Available nationwide, you can earn 3-month promotional interest rate up to 3.60% with the Capital One Business Savings account.
Update 12/26/24: The rate has decreased to 3.60% from 4.00%.
Editor’s Note: We recommend you checking out the Live Oak Business Savings account earning a highly competitive rate with no restrictions on the duration in which you can earn the rate.
Capital One Business Savings Rate
- Learn More at Capital One
- What you’ll get: 3-month promotional interest rate up to 3.60%
- Eligible account: Business Savings
- Credit inquiry: Hard Pull or Soft Pull? Let us know.
- Where it’s available: Nationwide
- Opening Deposit: Any
- Monthly fee: $3 waived with $300 minimum balance
- Early Termination Fee: None listed
(Member FDIC)
| Chase Business Checking ($300 or $500 Bonus) | U.S. Bank Business Checking ( $500 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | |
Account Rates
| Balance Tiers | Promotional APY |
| Up to $9,999.99 | 0.25% |
| $10,000 to $10 million | 3.60% |
| Above $10 million | 0.10% |
How To Waive Monthly Fee
There is a $3 monthly service fee waived when you maintain a minimum balance of just $300.
Capital One Business Savings Benefits
- Grow Your Money. Get more from the funds you don’t need day-to-day.
- Withdrawals. Make up to 6 free account withdrawals per monthly statement cycle.
- FDIC-insured. Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.
- Overdraft Coverage. Link your business checking account to reduce fees and protect your earnings.
- Reduced Costs. Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.
 |
 |
Conclusion
In addition to the rate from Capital One, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
