $200/$500 in bonuses for a new Business Advantage Checking account with this offer from BMO Harris Bank.
- What you’ll get: $200 or $500 Bonus
- Expiration Date: 04/30/2020
- Eligible account: Business Advantage Checking
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- Monthly fee: $15 – $20; See below
(Offer expires April 30, 2020)
Earn the $200/$500 Bonus
- Enter your email in the link to receive a unique promo code for this offer.
- $200 Bonus:
- Open a new Essential Business Checking account between February 1, 2020 and April 30, 2020.
- Deposit at least $1,500 within 30 days of account opening.
- Once your balance reaches $1,500, your balance can not drop below $1,500 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- $500 Bonus:
- Open a new Business Advantage Checking account between February 1, 2020 and April 30, 2020.
- Deposit at least $5,000 within 30 days of account opening.
- Once your balance reaches $5,000, your balance can not drop below $5,000 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- First 500 transactions free per statement period
- Free incoming wires
- Up to $100 waived on first order of checks
- Overdraft Protection Line of Credit available
- Overdraft Funding also available
- Access your accounts any time, from anywhere via BMO Digital Banking
- Make payments quickly with Bill Pay
- $20, waived if:
- $5,000 average collected balance
- OR $15,000 in combined balances with Relationship Waiver
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes
- Offers are subject to change without notice, cannot be combined with any other offer and are limited to one per customer.
- BMO Harris reserves the right to amend or cancel any part of these offers at any time.
BMO Harris Bank $200 Checking Bonus *Expired*
Open a new checking account with qualifying activities and get up to a $200 bonus.
- What you’ll get: $200 Bonus
- Eligible account: Checking, Money Market
- Credit inquiry: Soft Pull
- Where it’s available: AZ, FL, IL, IN, KS, MN, MO, WA, WI
- How to earn it:
- Open a new checking account and complete the qualifying activities
- When you’ll receive it: Your accounts must be open, in good standing and must have a balance greater than zero when the bonuses are paid approximately 120 days after opening.
- Monthly fee: $0 – $30; See below
(Expired)
Earn the $200 Bonus
- Earn a $200 bonus when you open a new BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, or BMO Harris Premier™ Account and complete the following requirements within 120 days of opening:
- Have a cumulative total of $6,000 in direct deposits
- Enroll in BMO Digital Banking and set up paperless statements.
- Have at least 20 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening.
- Debit Mastercard
- High Rate Dividends
- eStatements
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- In order to be eligible for this offer, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri. You can apply online or at a branch.
- To apply online, use the “open now” links above and we’ll automatically apply the promo code for you.
- Before you apply at a branch, enter your email and click “Send Me My Coupon Above” to receive the promo code you must use when opening your account.
- You must open your accounts between November 1, 2019 and January 30, 2020.
- BMO Harris reserves the right to amend or cancel any part of this offer at any time.
- Offer is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
Conclusion
If you live near a BMO Harris Bank location, you have the opportunity to earn an attractive bonus. Keep in mind, some of the promotions on this post are for business owners or employees of business affiliated with BMO Harris. In my opinion, the bonuses are attractive because they are soft pull, so it won’t hurt your credit score.
Feel free to comment on this post with any questions you may have about BMO Harris Bank, their accounts they offer, or any experiences you have had!
Check back often for more BMO Harris Bank Bonuses, Promotions, or Offers!
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
| BONUS LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| BBVA Online Checking | $250 Cash | Review |
| CIT Bank Savings Builder | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $700 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
BMO’s 800 phone number doesn’t work. You call and press the option to speak to someone about opening an account and get told it’s not in service. Neither can I seem to locate any branch near me. What poor marketing. Maybe they can’t even afford to pay everyone interested in the bonus offers.
I don’t see the requirement to maintain $5,000 in Platinum Money Market account for 90 days to get an additional $100 for BMO $500 bonus package though.