Columbia Bank Bonuses: $800 Checking Promotions (NJ, NY)

Take a look at our updated list of Columbia Bank bonuses, promotions, and offers here!

Currently, Columbia Bank is offering a $800 bonuses when you open a new account and meet the requirements.

Columbia Bank Bonuses Review

Columbia Bank is a New Jersey community bank with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. create banking relationships based on experience, financial stability, and quality service. Their diverse client base includes consumers, professionals, business owners, corporations, developers, entrepreneurs, and local municipal entities.

I’ll go over all Columbia Bank bonuses & offers below.

Columbia Bank $800 Checking Bonus

Columbia Bank is offering up to a $800 bonus when you open a new qualifying checking account.

• What you’ll get: Up to $800 Bonus
• Eligible account: Checking
• Availability: NJ, NY (Bank/ATM Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$9
• How to earn it:
  • To qualify for the bonus, open a new Cash Back, Forward, Ideal or Senior Checking account
  • Earn $100 when you have 10 qualifying point of sale (POS) debit card transactions within 60 days of account opening
  • Earn $300 when you have direct deposits totaling at least $1,000 posted within 60 days of account opening
  • Earn An Additional $400 when you retain a balance of $25,000 or more for at least 120 days after account opening. See full disclosure to learn more about bonuses available for lower retained balances

(Limited time offer)

Fine Print

• $300 New Account Cash Bonus.
• In order to be eligible to obtain the cash bonuses, you must open one of these new accounts, either a Cash Back Checking Account, Forward Checking Account, Ideal Checking Account, or Senior Checking Account opened on or after February 15, 2024.
• You will receive a one-time new account $300 cash credit to your Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Checking Account within 60 days after the date you opened the new account.
• Please note that internal transfers are not considered an ACH transaction.
• The $300 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
• Only one new account $300 credit will be made in total for ACH credit activity to this account within the first 60 days of account opening.
• You will receive a one-time new account $100 cash credit to your Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Checking Account within 60 days of the new account opening.
• The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.
• Only one new account $100 credit will be made in total for the qualifying Cash Back debit card activity.
• A “qualifying POS debit card transaction” is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale.
• Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions.
• Total $400 per person: If you have ever received a new account opening bonus of any type in connection with opening a checking or savings account, you are not eligible for either of the cash bonuses even if you open a new Checking Account.
• You are permitted to receive only one of each of these new account bonuses irrespective of the number or type of checking accounts you open.
• To receive any of the aforementioned new account bonuses, the account must still be open at the time we are ready to credit the funds.
• The new account cash bonuses will be reported as interest to the IRS on form 1099-INT.

Columbia Bank Up to $1,500 Checking Bonus (Expired)

Columbia Bank is offering up to a $1,500 bonus when you open a new qualifying checking account.

• What you’ll get: Up to $1,500 Bonus
• Eligible account: Yield Plus Checking
• Availability: NJ, NY (Bank/ATM Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$9
• How to earn it:
  • Earn up to a $1,500 bonus when you open a new Yield Plus Account with qualifying activities.
    • Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
    • Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
    • Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.

(Limited time offer)

Fine Print

• In order to qualify for a one-time Yield Plus Offer cash bonus you must open and deposit a minimum total deposit of $25,000 of “new money” into your Yield Plus Checking account.
• (“New money” is defined as deposits not previously held by Columbia Bank.)
• We will allow fifteen (15) calendar days to complete the “new money” deposit funding process.
• After the deposit funding process period expires, the deposit(s) must be maintained in your Yield Plus Checking account for an additional six (6) month period.
• This is referred to as the balance seasoning period. Once the six (6) month balance seasoning period expires, Columbia Bank will verify that the qualifications of the Yield Plus Offer were met and deposit the applicable cash bonus into your Yield Plus Checking account within thirty (30) calendar days.
• Qualifying new accounts will receive a cash bonus of $250 for “new money deposits” totaling $25,000 and up to $49,999.99.
• Qualifying accounts will receive a cash bonus of $500 for “new money deposits” totaling $50,000 and up to $199,999.99.
• Qualifying accounts will receive a cash bonus of $1,500 for “new money deposits” totaling $200,000 and above.
• The maximum Yield Plus Offer cash bonus is $1,500.
• You are not eligible for additional Yield Plus Offers even if you open additional accounts and/or make additional “new money” deposits.

Columbia Bank $300 Checking Bonus (Expired)

Columbia Bank is offering a $300 bonus when you open a new qualifying checking account.

• What you’ll get: $300 Bonus
• Eligible account: Cash Back Checking
• Availability: NJ, NY
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$9
• How to earn it:
  • Open a new Cash Back Checking Account.
  • You will receive a one-time new account $200 cash credit to your Cash Back Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Cash Back Checking Account within 60 days after the date you opened the new account.
  • The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
  • You will receive a one-time new account $100 cash credit to your Cash Back Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Cash Back Checking Account within 60 days of the new account opening.
  • The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.

