Here are the latest Citizens Equity First Credit Union bonuses, promotions, and offers.
Currently, they’re offering bonuses ranging from $25, $125, $175 when you meet the requirements.
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Citizens Equity First Credit Union Bonuses Review
As a financial cooperative, CEFCU borrowers and savers help each other enjoy a better value. Since their start in 1937, they’ve believed in an open, honest approach to helping you handle your money. Additionally, there are some great account perks that you’ll be able to benefit from as well.
I’ll go over the Citizens Equity First Credit Union offers below.
Citizens Equity First Credit Union $175 Checking Bonus
To earn this great bonus offer, just open a new account and meet all of their requirements.
- What you’ll get: $175 Bonus
- Eligible account: Checking Account
- Availability: CA, IL (Bank Locator)
- Credit Inquiry: Soft Pull
(Offer expires 12/31/2022)
How to Earn Bonus
- Open a qualifying new Checking account by June 30.
- To receive your $150 Savings credit:
- Fulfill ONE (or more) of the qualification criteria the calendar month after you open your Checking account.
- Sign up for eStatements.
- To receive your $25 Savings credit:
- Use your CEFCU Debit Mastercard® for qualifying purchases for three months after you open your Checking account.
- Maintain your Checking account in good standing.
- The bonuses are not available on transfers of existing CEFCU Checking accounts.
- All bonuses are not available on Health Savings Accounts, Rep Payee accounts, Uniform Transfer to Minor Accounts, Basic Business Checking accounts, Dividend Business Checking accounts, or Business Checking accounts.
- Offer subject to change.
- There is a limit of a combined total of $175 for personal Checking account-related bonuses per member.
- The value of the bonuses are considered a taxable dividend to you and will be reported on IRS Form 1099-INT.You must have a valid SSN/ITIN to qualify.
Citizens Equity First Credit Union $125 Checking Savings Bonus
When you open a checking account and meet all the requirements, you can earn up to a $125 bonus.
- What you’ll get: $125 Bonus
- Eligible account: Checking, Savings
- Availability: CA, IL (Bank Locator)
- Credit Inquiry: Soft Pull
(Offer expires 12/31/2022)
How to Earn Bonus
- Open a qualifying new Checking account by June 30.
- To receive your $100 Savings credit:
- Fulfill ONE (or more) of the qualification criteria the calendar month after you open your Checking account.
- Sign up for eStatements.
- To receive your $25 Savings credit:
- Use your CEFCU Debit Mastercard® for qualifying purchases for three months after you open your Checking account.
- Maintain your Checking account in good standing.
- The bonuses are not available on transfers of existing CEFCU Checking accounts.
- All bonuses are not available on Health Savings Accounts, Rep Payee accounts, Uniform Transfer to Minor Accounts, Basic Business Checking accounts, Dividend Business Checking accounts, or Business Checking accounts.
- Offer subject to change.
- There is a limit of a combined total of $125 for personal Checking account-related bonuses per member.
- The value of the bonuses are considered a taxable dividend to you and will be reported on IRS Form 1099-INT.You must have a valid SSN/ITIN to qualify.
Citizens Equity First Credit Union $25 Referral Bonus
When you refer friends to open an account with CEFCU, you can earn a $25 bonus.
- What you’ll get: $25 Bonus
- Eligible account: Checking
- Availability: CA, IL (Bank Locator)
- Credit Inquiry: Soft Pull
(Offer expires 12/31/2022)
Editor’s Note: You can also earn a $50 bonus when you refer someone to open a new business checking account.
How to Earn Bonus
- Earn $25 Referral Bonus
- Fill out the Referred By section of the Official Referral Certificateand give it to a friend.
- Have your friend fill out the New Member and Qualifying Account(s) sections and take the Certificateto a Member Center at the time a CEFCU® Savings and qualifying account* is opened.
- You could receive up to $25 via automatic deposit to your Savings account within 4–6 weeks.
- Earn $50 Business Referral Bonus
- To receive the $50, you must be a CEFCU member in good standing and refer a non-member who must open a new CEFCU Savings account and a new CEFCU Business Checking account, Business Loan, or Business Credit Card.
- Just fill out the Referred By section of the Official Referral Certificate*. Then simply give the certificate to a friend or member of your network.
We’ll help your friend fill out the rest at account opening. - Once the qualifying accounts have been opened, CEFCU will deposit $50 to your Savings account within 6-8 weeks.
- For a limited time, any current CEFCU member in good standing (“Member”) can receive up to $25 (“Referral Fee”) via direct deposit to his/her CEFCU Savings account by referring a non-member friend (“Friend”) to CEFCU, where the Friend opens a qualifying new CEFCU account and submits an Official Referral Certificatewithin five business days of account opening.
- Qualifying accounts to receive a $25 reward may be any of the following: Checking, Vehicle Loan or Credit Card account.
- Qualifying accounts to receive a $10 reward may be any of the following: Personal Loan, Health Savings Account, or (where the primary member is age 12 or younger), the Savings account referenced at (ii) above
How To Waive Monthly Fees
- Checking: None
- Dividend Checking: $6.00 fee for each statement period that the average daily account balance drops below the minimum $2,500 level.
- Basic Business Checking: If you keep a $2,500 average daily balance, there’s no monthly service fee.
- Dividend Business Checking: $6.00 fee for each statement period that the average daily account balance drops below the minimum $2,500 level.
Conclusion
Overall, Citizens Equity First Credit Union promotions, allows you to earn a bonus by skipping the hassle of switching direct deposits to this new account. Additionally, once you join, you can start referring new members and earn bonuses.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Lastly, check back often for more Citizens Equity First Credit Union Bonuses, Promotions, or Offers!
