Find an updated list of Community State Bank promotions, bonuses and offers here.
Update 1/21/25: The bonus is back and but reduced to $250 offer through 6/30/25.
Community State Bank Bonuses Review
Community State Bank is headquartered in Ankeny, Iowa and was established in 1960. Since then they have grown to 10 locations and boast an A+ health rating. CSB offers all the services you need to meet your financial needs; from personal and business banking to mortgage financing, insurance and retirement income planning.
I’ll go over all Community State Bank offers below.
Community State Bank $250 Checking Bonus
- What you’ll get: $250 bonus
- Eligible account: Checking Account
- Where it’s available: IA (Bank Locator)
- Direct Deposit Required: Yes
- Credit inquiry: Unknown
- Monthly fee: Yes
- How to earn it:
- Receive $250 cash bonus when you open an Edge Checking by Community State Bank Account.
- Open your account with a minimum of $100
- Use your Visa® debit card 15 times per statement cycle (excludes ATM-based transactions)
- Receive your monthly statements via eStatements
- Set up at least one monthly direct deposit
(Expires 06/30/2025)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- New Edge Checking by Community State Bank™ bonus offer details:
- One bonus allowed per new account. Bonus offer is $250.00.
- Bonus will be paid within 30 calendar days of when the following occurs: 1) open a new checking account, which is subject to approval with a $100 deposit within 30 calendar days of opening the account; 2) a minimum of 2 reoccurring direct deposits have occurred; 3) and the debit card has been used a minimum of 15 times during qualifying period.
- Examples of direct deposits would be an electronic deposit of your paycheck, pension or government benefits from your employer or the government.
- Person to person payments (such as Zelle, Venmo or CashApp) are not considered a direct deposit or debit card transaction.
- Additional terms of the bonus offer includes: Offer valid only when opening an Edge Checking by Community State Bank™.
- Account must be opened a minimum of 90 calendar days.
- Requirements must be met within the 90 calendar days of account opening. Offer is limited to one per customer and account (including signers on joint accounts).
- Offer is not available for existing Community State Bank personal checking account customers (including signers on joint accounts) or those who have closed a CSB personal checking account within the past 12 months.
- Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid.
- Cannot be combined with other offers.
- Accounts and offers are only eligible to Iowa residents.
- We will deposit your bonus into your new checking account within 30 calendar days after you have met all offer requirements.
- Cash bonus will be reported to the IRS for tax purposes and you are responsible for any applicable taxes.
- Consult your tax advisor.
- Promotion ends 06/30/2025 and is subject to change without notice.
How To Waive Monthly Fees
- Edge Checking by Community State Bank: A $2.95 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening.
- Set Sail Simple Checking: No $2.95 paper statement fee when you sign up for e-Statements
- Voyage Rewards Checking:
- No $2.95 paper statement fee when you sign up for e-Statements
- $5 service fee waived if one of these benefits are used per statement cycle: Two Bill Pay2 Transactions, One Direct Deposit, One ACH Account, One Consumer Loan
- Journey Privileges Checking: No $15 monthly fee per statement cycle when minimum balance requirements are met
- Select 50 On The Go Checking (age 50 and older): No $10 fee per statement cycle when minimum balance requirements are met ($15,000 minimum combined balance in checking/other deposit accounts or $1,500 minimum checking balance)
- BankOn Checking: $5 monthly service charge
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Conclusion
Community State Bank offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the FDIC. So if this offer interests you sign up and earn a $100 checking bonus or by referring a friend!
Community State Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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Check back often for more Community State Bank Bonuses, Promotions, or Offers!