(Limited time offer)

Fine Print

• Cash Back Checking Account $300 New Account Cash Bonus In order to be eligible to obtain the cash bonuses, you must open a New Cash Back Checking Account.
• You will receive a one-time new account $200 cash credit to your Cash Back Checking Account after we have verified ACH credits totaling at least $1,000 posted to your Cash Back Checking Account within 60 days after the date you opened the new account.
• Please note that internal transfers are not considered an ACH transaction.
• The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement.
• Only one new account $200 credit will be made in total for ACH credit activity to this account within the first 60 days of account opening.
• You will receive a one-time new account $100 cash credit to your Cash Back Checking account after we have verified that 10 qualifying POS debit card transactions (not including ATM withdrawals) have been made with your Columbia Bank Debit Card and those transactions post and settle to your Cash Back Checking Account within 60 days of the new account opening.
• The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement.
• Only one new account $100 credit will be made in total for the qualifying Cash Back debit card activity.
• A “qualifying POS debit card transaction” is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale.
• Please note that ATM withdrawals and online bill payments are not considered qualifying POS debit card transactions.
• Total $300 per person: If you have ever received a new account opening bonus in the past, you are not eligible for either of the cash bonuses even if you open a new Cash Back Checking Account.
• You are permitted to receive only one of each of these new account bonuses irrespective of the number or type of checking accounts you open.
• To receive any of the aforementioned new account bonuses, the account must still be open at the time we are ready to credit the funds and at all times the account was in good standing.
• The new account cash bonuses will be reported as interest to the IRS on form 1099-INT.

Columbia Bank $15 Savings Bonus (Expired)

Columbia Bank is offering a $15 bonus when you open a new qualifying savings account.

• What you’ll get: $15 Bonus
• Eligible account: Kids Count Savings Account
• Availability: NJ, NY
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Offer is valid for new Kids Count Youth Saving account (passbook or statement savings account).
  • Columbia Bank will match the initial deposit up to $15.
  • Minimum initial deposit to open an account is $1.

(Limited time offer)

Fine Print

• The matching bonus will be credited to the new account at account opening.
• There is no time requirement for the initial deposit to remain in the account in order to receive this bonus.
• The amount of the bonus will be added to any interest that is earned on the account.
• If the amount of the bonus plus interest is $10 or more in a calendar year, then the amount will be reported on IRS Form 1099-INT.
• This bonus offer may be discontinued without prior notice.
• There is a limit of one bonus per child.

Columbia Bank $300 IRA Bonus (Expired)

Columbia Bank is offering a $300 bonus when you roll over your existing IRA.

• What you’ll get: $300 Bonus
• Eligible account: IRA
• Availability: NJ, NY
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Earn a $300 bonus. Give your IRA a boost when you roll over your existing IRA.
  • Rollover a minimum of $50,000 from a ROTH or Traditional IRA. The rollover must be new money, deposits not previously held by Columbia Bank.
  • The bonus paid will be credited to your account within 10 days after rollover account opening.

(Limited time offer)

Fine Print

• To receive the cash bonus of $300, the minimum to open is $50,000.00.
• The minimum balance to open this IRA and obtain the APY is $500.
• The bonus paid will be credited to your account within 10 days after rollover account opening.
• The IRA must remain open for at least six consecutive months to receive the cash bonus.
• If closed before the six month period, the entire cash bonus amount will be withdrawn from the proceeds.
• The bonus paid may be taxable income if withdrawn, consult your tax advisor.
• Penalty may apply for early withdrawal.
• Please consult a tax advisor regarding tax savings and IRA rollover eligibility rules.
• Other certificate terms available.
• This offer may be withdrawn or modified at any time.
• Fees may reduce earnings.
• Offers subject to change without notice.
• Limit one per customer.

How To Waive Monthly Fees

• Yield Plus Checking: None
• Advantage Plus Checking: $9 monthly fee, waived with 10 POS debit card transactions or $500 daily balance.
• Totally Free Checking: None
• Forward Checking: None
• Business Analysis Checking: $15 monthly fee, can be waived by compensating balances
• Everyday Business Checking: None
• Columbia Cares For Non-Profits: None

Conclusion

This promotion is definitely worth a look if you are interested in Columbia Bank. However, with it only being available in one state, the offer would only apply to a handful of readers.

Your feedback is highly appreciated and makes our site even better!

Columbia Bank has a decent bonus, but not so great CD and Savings rates, so check out our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to the state of Indiana, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Columbia Bank Bonuses, Promotions, or Offers!