The Choice Privileges Visa Signature Card has an introductory offer of: 32,000 bonus points when you there is at least $1,000 spent in the first 90 days. We value these points to be worth around $192. Even though it’s not the best welcome offer there is to offer, it’s a pretty good one for a card with no annual fee. The Marriott Bonvoy Bold Credit Card has no annual fees included. See our list for more hotel credit cards.
The Choice Privileges Visa Signature card lets you earn bonus points for Choice Hotels and daily purchases. You can use these points directly for complimentary nights and other awards. You will even receive an automatic Elite Gold status with all of their perks included with the membership program.
However, if you don’t necessarily like Choice Hotels, or if you don’t book hotel rooms very much, then you should consider looking into a non-branded rewards card.
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Choice Privileges Credit Card Quick Facts
|Bonus Available||Receive 32,000 bonus points after you make a minimum of $1,000 in purchases in the first 90 days of opening your account.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn 15 points for each $1 spent on Choice Privileges membership and at participating Choice Hotels locations.
Get 5 points for each $1 spent on Choice Privileges points and gift card purchases.
Receive 2 points for each $1 spent on all other purchases.
Gain 8,000 anniversary bonus points each year when you’ve spent a minimum of $10,000 on purchases.
Receive a 10% points bonus each time you book a stay with Choice Hotels.
|Foreign Transaction Fees?||3%|
|Elite Status||Elite Gold|
*Choice Privileges Visa card is issued by Barclays. Compare this card to other credit card offers.*
- No annual fee
- Bonus points
- Anniversary bonus
- 10% points bonus
- Elite Gold status
- Transfer partners
- Good-Excellent credit needed to qualify
- Limited redemption options
- Low per-point value
- Foreign transaction fees
Editor’s Alternate Pick
The Marriott Bonvoy Bold offers 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
This card earns 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X points for all other travel purchases. You’ll receive 1X points per $1 spent on all other purchases.
This card comes with no foreign transaction fees and you'll get 15 elite night credits each calendar year!
Choice Privileges Credit Card 32,000 Bonus Points Offer
Make use of the Choice Privileges credit card’s introductory offer: 32,000 bonus points. The evaluation for the value of these points would be worth about $192 (more on that below). That would be enough to last about 4 free nights.
You must charge a minimum of $1,000 to your card in the first 90 days of having your account open to be able to qualify.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
What are Choice Privileges Points Worth?
Compared to other different hotel-branded credit cards, depending on how you decide to use your points will reflect their value. The value of a Choice Privileges point would equal about $0.006.Using that figure, 32,000 points would be worth around $192.
Even though there are a lot of hotel rewards that offer similar low point values, the card’s high earning rate for Choice Hotel investments are definitely worth it.
Your Choice Privileges points can be used for:
- Stays at Choice hotels, resorts or vacation homes
- Gift cards
- Magazine subscriptions
- Charity donations
You can even use your points for:
- Exchanging for miles with partnered airline loyalty programs (more on that below)
- Trading for Amtrak Guest Rewards points
- Redeeming for credit on 20+ cruise lines
However, you will be able to receive the best value for your points if you use them towards Choice Hotels.
Choice Hotels Properties
|Ascend Hotel Collection||Cambria Hotels||Clarion|
|Comfort Inn||Comfort Suitts||Econo Lodge|
|MainStay Suites||Quality||Rodeway Inn|
Choices Privileges Credit Card Top Features
You will gain 8,000 bonus points if you spent a minimum of $10,000 in one membership year. You would be able to buy one free award night.
Receive a 10% bonus point every time you book a room with Choice Hotels.
Immediately get an automatic Elite Gold status. With this membership, it’ll let you book free award nights 50 days in advance. Compared to 30 days required with a regular Choice Privileges membership. You are required to stay 10 nights (including reward nights) to get Elite Gold status if you don’t have the Choice Privileges credit card.
You can exchange your Choice Privileges points with their qualifying partnered airlines which are:
|Aeromexico||Air Canada||Air New Zealand|
|Alaska Airlines||American Airlines||Czech Airlines|
|Qantas||Southwest Airlines||Spirit Airlines|
|United Airlines||Virgin Australia|
If you are a frequent guest at Choice Hotels, then the Choice Privileges Visa Signature card is an amazing card to have. It has some great bonus points for hotel stays and elite membership perks. However, if you are not a frequent customer or don’t stay at hotels often, you should look into a different co-branded or general travel rewards card that is better suited to you.
(Visit Choice Privileges for more information)
What’s the Competition?
There are some of Choice Privileges Visa Signature card’s top competitors listed below.
The Hilton Honors American Express Card offers offers 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
You'll have the opportunity to earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands., 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, & 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card comes with annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad.
The Marriott Bonvoy BoundlessTM Credit Card offers 5 Free Nights after you spend $5,000 on purchases in the first 3 months from account opening.
You'll earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases.
You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary.
This card does carry a $95 fee; there are no foreign transaction fees.
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