Find a list of the most updated Community Choice Credit Union bonuses, promotions, and offers here.
Update 6/18/26: There’s currently a $100 referral bonus when referring friends and family to open a new checking account.
Community Choice Credit Union Bonuses Review
Community Choice Credit union was established in 1935 with the belief in helping their neighbors achieve the life they desire. Today, they serve more than 100,000 members and partner with communities all across the state of Michigan to give back and Give Big to neighbors in need.
| Eligibility: Community Choice Credit Union membership is open to anyone who resides, worships, or works in Michigan, or is an employee or retiree of General Motors, Kelly Services, Conrail, or AmTrack. Eligibility also extends to immediate family of current credit union members. (Membership requirements are listed in the credit union’s online application) See current membership details |
I’ll go over the Community Choice Credit Union bonuses & offers below.
Community Choice Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Eligible account: Checking Account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Make sure you’re eligible: you must be 18+ and have a checking account in good standing.
- Fill out the form and we’ll email your friend with details.
- Once your friend opens a checking account and lets us know you referred them, you’ll get your $100 after 30 days, and they’ll get their $100 just 30 days after that, as long as both accounts remain in good standing.
(Limited time offer)
Fine Print
- To receive the incentive payment the current, referring member must meet the following qualifications: Must be 18 years or older with a checking account. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The new referred account must be open for 30 days for the current, referring member to receive the incentive payment. Incentive payment will occur on the Monday following the 30th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- To receive the incentive payment new members must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 60 days and must have completed one of the following: (1) Combined $300 in direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account. Incentive payment will occur on the Monday following the 60th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account if there is one on file. If no checking account on file deposits will be made to the savings account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.
Community Choice Credit Union $100 Checking Bonus (Expired)
When you open a new checking account, you can receive a $100 bonus.
- What you’ll get: $100 Bonus
- Eligible account: Checking account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Open a new Basic or Choice Checking account and mention promo code NewChecking100.
- Set up and receive at least $300 per month in direct deposit.
- Complete 20 transactions with your debit or credit card in the first 90 days.
(Expires 12/31/2024)
| Bank of America Checking ($100 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Offer not available to Community Choice Credit Union members with an existing checking account, or those whose accounts have been closed within 90 days or closed with a negative balance. Members can only receive one new checking account opening related bonus.
- To receive the incentive payment new checking account holder must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 90 days and must have completed the following: (1) Opened a new checking account (2) $300 in total direct deposits and (3) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 90 days of opening account. Incentive payment will occur on the Monday following the 90th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is valid through December 31, 2024 and is subject to change and could be discontinued at any time.
Community Choice Credit Union $50 Checking Bonus (Expired)
When you open a new checking account, you can receive up to a $50 bonus.
- What you’ll get: $50 Bonus
- Eligible account: Checking account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Become a member of Community Choice CU
- Bonus payout will be paid via deposit into the checking account of the qualifying new member on the first Monday following 60 days of membership by completing the either of the requirements:
- Open a Choice Checking account.
- Have qualifying aggregate deposit of at least $300 every 35 days.
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
| Bank of America Checking (Up to $500 Bonus Offer) | |
Fine Print
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
Community Choice Credit Union $108 Checking Bonus (Expired)
When you open a new checking account, you can receive up to a $108 bonus.
- What you’ll get: $108 Bonus
- Eligible account: Checking account
- Where it’s available: MI (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Be a member of Community Choice CU
- Sign up for the Superior Rewards Program
- Choose 8+ Products/Services
- Checking
- ATM/Visa® debit card
- 15 or more debit card transactions a month
- Direct Deposit
- e-Banking/mobile banking
- e-Pay
- e-Statement
- e-deposit
- VISA Credit Card
(Limited time offer)
| Bank of America Checking ($100 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
How To Waive The Monthly Fees
- Choice Checking: Enroll in Choice Checking to start enjoying all included benefits, and we will waive the first month’s fee. Only $5.95/month thereafter.
- Basic Checking: None
- Choice Savings: None listed
- Choice Goals: None listed
- Simply Business Checking: None listed
- Analyzed Business Checking: None listed
- IOLTA: None listed
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Conclusion
Although these are rather generous bonuses, I would check to see if this triggers a hard or soft pull before opening.
Our Savings, Money Market, and CD Rates is something worth checking out to find other great promotions.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Community Choice Credit Union, their accounts they offer, or coupon codes.
Check back often for more Community Choice Credit Union Bonuses, Promotions, or Offers!
